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Introduction

India's demand for budget-friendly two-wheelers continues to rise as more commuters, students, and first-time buyers seek cost-effective mobility solutions. Bikes under ₹1 Lakh offer the perfect balance of affordability, fuel efficiency, and practicality, making them an ideal choice for daily commutes. 

 

With several manufacturers launching new models in this price range, buyers can expect improved designs, advanced features, and reliable performance. Let’s explore some of the most anticipated upcoming bikes under ₹1 Lakh to help you make an informed choice.

Why Choose Bikes Under ₹1 Lakh?

Budget-friendly bikes under ₹1 Lakh are a popular choice for many Indian riders due to their affordability and efficiency. Here’s why they make a great option:

  • Cost-effective Mobility: These bikes offer an economical mode of transportation, ideal for students, daily commuters, and budget-conscious buyers

  • Fuel Efficiency: Most bikes in this range provide mileage of 50–70 km/l, making them highly cost-effective for long-term use

  • Low Maintenance Costs: With simple mechanics and widely available spare parts, servicing and repairs are affordable and hassle-free

  • Easy Financing Options: Many lenders offer two-wheeler loans for bikes under ₹1 Lakh with low EMIs and minimal down payments, making them accessible to a wider audience

  • Lightweight and Easy to Handle: These bikes are designed for urban and semi-urban commuting, offering smooth handling and maneuverability in traffic

  • Reliable Performance: Manufacturers focus on durability and efficiency, ensuring that bikes in this price range deliver consistent performance over time

Popular Categories of Bikes Under ₹1 Lakh

There are several categories of bikes available in the ₹1 Lakh segment, catering to different riding needs. Here are the most common types:

  • Commuter Bikes: Designed for daily use, these bikes prioritise mileage, affordability, and comfort

  • Sporty Commuters: Offering a blend of style and performance, these bikes come with a sporty design and slightly more powerful engines

  • Street Naked Bikes: These bikes provide an aggressive stance and a more engaging riding experience while still being budget-friendly

  • Off-road & Adventure Bikes: Some affordable off-road-focused bikes cater to those who enjoy adventurous rides

  • Electric Bikes & Scooters: With the rise of EV adoption, many electric two-wheelers fall within this price range, offering low running costs and eco-friendly commuting

List of Upcoming Bikes Under ₹1 Lakh in 2025: Price List and Expected Launch Dates

Model

Expected Price

Expected Launch Date

TVS Fiero 125

₹80,000

December 2025

Bajaj Pulsar P125

₹90,000

September 2025

Okinawa OKHI 100

₹1 Lakh

May 2025

*Disclaimer: The details provided are based on current expectations and may be subject to change. For the most accurate and up-to-date information, refer to official manufacturer announcements or trusted automotive sources.

New Bikes Under ₹1 Lakh in India

India’s two-wheeler market continues to expand with new budget-friendly models offering a mix of style, efficiency, and performance. Here are some of the latest bikes under ₹1 Lakh, perfect for daily commuting and city rides.

TVS Fiero 125

Source: HT Auto

 

The TVS Fiero 125 is an upcoming commuter motorcycle expected to offer a balance of performance, efficiency, and affordability. Reviving the iconic Fiero name, this 125cc bike is likely to feature a fuel-injected engine, modern styling, and practical commuter-friendly ergonomics. With TVS’s reputation for reliability and innovation, the Fiero 125 could be an appealing option for daily commuters seeking a stylish yet economical ride.

  • Expected Price - ₹80,000 onwards

  • Engine Capacity - 125 cc

  • Mileage - 67 kmpl

Bajaj Pulsar P125

Source: 91Wheels

 

The Bajaj Pulsar P125 is an upcoming addition to the Pulsar lineup, expected to offer a mix of sporty styling, reliable performance, and fuel efficiency in the 125cc segment. It is likely to be positioned as a more premium alternative to the Pulsar 125. The bike is expected to have some advanced features like LED lighting, a digital instrument cluster, and improved ride dynamics. The bike’s commuter-friendly performance typically makes it an ideal choice for riders looking for a stylish yet affordable upcoming bike under ₹1 Lakh in India.

  • Expected Price - ₹90,000

  • Engine Capacity - 125 cc

  • Fuel Tank Capacity - 11.5 L

  • Kerb Weight - 140 to 142 kg

  • Seat Height - 790 mm

Okinawa OKHI 100

Source: BikeDekho

 

The Okinawa OKHI 100 is an upcoming electric bike expected to offer a long riding range, modern features, and eco-friendly performance. Positioned as a premium electric two-wheeler, it is likely to feature a high-capacity lithium-ion battery, fast charging capability, and smart connectivity options. With its sleek design and emphasis on sustainable mobility, the OKHI 100 aims to compete with other e-scooters in the sub-₹1 Lakh segment, making it a promising choice for urban commuters seeking an efficient and cost-effective alternative to standard petrol bikes.

  • Expected Price - ₹1 Lakh

  • Battery Type - Li-ion

  • Battery Power- 60 Ah 73 V

  • Riding Range - 150 km per charge

  • Electric Motor - 2.5 kW

  • Charging Time - 0% to 100% within 2 hours

Expected Features of Upcoming Bikes Under ₹1 Lakh

Upcoming bikes under ₹1 Lakh are set to offer a mix of affordability, efficiency, and modern technology. Here are some key features to expect:

  • Fuel-efficient Engines – Optimised for high mileage, ensuring low running costs

  • Modern Instrument Clusters – Digital or semi-digital displays with essential ride information

  • LED Lighting – Improved visibility with LED headlamps, tail lamps, and indicators

  • Sporty & Aerodynamic Design – Sleek styling inspired by premium motorcycles

  • Tubeless Tyres & Alloy Wheels – Enhanced durability and reduced risk of sudden punctures

  • Comfortable Ergonomics – Well-cushioned seats and upright riding posture for daily commutes

  • Disc Braking & Anti-Braking System – Improved safety with better braking efficiency

  • Smart Connectivity – Features like Bluetooth pairing and turn-by-turn navigation

  • Affordable Maintenance – Cost-effective servicing with widely available spare parts

 

These features make the latest bikes under ₹1 Lakh a great choice for commuters, students, and first-time riders, offering value and practicality.

Easy Financing Options Available for Latest Bikes under ₹1 Lakh

Buying a new bike under ₹1 Lakh has become more accessible with various financing options that reduce the upfront cost and make repayment convenient. Whether you’re a commuter, student, or first-time buyer, these financing solutions help you own your desired two-wheeler without financial strain.

Two-wheeler Loans 

A two-wheeler loan is one of the most popular financing options, allowing buyers to purchase a bike with minimal or zero down payment. Lenders on Bajaj Markets offer flexible repayment tenures ranging from 1 to 5 years, with interest rates starting from 0.99% p.a. Loan eligibility depends on factors like credit score, income stability, and employment type. Many lenders finance up to 100% of the bike’s on-road price, making it an attractive choice for budget-conscious buyers.

No-cost EMI & Credit Card EMI Plans

Some banks and financial institutions offer no-cost EMI options on select bikes, eliminating additional interest costs. You can also convert your credit card purchases into easy EMIs, spreading payments over a chosen tenure while maintaining cash flow.

Dealership Financing

Many bike dealerships have tie-ups with banks and NBFCs, offering in-house financing at competitive interest rates. This option simplifies the loan process, allowing buyers to complete financing and bike purchase formalities in one place.

Conclusion

The growing demand for budget-friendly bikes under ₹1 Lakh has led to an exciting lineup of upcoming models with modern features, efficient engines, and stylish designs. Whether you're a daily commuter, student, or first-time buyer, these bikes offer a perfect mix of affordability, reliability, and low maintenance costs. 

 

With easy financing options, including two-wheeler loans, no-cost EMIs, and dealership financing, owning a new bike is now more accessible than ever. Comparing available models and choosing the right financing solution can help you make a well-informed and cost-effective purchase.

Frequently Asked Questions

Which type of bikes are going to be launched under ₹1 Lakh?

Upcoming bikes under ₹1 Lakh include the TVS Fiero 125 (commuter bike), Bajaj Pulsar P125 (sporty commuter), and Okinawa OKHI 100 (electric scooter). 

Are electric bikes included in the under ₹1 Lakh category?

Yes. Electric bikes like the Okinawa OKHI 100 with a riding range of up to 150 km per charge and other smart features are available under ₹1 Lakh.

How much mileage can I expect from bikes under ₹1 Lakh?

The upcoming petrol bikes are likely to offer a fuel economy of up to 70 km/l. Meanwhile, electric models may provide a range of up to 150 km per charge, depending on battery capacity and riding conditions.

Are bikes under ₹1 Lakh good for long-distance rides?

The new bikes in India under ₹1 Lakh are best for city commutes and shorter trips. However, models with larger fuel tanks and comfortable ergonomics can handle occasional long rides.

Are there any government incentives for buying bikes under ₹1 Lakh?

No. Currently there are no government-backed two-wheeler financing options for upcoming two-wheeler loans in India.

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