Learn about Olyv (earlier SmartCoin) Personal Loan, including features, eligibility, and the application process.
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
When urgent expenses arise, a quick and reliable financing option can make all the difference. With the Olyv Personal Loan available on Bajaj Markets, you can access funds of up to ₹1 Lakh with tenures of up to 12 months. These short-term loans come with competitive interest rates starting at 18% p.a., helping you manage immediate financial needs with ease and flexibility.
Understand the essential details of the Olyv Personal Loan to find the right fit for your financial needs:
Loan Features |
Details |
Olyv Personal Loan Interest Rate |
18.00% |
Maximum Loan Amount |
₹1 Lakh |
Minimum Loan Amount |
₹1,000 |
Maximum Loan Tenure |
12 Months |
Minimum Loan Tenure |
2 Months |
Disclaimer: The information mentioned above is subject to change as per the financial institution's policies.
Planning your EMIs in advance helps you stay in control of your monthly budget and repay your loan comfortably. Use the Olyv Personal Loan EMI Calculator to get quick, accurate estimates of your repayment amounts:
Understand the complete cost of borrowing with these applicable fees and charges for the Olyv Personal Loan:
Type of Charge |
Amount/Details |
Processing Fee |
2% - 12% of the loan amount |
Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.
To apply for an Olyv Personal Loan, you need to meet the following eligibility requirements:
You should be either a salaried individual or self-employed
Your age must be between 21 and 50 years
Salaried applicants should have a minimum monthly income of ₹20,000
Self-employed applicants must earn at least ₹25,000 per month
A healthy CIBIL score is essential to qualify
Here is the list of essential documents you need to keep ready for a smooth Olyv Personal Loan application process:
Identity Proof (any one of the following)
Aadhaar card
PAN card
Address Proof (any one of the following)
Aadhaar card
Utility bills (electricity, water, or gas bill)
Applying for an Olyv Personal Loan through Bajaj Markets is quick and straightforward. Simply follow these steps to get started:
Click on the ‘Check Eligibility’ button
Enter your personal and professional details as required
From the list of available personal loan options, select ‘Olyv’
Choose your preferred loan amount and repayment tenure
Submit your application by clicking on the ‘Submit’ button
After you complete the application, it will go through a verification process. Once reviewed, a representative will contact you to assist with the next steps.
Why Opt for Olyv Personal Loan via Bajaj Markets
Here is why applying for an Olyv Personal Loan through Bajaj Markets could be a smart and convenient choice for you:
Loan Amount
You can borrow anywhere between ₹1,000 and ₹1 Lakh based on your needs.
Quick Processing
Your loan application is processed instantly through a fully digital process.
Flexible Tenure
You can repay the loan over a flexible tenure of 2 to 12 months.
Minimal Documentation
Only basic documents, like ID proof and address proof, are required to apply.
Zero Collateral
No collateral is needed to secure this personal loan.
Rapid Disbursal
Once approved, the loan amount is credited to your account within 5 to 10 minutes.
Olyv Customer Care Details
Here is how you can reach out to Olyv customer care for quick assistance and support:
Customer Care Number
Call on +91 9986640571 for any queries or assistance.
Customer Care Email
Write to grievance@smartcoin.co.in for support or to raise a concern.
Office Address
Visit SmartCoin Fin. Pvt. Ltd. at 2nd Floor, Indiqube Gamma, No. 293/154/172, Outer Ring Road, Kadubeesanahalli, Bengaluru, Karnataka 560103.
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
What is the minimum amount that can be borrowed with Olyv Personal Loans?
You can borrow a minimum amount of ₹1,000 with an Olyv Personal Loan, making it a suitable option for managing even small, urgent expenses.
How long will it take for the Olyv Personal Loan amount to be disbursed?
Once your loan is approved, the sanctioned amount is typically disbursed within 5 to 10 minutes, allowing you to access funds almost instantly.
Is Olyv authorised by the RBI?
Yes, Olyv operates as an RBI-authorised financial services company, ensuring that its lending practices adhere to the regulatory guidelines set by the Reserve Bank of India.
Is an Olyv Personal Loan safe?
Yes, Olyv prioritises the security of your data and transactions. The platform uses advanced security measures like encryption, firewalls, and robust authentication protocols to safeguard your personal information.
What is the interest rate for an Olyv Personal Loan?
Olyv Personal Loans start at an interest rate of 18% per annum. However, the final rate offered depends on factors such as your loan amount, chosen tenure, and credit profile.
What are the documents required to apply for an Olyv Personal Loan?
You will need to provide basic documents, such as proof of identity and address. In some cases, additional documents may be requested based on your profile and eligibility. It’s advisable to check with the lender for the complete list to ensure a smooth application.
Can I apply for an Olyv Personal Loan online?
Yes, you can apply for an Olyv Personal Loan online through Bajaj Markets. The digital application process is quick and user-friendly, helping you complete your loan application without any hassle.
