West Bengal Student Credit Card

While it has always been essential, accessing quality education can be challenging due to high costs. To address this, the Government of West Bengal launched the ‘Student Credit Card Scheme’, offering financial aid at nominal interest rates. This makes education more affordable and helps students kick-start their academic journeys.

The West Bengal Student Credit Card is available to students who meet specific criteria. These include the following:

• The scheme is available for students up to the age of 40 years

• Applicants must be Indian citizens and residents of West Bengal for at least 10 years

• Eligible students include those enrolled in secondary, higher secondary, madrasahs, undergraduate, postgraduate, or professional courses in India or abroad

• The loan requires the co-obligation of parents or legal guardians

When applying, you will need to provide specific documents to streamline the process. Keeping these documents ready will ensure a quick and smooth application:

• Applicant's and co-borrower's recent passport-sized photographs

• Signatures of the student and co-borrower/guardian

• Student's Aadhaar Card and age proof

• Address proof of co-borrower/guardian

• Admission receipt and prospectus from the institution

• Student’s PAN card or an undertaking if PAN is not available

• Guardian’s PAN card or an undertaking if PAN is not available

• Mark sheet or certificate of the last qualifying exam

Note: Additional documents related to your qualification, identity proof, and address may be required. Be sure to consult with the respective entity for a full list of documents needed.

To apply for the West Bengal Student Credit Card Scheme, follow these steps:

Registration Process

1. Visit the WBSCC website and select 'Student Registration' under the ‘STUDENT CREDIT CARD’ option

2. Next, opt for either institutions in or outside India

3. Enter your personal details and create login credentials

4. Verify your account with the OTP sent to your mobile number

5. Use your credentials to proceed to the application process

Application Process

1. After registration, log in with your username and password

2. Fill out the form with your personal, academic, and co-borrower details

3. Further, add details including your address, income, banking, and course

4. Upload the required documents, such as identification, admission receipt, and photographs

5. Review the form carefully before submitting the application

6. Once submitted, track your application status using your login credentials

To track your West Bengal Student Credit Card application, follow these simple steps to view updates on your application status:

1. Visit the WBSCC Portal

2. Use your registered username and password to log in to your account

3. Once logged in, find the "Track Application" option in your dashboard

4. View the current status of your application and check for any further updates or required actions

For support regarding the West Bengal Student Credit Card, you can connect with the dedicated customer care team in the following ways:

• Toll-free Number: 1800-102-8014

• Email Support: contactwbscc@gmail.com / support-wbscc@bangla.gov.in

For any assistance, you can directly contact the respective Department Heads of the Schools Education Department using their provided contact numbers:

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.