Kotak Mahindra Bank Essentia Platinum Credit Card

Note: This product is discontinued by the bank for new sourcing, and the details are displayed for informational purposes only. 
 

The Kotak Mahindra Bank Essentia Platinum Credit Card offers you 10% savings on everyday purchases in the form of reward points. Apart from rewards, the card brings you saving  opportunities too. You can earn saving points to save up to ₹7741 in the first year and up to ₹8491 from the second year onwards as per the value chart. 

What’s more? Get movie tickets on crossing spending milestones and exciting offers from partners. Compare its benefits against those of 30+ variants on Bajaj Markets and get a credit card online.

Here is an overview of some features that make this credit card a smart choice:

• Get 10 saving points for every ₹100 spent in departmental stores and on groceries

• Earn 1 Saving Point for every ₹250 spent on other categories 

• Redeem all your accumulated points online to get cashback, airline tickets and more 

• Get priority customer service with the KASSIST facility

• Enjoy all the primary cardholder’s benefits on add-on cards, which include customisable credit limits and easy tracking of your transactions 

• Use the Visa payWave contactless facility to pay for transactions of up to ₹5,000 without a PIN

• Earn 1,200 reward points or 6 complimentary PVR tickets if you spend ₹1.25 Lakhs every 6 months

This card is easy to get if you meet the simple criteria and produce basic documents before applying. 

Following are the eligibility requirements to apply for the Kotak Mahindra Bank Essentia Platinum Credit Card:

• Minimum Age: 21 years 

• Maximum Age: 65 years

• Minimum Age for Add-on Credit Card: 18 years

• Nationality: Indian residents living in Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon, Noida, Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune

If you meet the eligibility parameters, apply with the following documents: 

• Proof of Address: Aadhaar card, passport, voter ID, driving licence, ration card, rent agreement, and utility bills
• Proof of Identity: PAN card, Aadhaar Card, voter ID, passport, ration card, and driving licence
• Proof of Income: Salary slips and bank statements

You can apply for this card either on Kotak Mahindra Bank's official website or by visiting the nearest branch. This card is not available on Bajaj Markets.

You can contact the credit card customer care team on the following toll-free numbers:

• 1860-266-2666

• 1800-209-0000

Compare your savings with the cost of maintaining a credit card to make an informed choice.

Here is the list of associated charges the issuer levies on this card:

Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.

Note: This card is discontinued by Kotak Mahindra Bank and may be visible only for existing card holders.

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