ICICI Bank Credit Card Rewards

From online spends to international purchases, ICICI Bank credit cards let you earn multiple rewards

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Launched by the bank in August 2022, the ICICI Bank Rewards Program helps earn and manage your credit card rewards. With this new program, you can earn reward points for transactions completed using your ICICI Bank credit card. The program also allows you to redeem the accumulated points for various deals, services, gift cards, vouchers, and discounts. Some of these credit cards are designed to offer enhanced or accelerated rewards, while others cater to diverse needs.

Benefits of ICICI Bank Credit Cards Rewards

To enrich your purchasing experience, ICICI Bank credit card rewards offer these benefits:

You earn reward points for various kinds of payments and purchases
These points come with an extended expiration date of 3 years from the date of issuance
There is no cap on the reward points you can earn on your credit card
You can choose to redeem these points for offers, discounts, vouchers and more

Top ICICI Bank Credit Card Rewards

Check out this table for the specifics to earn rewards on various ICICI Bank credit cards:

Credit Cards	Reward Details
ICICI Bank Platinum Chip Credit Card	2 reward points for every ₹100 spent (except fuel expenses)
ICICI Bank Coral Contactless Card	2 reward points for every ₹100 spent (except fuel expenses) 1 reward point for every ₹100 spent on utilities and insurance categories 2,000 reward points for every ₹2,00,000 spent and 1,000 points for every ₹1,00,000 spent in an anniversary year
ICICI Bank Rubyx Credit Card	2 reward points for every ₹100 spent on domestic purchases 4 reward points for every ₹100 spent on international purchases 1 reward point for every ₹100 spent on utilities and insurance categories
ICICI Bank Sapphiro Credit Card	2 reward points for every ₹100 spent on domestic purchases (except fuel expenses) 4 reward points for every ₹100 spent on international purchases 1 reward point for every ₹100 spent on utilities and insurance categories Up to 20,000 reward points every anniversary year
ICICI Bank Manchester United Platinum Credit Card	3 reward points for every ₹100 spent on retail purchases (except fuel) 2 reward points for every ₹100 spent on domestic purchases 2 reward points for every ₹100 spent on international purchases 3 reward points for every ₹100 spent on Manchester United match days
ICICI Bank Manchester United Signature Credit Card	5 reward points for every ₹100 spent on retail purchases (except fuel) 3 reward points for every ₹100 spent on domestic purchases 4 reward points for every ₹100 spent on international purchases 5 reward points for every ₹100 spent on Manchester United match days
ICICI Bank Chennai Super Kings Credit Card	2,000 reward points on joining and renewal 10 reward points for every ₹100 spent, except on fuel, on IPL match days
MakeMyTrip ICICI Bank Signature Credit Card	₹1,500 My Cash plus MMT holiday voucher worth ₹2,500 on joining ₹1.25 My Cash for every ₹200 spent on domestic purchases outside MMT ₹1.50 My Cash for every ₹200 spent on international purchases other than on MMT ₹2 My Cash for every ₹200 spent on flight bookings on MMT ₹4 My Cash for every ₹200 spent on hotel/holiday bookings on MMT
ICICI Bank Expressions Credit Card	3 reward points for every ₹100 spent on your card (except fuel)
ICICI Bank HPCL Coral Credit Card	2 reward points for every ₹100 spent on retail purchases (except fuel expenses)
Accelero ICICI Bank Credit Card	2 reward points for every ₹100 spent
ICICI Bank Parakram Credit Cards	1 reward point for every ₹100 spent on various categories 5x reward points up to 400 points on spending at department stores, grocery stores, and Canteen Store Departments (CSDs)

Disclaimer: The rewards are subject to change at the discretion of the issuer. Some of the cards mentioned above are not available on Bajaj Markets. Kindly visit the official website for more details.

ICICI Bank Credit Cards’ Rewards Catalogue

Here’s a list of hand-picked rewards that you can get by redeeming your ICICI Bank Credit Card reward points:

Category/Voucher	Voucher Value	Points Required
Hidesign Voucher	₹1,000	1,500
GiveIndia - medical support for underprivileged mothers and newborns	₹550	800
GiveIndia - support for farmers and their children’s education	₹1,100	1,600
GiveIndia - support for elderly women	₹550	800
GiveIndia - support for tribal child education for a year	₹1,100	1,600
Guess for Women 75ml Perfume	-	4,000
Genesis La Mode Voucher	₹10,000	15,500
MakeMyTrip Gift Voucher	₹5,000	7,250
MakeMyTrip Gift Voucher	₹10,000	14,500
Yatra Gift Voucher	₹10,000	14,500
BookMyShow Voucher	₹1,000	1,400
Big Basket Gift Voucher	₹1,000	1,400
Central Gift Voucher	₹1,001	1,400
Bata Gift Voucher	₹1,000	1,400
Big Bazaar Gift Voucher	₹1,000	1,400
Baskin Robbins Gift Voucher	₹500	700
Titan Gift Voucher	₹1,000	1,400
InterMiles	200 InterMiles	300
Amazon Gift Voucher	₹1,000	1,500
Flipkart Gift Voucher	₹1,000	1,450

Disclaimer: The aforementioned details are only indicative and subject to change at the discretion of the issuer.

How to Redeem ICICI Bank Credit Card Rewards

You can redeem your rewards in the following ways:

Via Internet Banking

Log in to the official website of ICICI Bank using your internet banking credentials
Navigate to the ‘Credit Cards’ page
Go to the 'Reward Points' section
Click on the 'Redeem Online' option
Choose an item from the dropdown menu
Note down the unique order number for future

Via Customer Care

Call the 24-hour customer care helpline number for your state or call 1800 1080
Provide the item code of the reward to the customer service representative that you wish to redeem
Note down the unique order number for future reference

Terms and conditions of ICICI Bank Credit Card Reward Points

Here’s a list of terms that you need to be aware of before you redeem your ICICI reward points:

The rewards program is only available for specified ICICI Bank Credit Card users
The rewards program comes into effect only from the date of card activation

A nominal fee of ₹99 + GST is levied for every reward redemption request and will be charged to the credit card account
The ICICI Bank rewards program follows the anniversary year system for all its rewards
The monthly credit card statement will contain the details of your ICICI Bank Credit Card reward points, including the number of points earned, number of points redeemed and the outstanding balance as of the end of the billing cycle
ICICI Bank Credit Card reward points may be redeemed against redemption offers that are currently available on the ICICI Bank website
The reward points can be redeemed through the bank’s internet banking portal or by calling its 24/7 customer care helpline
All the reward points redeemed will be automatically reduced from the accumulated balance available on the credit card account
All of the accumulated points will be cancelled immediately if the credit card is cancelled or withdrawn
The cancelled points cannot be transferred to any other ICICI Bank Credit Card or be reverted to your original card in the case of reinstatement
All accumulated reward points will stand cancelled if the ICICI Bank rewards program is terminated

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

About Credit Cards Services

Credit Cards Partners at Bajaj Markets

Non Partners Credit Cards

Do reward points of ICICI Bank Credit Cards expire?

Yes, your ICICI Bank credit card reward points expire after 3 years from the issuance date.

How many days does it take to process reward point redemption requests?

ICICI Bank processes your redemption requests as soon as possible. However, it can take up to 10 days to deliver the redemption order.

Do I need to enrol in a programme to enjoy ICICI Bank Credit Card reward points?

If you hold an ICICI Bank credit card, you earn reward points automatically, under the eligible reward points programme.

How do I check my reward points summary?

You can check your points through Internet banking, SMS facility, and the iMobile Pay app.

How can I maximise my rewards on ICICI Bank credit cards?

Here are a few tips to maximise your rewards:

Use your credit card for purchases including groceries, online shopping, and dining out, to accumulate points
Utilise your card for significant expenses like jewellery purchases and travel bookings
Earn more credit card reward points by using your card for your expenses during international travel
Accumulate points on getting up to 2 supplementary credit cards for family members aged 18 and above
Set up automatic payments for recurring bills using your credit card