Muthoot FinCorp ONE Gold Loan

Get ample funding by pledging your gold jewellery as collateral with a Muthoot FinCorp ONE Gold Loan on Bajaj Markets. The loan amount starts from ₹1,550 and ranges up to ₹50 Lakhs. Interest rates start at 0.83% per month.

You can choose a tenure option from 3 to 12 months. Apart from these benefits, a few added perks include easy-to-meet eligibility criteria, a simple application process and quick loan disbursal.

Here are Muthoot FinCorp ONE Gold Loan interest rates and other charges you need to be aware of:

To apply for a gold loan from Muthoot FinCorp ONE, meet the following eligibility criteria: 

• Minimum age: 18 years 

• Maximum age: 70 years

• Gold assets must be 18 karat or above

Once your application is approved, you must submit some essential documents to complete the loan application process. These include proof of identity and proof of address. Here is the list of documents to submit:

• Aadhaar card

• Driving licence

• PAN card

• Voter ID card 

• Passport

• Utility bill

• Bank passbook’s front page/cancelled cheque

You can apply for Muthoot FinCorp ONE Gold Loan on the official website or app of Bajaj Markets:

• Click on ‘CHECK ELIGIBILITY’ on this page or download the Bajaj Markets App on your Android or iOS device

• Select ‘New Gold Loan’

• Enter your personal details like your name, mobile number, and date of birth

• Provide the loan amount you wish to request and your pincode

• Choose your gender (male, female, or others) and enter your email address

• Click on ‘SUBMIT’

Following this, a lender’s representative will contact you to further process your application. With mutual consent, they will set a date for your gold’s appraisal.

The tenure for a Muthoot FinCorp ONE Gold Loan can be up to 12 months. Typically, you can choose between bullet payments, lumpsum payments, interest first payments, partial payments and monthly EMI options to repay the loan at your convenience. You can repay the loan on the lender’s official app through any of the following mediums:

• Debit card

• Net banking

• UPI 

You can also visit any branch office of Muthoot FinCorp ONE and repay the instalments in cash. This is subject to the limits on cash payments set by the lender.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.