Tackle your smallest financial hurdles with ₹10,000 personal loan
Tackle any small expense with ₹10000 personal loan available on Bajaj Markets. The loan comes with rapid approvals and minimal documentation, that ensure a hassle-free borrowing experience. A ₹10000 loan can be used to fulfil requirements like paying your utility bills, travel expenses, repair costs, and more.
As the loan quantum is small, you also have the option to get a smaller tenure for these loans. Lenders like CASHe and mPokket also offer loans for shorter tenures of up to a few months. This enables you to tackle your financial requirements efficiently.
Here is a list of personal loan providers on Bajaj Markets that offer a ₹10,000 loan:
Lender |
Starting Interest Rate |
CASHe |
2.79% p.m. |
InCred |
16% p.a. |
Kissht |
14% p.a. |
KreditBee |
15% p.a. |
mPokket |
24% p.a. |
Olyv |
18% p.a. |
PaySense Partners |
14% p.a. |
Zype |
18% p.a. |
*Disclaimer: The rates mentioned are subject to change at the lender’s discretion. Check with your lender before making any financial decision.
Let’s consider an example to assess how the loan’s EMI is calculated. Assume that you took ₹10,000 loan and were offered a fixed interest rate of 14% p.a. Here is how the EMI would differ, depending on the tenure you choose:
Tenure |
EMI Amount |
Total Interest Payable |
Total Repayment Cost |
3 months |
₹3,411.41 |
₹234.24 |
₹10,0234.24 |
6 months |
₹1,735.38 |
₹412.28 |
₹10,412.28 |
9 months |
₹1,176.93 |
₹592.35 |
₹10,592.35 |
12 months |
₹897.87 |
₹774.45 |
₹10,774.45 |
15 months |
₹730.57 |
₹958.58 |
₹10,958.58 |
18 months |
₹619.15 |
₹1,144.73 |
₹11,144.73 |
*Note: These are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.
In the above table, we can see that as the tenure increases, the EMI amount decreases. On the other hand, there is a surge in interest charges. This may lead to an increase in the total repayment cost of the loan. Ensure to consider you preference and financial situation before selecting a loan tenure.
Here are some common eligibility criteria for personal loans to consider when applying:
Your age must be between 18 years and 60 years
You should have a credit score of at least 650
You should be either salaried or self-employed
These are some common requirements you are usually required to fulfil to get a personal loan of ₹10,000. However, these may vary depending on the lender you choose. Ensure to check the complete list of requirements prior to applying for the loan.
Alongside fulfilling these criteria, you may be asked to provide the following documents:
Identity Proof: Any one of the following
Aadhaar card
Voter ID
PAN card
Passport, etc.
Address Proof: Any one of the following
Aadhaar card
Driving licence
Voter ID
Passport
Utility bills
Rent agreement, etc.
Income Proof: Any one of the following
Latest salary slips of the last 3 months
Income tax return certificate
Latest Form 16.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
A credit score of 650 would be sufficient for a ₹10000 personal loan in most cases. However, this criterion may differ depending on the lender’s policies.
Yes, most banks and NBFCs grant small personal loans. You can easily get ₹10,000 personal loan by applying online on Bajaj Markets. We ask for minimal documentation and have among the fastest processing times.
You are usually required to provide your ID, address, and income proof for ₹10,000 personal loan. However, the requirements may vary depending on the lender. Ensure you get a complete list of the documents required from your lender before applying for the loan.
On Bajaj Markets, you can get ₹10,000 personal loan at interest rates starting from 14% p.a.
The repayment tenure for a personal loan of ₹10,000 usually ranges between 90 days and 5 years. This depends on the lender you choose and their policies.
Usually, within minutes, you can get approval for your ₹10,000 personal loan.
Many lenders, particularly the new-age NBFCs, approve small personal loans almost immediately with minimal documentation. You can avail a personal loan immediately if you apply online at Bajaj Markets.