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EMI Calculator

With LIC Housing Finance Limited (HFL), you can avail of budget-friendly loan offers to build or buy your dream home on affordable terms. With competitive interest rates, you can enjoy simple eligibility criteria that help ensure you get the funding you need. 

 

But before you apply for a housing loan with LIC Housing Finance Limited, you should get a better idea of the EMIs applicable. And here is where the LIC HFL home loan calculator can be of great help.

 

The LIC home loan EMI calculator gives you an estimate of your EMIs, and you can assess whether or not the terms are manageable. By ensuring that the EMIs stay within your budget, you can repay on time, reduce your default risk, and keep your creditworthiness intact.

 

To know more about the LIC HFL home loan EMI calculator, read on.

Calculate LIC Housing Home Loan EMI Online

Loan Amount
₹ 1 L
₹ 10 L
₹ 1 Cr
₹ 10 Cr
Tenure
Months
12 M
246 M
480 M
Rate of Interest
6.00%
10.50%
15.00%
Home Loan
Your Monthly Home Loan EMI
₹6,239.47
Principal Amount
₹5,00,000
Total Interest
₹2,48,736.21
Total Amount Payable
₹7,48,736.21
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 56,151 ₹ 24,412 ₹ 31,741 ₹ 4,75,587
Apr₹ 6,239₹ 2,635₹ 3,604₹ 4,97,365
May₹ 6,239₹ 2,654₹ 3,585₹ 4,94,710
Jun₹ 6,239₹ 2,673₹ 3,566₹ 4,92,037
Jul₹ 6,239₹ 2,693₹ 3,547₹ 4,89,344
Aug₹ 6,239₹ 2,712₹ 3,527₹ 4,86,632
Sep₹ 6,239₹ 2,732₹ 3,508₹ 4,83,901
Oct₹ 6,239₹ 2,751₹ 3,488₹ 4,81,149
Nov₹ 6,239₹ 2,771₹ 3,468₹ 4,78,378
Dec₹ 6,239₹ 2,791₹ 3,448₹ 4,75,587
2026 ₹ 74,868 ₹ 35,106 ₹ 39,767 ₹ 4,40,481
Jan₹ 6,239₹ 2,811₹ 3,428₹ 4,72,776
Feb₹ 6,239₹ 2,832₹ 3,408₹ 4,69,944
Mar₹ 6,239₹ 2,852₹ 3,388₹ 4,67,092
Apr₹ 6,239₹ 2,873₹ 3,367₹ 4,64,219
May₹ 6,239₹ 2,893₹ 3,346₹ 4,61,326
Jun₹ 6,239₹ 2,914₹ 3,325₹ 4,58,412
Jul₹ 6,239₹ 2,935₹ 3,304₹ 4,55,477
Aug₹ 6,239₹ 2,956₹ 3,283₹ 4,52,521
Sep₹ 6,239₹ 2,978₹ 3,262₹ 4,49,543
Oct₹ 6,239₹ 2,999₹ 3,240₹ 4,46,544
Nov₹ 6,239₹ 3,021₹ 3,219₹ 4,43,524
Dec₹ 6,239₹ 3,042₹ 3,197₹ 4,40,481
2027 ₹ 74,868 ₹ 38,265 ₹ 36,608 ₹ 4,02,216
Jan₹ 6,239₹ 3,064₹ 3,175₹ 4,37,417
Feb₹ 6,239₹ 3,086₹ 3,153₹ 4,34,331
Mar₹ 6,239₹ 3,109₹ 3,131₹ 4,31,222
Apr₹ 6,239₹ 3,131₹ 3,108₹ 4,28,091
May₹ 6,239₹ 3,154₹ 3,086₹ 4,24,937
Jun₹ 6,239₹ 3,176₹ 3,063₹ 4,21,761
Jul₹ 6,239₹ 3,199₹ 3,040₹ 4,18,561
Aug₹ 6,239₹ 3,222₹ 3,017₹ 4,15,339
Sep₹ 6,239₹ 3,246₹ 2,994₹ 4,12,094
Oct₹ 6,239₹ 3,269₹ 2,971₹ 4,08,825
Nov₹ 6,239₹ 3,293₹ 2,947₹ 4,05,532
Dec₹ 6,239₹ 3,316₹ 2,923₹ 4,02,216
2028 ₹ 74,868 ₹ 41,709 ₹ 33,164 ₹ 3,60,506
Jan₹ 6,239₹ 3,340₹ 2,899₹ 3,98,876
Feb₹ 6,239₹ 3,364₹ 2,875₹ 3,95,511
Mar₹ 6,239₹ 3,388₹ 2,851₹ 3,92,123
Apr₹ 6,239₹ 3,413₹ 2,827₹ 3,88,710
May₹ 6,239₹ 3,438₹ 2,802₹ 3,85,272
Jun₹ 6,239₹ 3,462₹ 2,777₹ 3,81,810
Jul₹ 6,239₹ 3,487₹ 2,752₹ 3,78,323
Aug₹ 6,239₹ 3,512₹ 2,727₹ 3,74,811
Sep₹ 6,239₹ 3,538₹ 2,702₹ 3,71,273
Oct₹ 6,239₹ 3,563₹ 2,676₹ 3,67,710
Nov₹ 6,239₹ 3,589₹ 2,651₹ 3,64,121
Dec₹ 6,239₹ 3,615₹ 2,625₹ 3,60,506
2029 ₹ 74,868 ₹ 45,465 ₹ 29,410 ₹ 3,15,042
Jan₹ 6,239₹ 3,641₹ 2,599₹ 3,56,865
Feb₹ 6,239₹ 3,667₹ 2,572₹ 3,53,198
Mar₹ 6,239₹ 3,694₹ 2,546₹ 3,49,505
Apr₹ 6,239₹ 3,720₹ 2,519₹ 3,45,784
May₹ 6,239₹ 3,747₹ 2,493₹ 3,42,037
Jun₹ 6,239₹ 3,774₹ 2,466₹ 3,38,264
Jul₹ 6,239₹ 3,801₹ 2,438₹ 3,34,462
Aug₹ 6,239₹ 3,829₹ 2,411₹ 3,30,634
Sep₹ 6,239₹ 3,856₹ 2,383₹ 3,26,778
Oct₹ 6,239₹ 3,884₹ 2,356₹ 3,22,894
Nov₹ 6,239₹ 3,912₹ 2,328₹ 3,18,982
Dec₹ 6,239₹ 3,940₹ 2,299₹ 3,15,042
2030 ₹ 74,868 ₹ 49,557 ₹ 25,316 ₹ 2,65,485
Jan₹ 6,239₹ 3,969₹ 2,271₹ 3,11,073
Feb₹ 6,239₹ 3,997₹ 2,242₹ 3,07,076
Mar₹ 6,239₹ 4,026₹ 2,214₹ 3,03,050
Apr₹ 6,239₹ 4,055₹ 2,184₹ 2,98,995
May₹ 6,239₹ 4,084₹ 2,155₹ 2,94,911
Jun₹ 6,239₹ 4,114₹ 2,126₹ 2,90,797
Jul₹ 6,239₹ 4,143₹ 2,096₹ 2,86,654
Aug₹ 6,239₹ 4,173₹ 2,066₹ 2,82,481
Sep₹ 6,239₹ 4,203₹ 2,036₹ 2,78,277
Oct₹ 6,239₹ 4,234₹ 2,006₹ 2,74,044
Nov₹ 6,239₹ 4,264₹ 1,975₹ 2,69,780
Dec₹ 6,239₹ 4,295₹ 1,945₹ 2,65,485
2031 ₹ 74,868 ₹ 54,018 ₹ 20,858 ₹ 2,11,468
Jan₹ 6,239₹ 4,326₹ 1,914₹ 2,61,159
Feb₹ 6,239₹ 4,357₹ 1,883₹ 2,56,802
Mar₹ 6,239₹ 4,388₹ 1,851₹ 2,52,414
Apr₹ 6,239₹ 4,420₹ 1,819₹ 2,47,994
May₹ 6,239₹ 4,452₹ 1,788₹ 2,43,542
Jun₹ 6,239₹ 4,484₹ 1,756₹ 2,39,058
Jul₹ 6,239₹ 4,516₹ 1,723₹ 2,34,542
Aug₹ 6,239₹ 4,549₹ 1,691₹ 2,29,993
Sep₹ 6,239₹ 4,582₹ 1,658₹ 2,25,411
Oct₹ 6,239₹ 4,615₹ 1,625₹ 2,20,797
Nov₹ 6,239₹ 4,648₹ 1,592₹ 2,16,149
Dec₹ 6,239₹ 4,681₹ 1,558₹ 2,11,468
2032 ₹ 74,868 ₹ 58,880 ₹ 15,993 ₹ 1,52,588
Jan₹ 6,239₹ 4,715₹ 1,524₹ 2,06,752
Feb₹ 6,239₹ 4,749₹ 1,490₹ 2,02,003
Mar₹ 6,239₹ 4,783₹ 1,456₹ 1,97,220
Apr₹ 6,239₹ 4,818₹ 1,422₹ 1,92,402
May₹ 6,239₹ 4,853₹ 1,387₹ 1,87,550
Jun₹ 6,239₹ 4,888₹ 1,352₹ 1,82,662
Jul₹ 6,239₹ 4,923₹ 1,317₹ 1,77,739
Aug₹ 6,239₹ 4,958₹ 1,281₹ 1,72,781
Sep₹ 6,239₹ 4,994₹ 1,245₹ 1,67,787
Oct₹ 6,239₹ 5,030₹ 1,209₹ 1,62,757
Nov₹ 6,239₹ 5,066₹ 1,173₹ 1,57,691
Dec₹ 6,239₹ 5,103₹ 1,137₹ 1,52,588
2033 ₹ 74,868 ₹ 64,181 ₹ 10,695 ₹ 88,408
Jan₹ 6,239₹ 5,140₹ 1,100₹ 1,47,448
Feb₹ 6,239₹ 5,177₹ 1,063₹ 1,42,272
Mar₹ 6,239₹ 5,214₹ 1,026₹ 1,37,058
Apr₹ 6,239₹ 5,252₹ 988₹ 1,31,806
May₹ 6,239₹ 5,289₹ 950₹ 1,26,517
Jun₹ 6,239₹ 5,327₹ 912₹ 1,21,189
Jul₹ 6,239₹ 5,366₹ 874₹ 1,15,823
Aug₹ 6,239₹ 5,405₹ 835₹ 1,10,419
Sep₹ 6,239₹ 5,444₹ 796₹ 1,04,975
Oct₹ 6,239₹ 5,483₹ 757₹ 99,493
Nov₹ 6,239₹ 5,522₹ 717₹ 93,970
Dec₹ 6,239₹ 5,562₹ 677₹ 88,408
2034 ₹ 74,868 ₹ 69,956 ₹ 4,916 ₹ 18,452
Jan₹ 6,239₹ 5,602₹ 637₹ 82,806
Feb₹ 6,239₹ 5,643₹ 597₹ 77,163
Mar₹ 6,239₹ 5,683₹ 556₹ 71,480
Apr₹ 6,239₹ 5,724₹ 515₹ 65,756
May₹ 6,239₹ 5,765₹ 474₹ 59,991
Jun₹ 6,239₹ 5,807₹ 432₹ 54,183
Jul₹ 6,239₹ 5,849₹ 391₹ 48,335
Aug₹ 6,239₹ 5,891₹ 348₹ 42,444
Sep₹ 6,239₹ 5,934₹ 306₹ 36,510
Oct₹ 6,239₹ 5,976₹ 263₹ 30,534
Nov₹ 6,239₹ 6,019₹ 220₹ 24,514
Dec₹ 6,239₹ 6,063₹ 177₹ 18,452
2035 ₹ 18,717 ₹ 18,451 ₹ 267 ₹ 0
Jan₹ 6,239₹ 6,106₹ 133₹ 12,345
Feb₹ 6,239₹ 6,150₹ 89₹ 6,195
Mar₹ 6,239₹ 6,195₹ 45₹ 0

How to Use the LIC Housing Finance EMI Calculator

You can use the LIC home loan EMI calculator online with minimal information and get instantaneous estimates of your repayment instalment. You can get a small or big-ticket home loan with a tenure that goes up to 360 months.

 

Moreover, the calculator allows you to try as many permutations and combinations as you need and reach feasible loan terms. To use the calculator, you will need the loan amount, interest rate, and repayment tenure.

 

Using the LIC calculator to compute your home loan EMIs is quite easy and quick. To use the calculator, follow the steps mentioned below. 

  • Input the desired borrowing amount 

  • Enter the applicable interest rate

  • Choose the preferred repayment period
     

Once you’ve submitted the loan terms, the LIC housing loan EMI calculator will display the results instantaneously. You can compare various terms to reach the most affordable option.

LIC Housing Home Loan EMI amount at Different Tenures

Given below is a tabular overview of LIC home loan EMI amount for different tenures and loan amount:

Loan Amount

Interest Rate

10-year tenure (120 months)

15-year tenure (180 months)

20-year tenure (240 months)

30-year tenure (360 months)

₹20 Lakhs

8% p.a.

₹24,226

₹20,368

₹16,729

₹14,675

₹30 Lakhs

8% p.a.

₹36,398

₹28,670

₹25,093

₹22,013

₹50 Lakhs

8% p.a.

₹60,664

₹47,783

₹41,822

₹36,668

₹75 Lakhs

8% p.a.

₹90,996

₹71,674

₹62,733

₹55,032

₹1 Crore

8% p.a.

₹1,21,328

₹95,565

₹83,644

₹73,376

Disclaimer: The above EMIs are calculated with the calculator available on Bajaj Markets. Actual figures may vary depending on the loan terms.

FAQs on LIC HFL Home Loan EMI

How is the LIC HFL Home Loan EMI Calculator beneficial?

The LIC HFL home loan EMI calculator is useful because it helps you get a better idea of whether the repayment fits in your budget before you borrow the funds.

How can you get a repayment schedule for the LIC HFL Home Loan?

You can visit the official website of LIC Housing Finance to download your repayment schedule. At Bajaj Markets, you can view the amortisation schedule to get a clear breakup of your loan and the monthly instalments, when you use the EMI Calculator.

What is the best way to calculate EMI for a LIC Home Loan?

The best way to calculate EMI for a LIC home loan is to use the LIC HFL home loan calculator on Bajaj Markets. This easy-to-use tool gives you accurate results instantaneously.

Why should I calculate my LIC Home Loan EMI in advance before taking a loan?

Calculating your EMIs in advance allows you to ensure that the borrowing is within your budget and you can make the repayment without any defaults/delays.

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