Coverage of up to Rs. 25,000 | Buy the Family Counselling Benefit Plan at Rs. 29 BUY NOW

What is Accident - Family Counselling Benefit Plan?

Life doesn't come with guarantees. And it's best that we stay prepared for every challenge life could throw at us. In the unfortunate event that a family member is involved in a grievous accident, it can take a major toll on the family due to the period of treatment, recovery process, and expenses that are likely to arise. With counselling for emotional and mental trauma, family members can better cope with the situation. However, these sessions can be expensive. In order to protect yourself against expenses arising from the same, consider availing the FlexiCare Group Insurance Policy, Accident - Family Counselling Benefit plan provided by Manipal Cigna Health Insurance. 

Key Features and Benefits of the Accident - Family Counselling Benefit Plan

Pocket-Friendly Plan

You can avail family counselling insurance benefits by paying a premium amounting to ₹29 (including GST), which provides you with a sum assured of ₹25,000 in exchange.

Annual Cover

Once you have paid the premium, you can put the benefits of this plan to use for a period of 1 year.

Extensive Benefit Across a Large Age Group

This plan may be availed by individuals falling in the range of 18 to 65 years of age. Age is considered as per the last birthday.

How to Apply for the Accident - Family Counselling Benefit?

Wish to get the Accident - Family Counselling Benefit? You can simply apply for this plan by following the steps mentioned below:

  • Click on Buy Now

    Head to the page and tap on buy now.

  • Submit details

    Enter the necessary details in the online application form.

  • Pay online

    Once you submit the application form, pay the premium charges online to complete the process. The policy will be sent to your registered email id.

Eligibility Criteria

Here’s the eligibility criteria to purchase family counselling insurance plans:

  • Minimum Entry Age:

18 years

  • Maximum Entry Age:

65 years

What's Covered Under the Accident - Family Counselling Benefit Plan?

  • Psychiatric Counselling

    The insured individual's immediate family members are entitled to the sum insured during the active policy year. This is aimed at covering expenses associated with visiting a psychiatrist for counselling in order to better cope with the grief and trauma brought on by the death, permanent total disablement or permanent partial disablement of the insured individual. It is important to note that this coverage for psychiatric counselling is available on an outpatient basis in a hospital.

Policy Details & Specifications

Check out the below table to know the necessary details about the insurance for family counselling. 

Premium Amount

₹29

Coverage Limit

₹25,000

Validity

1 year

Payment Methods

UPI, Mobile Wallets, Debit Card, Credit Card

What's Not Covered Under the Accident - Family Counselling Benefit Plan?

Policyholders of family counselling insurance policy are not provided with coverage for the following.

 

  • Coverage is not provided until 48 uninterrupted hours of hospitalisation.

  • Accidents incurred as a result of participation in adventure sports are not included under this plan. Pertaining to reasons other than implantation of major burns is not covered by this plan.

In order to have an understanding of all exclusions, please peruse the policy wordings.  

How to make a Claim?

In order to apply for a claim, you can connect with the team put together to help serve you best. Reach out to them using either of the two contact information:

 

  • Drop an email at servicesupport@manipalcigna.com

  • Insurer’s toll-free number provides insured individuals with immediate action - 1800-102-4462

Customer Care Details

Reach out to Bajaj Markets for any queries at insuranceconnect@bajajfinservmarkets.in

Accident - Family Counselling Benefit FAQs

Are there any age limits to apply for the family counselling insurance plan?

Yes, there is an age limit allowing only those aged between 18 and 65 years of age to apply for this plan. Age is considered as per the last birthday.

If I pay for this insurance policy online, where will I receive details pertaining to my membership?

Your policy details will be sent to your registered email address.

How long is this family counselling policy valid for?

The insurance for family counselling is valid for a time frame of one year.

Can I buy the Accident - Family Counselling Benefit cover online?

Yes. You can buy the Accident - Family Counselling Benefit cover online on Bajaj Markets.

Is claim coverage valid immediately?

Coverage is only provided to insured individuals following 48 uninterrupted hours of being hospitalised.

What family counselling benefits can I avail under this plan?

With the insurance for family counselling benefits, you get coverage against psychiatric counselling undertaken to better cope with the trauma of losing a family member.

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