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How to Apply for the Bajaj Finserv Easy EMI Card

You can get this EMI card both online and offline. Check out the steps to apply for a Bajaj Finserv EMI Network Card below:

Online

  1. Click on the ‘Apply Now’ button at the top of this page

  2. Enter your mobile number and complete the verification process by providing the OTP received

  3. Fill in the application form with your personal details, such as your full name, date of birth, PAN, PIN Code, etc.

  4. Choose your gender and employment type

  5. Click on the ‘Submit’ button to know your card limit

  6. Use your Aadhaar Card or DigiLocker account to verify KYC

  7. Once you have completed KYC, pay a one-time joining fee of ₹530

  8. Complete the e-mandate process by clicking on the ‘Activate Now’ button and entering your bank account number and IFSC 

  9. You can use your card after completing the e-mandate process

Offline 

  1. Opt for an in-store financing facility at any one of the Bajaj Finserv partner stores

  2. Select the product you want to purchase

  3. Get assistance from the store representative for setting up your EMI card

  4. Submit the essential documents

  5. You will get access to the Bajaj Finserv Insta EMI Card once your details are verified

Eligibility Criteria to Apply for the Bajaj Finserv Easy EMI Card

To get access to this card, you need to qualify on certain parameters. These include:

  • You need to be an Indian citizen

  • You must be between 21 and 65 years of age

  • You need to have a reliable source of income

  • Have a credit score as per the Bajaj Finance risk policies

 

Note: Your Bajaj Finserv Insta EMI Card limit depends on the city you reside in as individuals living in metro cities usually have a higher income.

Frequently Asked Questions

How to activate the Bajaj Finserv EMI Network Card?

Once you have applied for the card, follow these simple steps to activate it:

  1. Click on the ‘Activate Now’ button

  2. Complete the e-mandate process by entering your bank account number and IFSC

Can I apply for the Bajaj Finserv EMI Network Card online?

Yes, you can apply for the Bajaj Finserv Insta EMI Card online through the Bajaj Markets website.

What is the credit score requirement to apply for the Bajaj Finserv Insta EMI card?

You need to maintain a credit score as per the Bajaj Finance risk policies.

What are the benefits of using the Bajaj Finserv EMI Network Card?

The following are some of the advantages of using the Bajaj Finserv Insta EMI Card:

  • You can shop using this card at over 1.5 lakh partner stores located in 4,000+ small and large cities

  • You can zero down payment on selected products

  • You can also enjoy easy EMIs on purchasing different products

  • You can convert your purchases into EMIs across a timeline extending up to 60 months

  • The application process is entirely digital, which you can complete in 10 minutes

How can I buy my favourite product using the Bajaj Finserv EMI Network Card after applying?

Follow these simple steps to buy a product using your Bajaj Finserv Insta EMI Card:

  • Visit the Bajaj Finserv partner store

  • Select the product you want to buy

  • Pay for it using your EMI card by providing your card details as well as OTP to the executive

Do I need to submit any documents to shop on the EMI Network?

You will need the following paperwork when applying for this card:

  • PAN card

  • Aadhaar card number for KYC confirmation

  • Bank account number and IFSC code for e-mandate registration

Can I get a Bajaj Finserv EMI Network Card offline?

Yes, you can apply for this card by visiting the Bajaj Finserv partner store. Select the product you want to buy, opt for this financing option, and submit the essential documents to complete the application process. 

Is a PAN card mandatory when applying for a Bajaj Finserv EMI Network Card?

Yes, it is a mandatory document that you need to submit when applying for this card.

Why is there no CVV number on my Bajaj Finserv EMI Network Card?

These cards do not carry a Card Verification Value (CVV) number because they are not debit or credit cards. CVV is only present on credit and debit cards offered by Visa and Mastercard.

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