Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Offer

The Bajaj Finance Personal Loan EMI Calculator helps you calculate your monthly loan instalments easily. Available on Bajaj Markets, it’s simple to use and provides instant, accurate results, including interest charges and the total repayment amount.

 

You can also download the free amortisation schedule to see a detailed breakdown of your EMIs and how they reduce the loan over time. This information can help you compare loan offers, plan prepayments, or consider balance transfers. Try the calculator now to check your EMI!

Bajaj Finance Personal Loan EMI Calculator

Loan Amount
Tenure
Months
Rate of Interest
Personal Loan
Your Monthly Personal Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year EMI Principal Interest Balance

How Does the Bajaj Finance Personal Loan EMI Calculator Function

To get started, just input the loan amount, repayment tenure, and interest rate. The EMI will be calculated instantly and displayed on the screen. You can also adjust the terms using easy-to-use sliders to see how changes affect your instalments.


This tool allows you to explore various loan offers and find the terms that best match your preferences. It’s free, quick, and provides precise results, making it an excellent resource for planning your budget before and after securing a Bajaj Finance Personal Loan.

Bajaj Finance Personal Loan EMI Calculation

To manually calculate the EMI for your Bajaj Finance Personal Loan, you can use the following formula:

 

EMI = P x R x (1+R)^N / [(1+R)^N - 1]

 

Where:

  • EMI = Monthly instalment

  • P = Principal loan amount

  • R = Monthly interest rate

  • N = Loan repayment tenure (in months)

 

While it's possible to calculate the EMI manually using this formula, it can be prone to errors. To avoid mistakes and save time, it's recommended to use the online EMI calculator, which gives you quick and accurate results instantly.

How to Pay Bajaj Finance Personal Loan EMIs?

Utilise the following mediums to pay your EMIs for a Bajaj Finance Personal Loan:

  • Credit card

  • Debit card

  • UPI

  • e-Wallet

  • Net banking

 

You can pay your EMIs on the Bajaj Finserv website or app.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

What are the details required for using the Bajaj Finance Personal Loan EMI Calculator to get the EMI amount?

You need to enter the personal loan amount, interest rate, and tenure to calculate the EMI of your Bajaj Finance Personal Loan.

What is the amortisation schedule, generated by the Bajaj Finance Personal Loan EMI calculator?

The amortisation schedule provides an in-depth analysis of how your EMIs contribute towards the servicing of the loan. It consists of the complete breakdown of the instalments into their principal and interest components each month. You can use this information to check how the loan repayment progresses over the set tenure. These details can be quite useful when planning prepayments of your Bajaj Finance Personal Loan.

Are there any charges associated with using a Bajaj Finance Personal Loan EMI Calculator?

No. You can use the Bajaj Finance Personal Loan EMI Calculator for free, as many times as required.

Home
active_tab
Loan Offers
active_tab
CIBIL Score
active_tab
Download App
active_tab