A critical step towards taking care of yourself
Life doesn't come with guarantees. And it's best that we stay prepared for every challenge life could throw at us. In the unfortunate event that a family member is involved in a grievous accident, it can take a major toll on the family due to the period of treatment, recovery process, and expenses that are likely to arise. With counselling for emotional and mental trauma, family members can better cope with the situation. However, these sessions can be expensive. In order to protect yourself against expenses arising from the same, consider availing the FlexiCare Group Insurance Policy, Accident - Family Counselling Benefit plan provided by Manipal Cigna Health Insurance.
Wish to get the Accident - Family Counselling Benefit? You can simply apply for this plan by following the steps mentioned below:
Head to the page and tap on buy now.
Enter the necessary details in the online application form.
Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your registered email id.
Here’s the eligibility criteria to purchase family counselling insurance plans:
18 years
65 years
The insured individual's immediate family members are entitled to the sum insured during the active policy year. This is aimed at covering expenses associated with visiting a psychiatrist for counselling in order to better cope with the grief and trauma brought on by the death, permanent total disablement or permanent partial disablement of the insured individual. It is important to note that this coverage for psychiatric counselling is available on an outpatient basis in a hospital.
Check out the below table to know the necessary details about the insurance for family counselling.
Premium Amount |
₹29 |
Coverage Limit |
₹25,000 |
Validity |
1 year |
Payment Methods |
UPI, Mobile Wallets, Debit Card, Credit Card |
Policyholders of family counselling insurance policy are not provided with coverage for the following.
Coverage is not provided until 48 uninterrupted hours of hospitalisation.
Accidents incurred as a result of participation in adventure sports are not included under this plan. Pertaining to reasons other than implantation of major burns is not covered by this plan.
In order to have an understanding of all exclusions, please peruse the policy wordings.
In order to apply for a claim, you can connect with the team put together to help serve you best. Reach out to them using either of the two contact information:
Drop an email at servicesupport@manipalcigna.com
Insurer’s toll-free number provides insured individuals with immediate action - 1800-102-4462
Reach out to Bajaj Markets for any queries at insuranceconnect@bajajfinservmarkets.in
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Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan. Age is considered as per the last birthday.
Your policy details will be sent to your registered email address.
The insurance for family counselling is valid for a time frame of one year.
Yes. You can buy the Accident - Family Counselling Benefit cover online on Bajaj Markets.
Coverage is only provided to insured individuals following 48 uninterrupted hours of being hospitalised.
With the insurance for family counselling benefits, you get coverage against psychiatric counselling undertaken to better cope with the trauma of losing a family member.