Understanding Demat Holdings: A Quick Overview

A Demat account helps store your securities and shares in electronic formats. You can buy or sell shares, securities, or debentures once you open this account. On Bajaj Markets, you can open a Demat account for free and pay zero maintenance charges. 

Once your shares are transferred to this account, they are called Demat holdings. Download a Demat holding statement to get a clear view of the stocks you own and their respective values. 

This statement includes the number of shares you own, their current value, the time you purchased them, and other details. Here is how you can read the statement after navigating to the portfolio tab of your demat account:

• Check the aggregated value of your investments, showcasing the total worth of your portfolio in the first row

• Next, view your overall profit or loss beneath the total portfolio value, which provides insight so you can plan your next move

• A comprehensive list of your acquired stocks is displayed thereafter

• Adjacent to each company name, you will find the current share price next to the initial purchase price

• Beneath each company’s entry, you can check the number of shares purchased alongside the current value of your investment

• You can also check the unrealised profit or loss for each stock, representing the potential profit or loss if you decide to sell the stocks

Note: These steps may vary across platforms. 

You can download a Demat account holding statement either from your stockbroker or from central depositories:

• National Securities Depository Limited (NSDL) 

• Central Depository Services Limited (CDSL)

All stockbrokers allow you to download this statement from their respective trading platforms. Alternatively, check the depository your Depository Participant (DP) is registered with and then log in to the respective depository to download your Demat account holding statement.

Getting your Demat holding statement from the CDSL portal is convenient and quick. Follow these steps:

1. Open the CDSL website 

2. Click on the option for Consolidated Account Summary (CAS) login

3. Provide your PAN card details, your date of birth, and the 16-digit Beneficiary Owner (BO) ID

4. Verify the Captcha code and click ‘Submit’ 

5. Enter the OTP you receive on your mobile number

6. Download the Demat account holding statement

You can get the BO ID from your stockbroker and download the statement easily from the CDSL website. Ensure your mobile number is active and registered with your broker. This step is crucial as you may not be able to access the Demat holding statement without OTP verification.

The steps to download your Demat account holding statement from NSDL are similar to those of CDSL.

1. Visit the NSDL website and click on ‘NSDL E-CAS’ from the menu options on top

2. Provide your CAS ID and PAN details

3. Enter the Captcha code and click ‘Submit’

4. Receive the Demat account holding statement on your email ID registered with your DP

To get your CAS ID, click on ‘Know Your CAS ID’ on the NSDL website. Provide your PAN details, ‘DP Name and ID’, ‘Client ID’, and captcha code. You will receive your CAS ID number.

Monitoring this statement is crucial for you as an investor and helps you plan for future financial fitness. Here is why you should check it often:

• Helps you keep track of your investments and the performance of your portfolio

• Helps you instantly spot any fraudulent or unauthorised transaction happening in your account

• Helps you make informed investment decisions by letting you analyse whether or not a stock is performing well

• Helps you gauge certain risk-prone areas well in advance, thereby enabling you to diversify your portfolio

• Helps you calculate capital gains or even losses with ease, which is crucial for tax compliance