Major Organ Transplant Cover | Pocket Insurance

Coverage of up to Rs. 3 Lakhs | Buy Major Organ Transplant Cover at just Rs. 307 BUY NOW

What is Group Care 360 - Major Organ Transplant Cover?

Having played a key role in the medicine worldwide, Organ Transplant has proven to have saved lives, prolonged survival, and enhanced the quality of life. However, the cost of organ transplant can be exorbitant. This makes people take a step back from moving towards a longer and safer life. Also, if you wish to donate your organs for a certain cause, we have your back.

Bajaj Markets brings to you the Group Care 360 - Major Organ Transplant Cover from Care Health Insurance Co. Ltd. This insurance policy takes care of the expensive organ transplant affairs by covering the charges of sum up to Rs. 3 Lakhs at Rs. 850/year. There are other premium offers available. Read on to know more.

Key Features of Group Care 360 - Major Organ Transplant Cover

Here’s what makes this organ transplant cover a must have:

Coverage of hospitalisation expenses up to Rs. 3 Lakhs

The organ transplant covers the hospitalisation expenses up to Rs. 3 Lakhs, depending upon the plan you choose. This cover is valid only if an appropriate doctor has provided clinical confirmation to the diagnosis. Furthermore, expenses that are incurred pre and post hospitalisation periods of up to 30 and 60 days respectively are covered by this amount.

Payment of doctor’s fees

The doctor’s fees before, during and post hospitalisation are covered by the organ transplant plan.

Ambulance expenses

Ambulance expenditures of amounts up to Rs. 2000 are covered in the organ transplant insurance policy.

How to Apply for the Group Care 360 - Major Organ Transplant Cover?

The application process for this organ transplant plan is easy. All you must do is follow a few steps to get covered:

Click on Buy Now

Tap on ‘Buy Now’ on the Bajaj Markets’ page
Fill in the Details

Fill in your personal details in the application form
Make the Payment

Complete the quick online payment via debit/credit card, UPI, and other online payment modes available

That’s it! You will receive the membership details and welcome pack on your registered email ID.

What's Covered under the Group Care 360 - Major Organ Transplant Cover?

Diagnostic tests conducted

The expenses related to the diagnostic tests that are conducted on the policyholder before (within the stipulated period) or during the hospitalisation are covered in the Organ Transplant Insurance Cover.
Medication Expenses

All the medication costs incurred by the policyholder related to the hospitalisation are insured under the Organ Transplant Cover.
Coverage of treatment charges

This Organ Transplant Cover from Care Health Insurance Co. LTD covers the hospital’s room rent’s expenses. It also insures the expenses on ICU, doctor’s fees, medicines, tests, and blood transfusion.

Policy Plan Details & Specifications

The Organ Transplant Insurance Policy plan details and specifications are as follows -

● Coverage limit

COVERAGE UP TO (Rs.)	PREMIUM (Rs.)
1 Lakh	307
2 Lakh	590
3 Lakh	850

● Validity

One year

What’s not Covered under the Group Care 360 - Major Organ Transplant Cover?

Let’s also understand some of the mandatory exclusions of the Major Organ Transplant Insurance policy:

● Any disease that pre-exists

One can’t claim any amount if they are diagnosed with a pre-existing disease.

● Hospitalisation not due to pulmonary thromboembolism

There’s no coverage available if the policyholder has to get hospitalised due to any reason other than pulmonary thromboembolism.

· Hospitalisation within 90 days of the commencement of the policy

If the policyholder gets hospitalised within 90 days of the commencement of the Organ Transplant Cover Policy, they cannot reap the benefits of this plan.

· Transplants related to another stem-cell

If only the islets of Langerhans are transplanted or there is a transplantation related to another stem-cell, the expenses are not covered by the Organ Transplant Cover Insurance Policy.

In order to understand the complete list of exclusions, kindly refer to the policy wordings.

How to Make a Claim

Contact the insurer and make a claim in the following ways -

● Call

Call on the toll-free number 1800-102-4488 to make a claim.

● Email

You can also email their at claims@careinsurance.com by mentioning your policy number and other details.

Customer Care Details

Feel free to connect with us at Bajaj Markets. Just write to us at:

insuranceconnect@bajajfinservmarkets.in

Which organ transplants are covered in the Major Organ Transplant Cover?

The Major Organ Transplant Insurance policy covers the expenses related to the transplantation of human organs like kidney, liver, heart, lung, and pancreas. It can be covered only if it has been resulted due to the irreversible end-stage failure of the relevant organ. This Insurance Plan also covers the transplant of human bone marrow with the usage of hematopoietic stem cells. However, the policyholders will be able to reap the benefits of this policy only if a specialist Medical Practitioner has confirmed that they need to undergo the transplantation of any of the above-mentioned organs.

Are the ambulance charges covered in the Major Organ Transplant Cover?

Yes, the Group Care 360 - Major Organ Transplant Cover takes care of the ambulance charges of a sum up to Rs. 2000, involved in the transplantation process.

Does Group Care 360 - Major Organ Transplant Cover take care of the charges incurred for Organ Donation?

Yes, Group Care 360 - Major Organ Transplant Cover will cover the various hospitalisation charges incurred in the process of Organ Donation.

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Group Care 360 - Major Organ Transplant Cover

What is Group Care 360 - Major Organ Transplant Cover?

Key Features of Group Care 360 - Major Organ Transplant Cover