Unlock a world of seamless transactions and unparalleled convenience with the SimplyCLICK SBI Credit Card. Designed with your lifestyle in mind, this card effortlessly blends technology and financial empowerment. Experience the ease of managing your expenses while enjoying the flexibility that aligns with your dynamic needs. Elevate your financial journey with a credit card that adapts to your pace, making every transaction a seamless delight. Welcome to a smarter, more efficient way to navigate the financial landscape – your perfect companion for a hassle-free and empowered lifestyle.
Here’s a table outlining some of the key fees associated with the credit card:
Particulars |
Charges |
Joining Fees |
₹499 + GST |
Annual Fees |
₹499 + GST (waived on spending ₹1 Lakh or more during a year) |
Add-On Card Fees |
Not Applicable |
Minimum Amount Due |
5% of the total outstanding balance + EMIs + cash advances + interest charges + other charges + applicable taxes |
Cash Advance Fees |
2.5% of the transaction amount or ₹500 (whichever is higher) |
Cash Payment Fees |
₹250 + GST |
Interest-Free Period |
20 to 50 days |
Finance Charges |
3.50% per month (42% per annum) |
Late Payment Fees |
|
Overlimit Fees |
2.5% of the transaction amount or ₹600 (whichever is higher) |
Payment Dishonour Fees |
2% of the payment amount of ₹500 (whichever is higher) |
Reward Redemption Fees |
₹99 |
Card Replacement Fees |
₹100 to ₹250 |
Cheque Payment Fees |
₹100 |
Foreign Currency Transaction Fee |
3.5% of the total transaction value |
Processing Fee for Rent Payment Transactions |
₹199 |
Surcharge on Railway Tickets |
|
To initiate the application for this credit card, follow these steps:
Click on the 'Apply Now' button
Provide necessary information, including your mobile number, date of birth, and profession
Proceed by clicking on 'Next’
Submit the OTP received via SMS
Enter details such as your PAN Card number, personal email address, residence PIN code, and monthly income
Select 'SBI Card PRIME' from the available SBI Card options
Fulfil the verification stage by entering your employment and personal details
For inquiries and complaints regarding the SimplyCLICK SBI Card, you can contact the SBI Credit Card Customer Care:
Toll-free Number: 1800-180-1290
Other Numbers: 1860-500-1290/1860-180-1290
The documents acceptable for a SimplyCLICK SBI Card are proof of income (as displayed by salary slips, Income Tax Returns of the last 3 years, or Form 16), and proof of identity and address (as shown by PAN and Aadhaar Cards, a passport, a voter ID or a driving licence).
The income requirements for the SimplyCLICK SBI Card vary depending on the nature of income. For self-employed individuals, the minimum income requirement is ₹30,000 per month. However, for salaried individuals, it is ₹20, 000 per month.
To redeem your reward points, you need to visit the SBI website and go to ‘Rewards’. Click Redeem your points, and you will reach a new page. Here you can browse through the different options and select the one you want.
For tracking your SimplyCLICK SBI Card application status, you need to log in to the SBI website and check the details. You may also track it via the helpline number.
The annual membership fee for the SBI SimplyCLICK Card is ₹499 plus taxes.
The interest rate on the credit card is 3.50% per month, which translates to 42% per annum.
You can pay your credit card bill through the SBI Card app, the SBI Card website, the SBI YONO mobile app, an electronic fund transfer (NEFT), the SBI BillDesk, the ATM Dropbox or a visit to an SBI branch.
By availing the SimplyCLICK SBI Card, you get to enjoy plenty of advantages. You get an Amazon e-gift voucher worth ₹500 on payment of the joining fee. Furthermore, you also get 1 reward point for every ₹100 spent offline, 5X reward points for every ₹100 spent online and 10X reward points for online spends at certain specified partner stores.
The validity of the SBI SimplyCLICK Card reward points is 24 months from the date of reward point credit.
No, the SimplyCLICK SBI Card is not lifetime free. In the first year, the user is supposed to pay ₹499. The annual fee for the subsequent years can be waived off if the customer has spent ₹1 Lakh using the credit card.