Bajaj Finserv Insta EMI Card Charges

The Bajaj Finserv EMI Network Card offers an easy EMI facility for a manageable shopping experience. Ensure that you are aware of all the fees associated with it before you use it and make the most of your card. 

The common charges associated with this financial product include processing charges, penalty fees, and convenience fees. Manage your finances better by understanding these costs.

This Insta EMI Card helps you make significant purchases on easy EMIs. However, you will be subject to the specific Bajaj Finserv EMI Network Card fees and charges. These include the following:

Disclaimer: The fees and charges mentioned above may vary at the discretion of the issuer. Check the latest EMI Card charges before you apply. 

Keeping these fees in mind, you can apply for the card with ease to finance a high-value purchase. Follow these steps to get it online:

1. Click on the ‘Apply Now’ 

2. You will be redirected to the Bajaj Finserv website

3. Enter your mobile number and verify with an OTP

4. Fill in your personal details

5. Select the type of employment and gender

6. Click on ‘Submit’ to know the approved limit

7. Verify KYC using your Aadhaar card 

8. Pay a one-time joining fee of ₹530

9. Complete the e-mandate process and activate the card

10. Use the card once you complete the e-mandate registration successfully

You can access the details through the Bajaj Finserv customer portal.

Before applying for this card, it is crucial to understand the agreement. All the Bajaj Finserv Insta EMI Card charges are subject to some terms and conditions, such as:

• The annual charges of the Bajaj Finserv Insta EMI Card are only applicable if you have not used it in the last 12 months

• Penal charges apply every day until you make the full payment

• You must pay direct cash collection charges upfront to repay your loan instalment in cash

• You must also pay cash collection handling charges or cash deposit charges at the time of making a cash payment 

• You must pay the required fees upfront or with the first EMI

• The processing fee for the card depends on the product you purchase