On Bajaj Markets, you can now apply for a Union Bank of India Home Loan and borrow amounts of up to ₹15 Crores. Enjoy flexible repayment tenures of up to 30 years and affordable interest rates starting at 8.50% p.a. Also, benefit from zero pre-closure charges and an easy application process.
Interest Rate |
8.50% p.a. onwards |
Processing Fees |
0.50% of the loan amount or ₹15,000 + 18% GST, whichever is higher |
Prepayment/Foreclosure Charges |
Nil for floating interest rates |
Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion.
Borrow amounts as high as ₹15 Crores to purchase the property
Repay the loan at your pace with repayment tenures ranging up to 30 years
Benefit from interest rates starting as low as 8.50% p.a.
Get a loan of up to 75%-90% of the property value with this loan
Utilise the loan amount to buy, construct, extend, repair or renovate a home.
To apply for this loan online, follow the steps mentioned below:
Click on ‘Apply Now’ on this page
Fill in your personal and income details
Select Union Bank of India from the list of partners
Enter your required home loan amount and details of the property
Check out your loan details, along with the processing fee, other charges and net disbursal amount
Once you have completed these steps, a loan expert will connect with you to process your application further.
It is not mandatory to have a co-applicant when applying for this home loan. However, having a co-applicant with a good credit score and a regular source of income can increase the chances of loan approval and help avail a higher loan amount.
Yes. If you plan to get a loan for your home, you can borrow up to 90% of the total property cost if the loan amount is under ₹30 Lakhs. This is as per the guidelines issued by RBI.
The Union Bank of India offers a repayment period of up to 30 years on home loans.
The current home loan interest rate of the Union Bank of India starts at 8.50% p.a.
Yes you can prepay your Union Bank of India Home Loan. If you have borrowed the amount at floating interest rates, then you will not be required to pay any prepayment charges. Otherwise, you may be asked to pay a nominal fee.