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EMI Calculator

With LIC Housing Finance Limited (HFL), you can avail of budget-friendly loan offers to build or buy your dream home on affordable terms. With competitive interest rates, you can enjoy simple eligibility criteria that help ensure you get the funding you need. 

 

But before you apply for a housing loan with LIC Housing Finance Limited, you should get a better idea of the EMIs applicable. And here is where the LIC HFL home loan calculator can be of great help.

 

The LIC home loan EMI calculator gives you an estimate of your EMIs, and you can assess whether or not the terms are manageable. By ensuring that the EMIs stay within your budget, you can repay on time, reduce your default risk, and keep your creditworthiness intact.

 

To know more about the LIC HFL home loan EMI calculator, read on.

Calculate LIC Housing Home Loan EMI Online

Loan Amount
₹ 1 L
₹ 10 L
₹ 1 Cr
₹ 10 Cr
Tenure
Months
12 M
246 M
480 M
Rate of Interest
6.00%
10.50%
15.00%
Home Loan
Your Monthly Home Loan EMI
₹6,239.47
Principal Amount
₹5,00,000
Total Interest
₹2,48,736.21
Total Amount Payable
₹7,48,736.21
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year EMI Principal Interest Balance
2025 ₹ 62,390 ₹ 27,223 ₹ 35,169 ₹ 4,72,776
Mar₹ 6,239₹ 2,635₹ 3,604₹ 4,97,365
Apr₹ 6,239₹ 2,654₹ 3,585₹ 4,94,710
May₹ 6,239₹ 2,673₹ 3,566₹ 4,92,037
Jun₹ 6,239₹ 2,693₹ 3,547₹ 4,89,344
Jul₹ 6,239₹ 2,712₹ 3,527₹ 4,86,632
Aug₹ 6,239₹ 2,732₹ 3,508₹ 4,83,901
Sep₹ 6,239₹ 2,751₹ 3,488₹ 4,81,149
Oct₹ 6,239₹ 2,771₹ 3,468₹ 4,78,378
Nov₹ 6,239₹ 2,791₹ 3,448₹ 4,75,587
Dec₹ 6,239₹ 2,811₹ 3,428₹ 4,72,776
2026 ₹ 74,868 ₹ 35,359 ₹ 39,514 ₹ 4,37,417
Jan₹ 6,239₹ 2,832₹ 3,408₹ 4,69,944
Feb₹ 6,239₹ 2,852₹ 3,388₹ 4,67,092
Mar₹ 6,239₹ 2,873₹ 3,367₹ 4,64,219
Apr₹ 6,239₹ 2,893₹ 3,346₹ 4,61,326
May₹ 6,239₹ 2,914₹ 3,325₹ 4,58,412
Jun₹ 6,239₹ 2,935₹ 3,304₹ 4,55,477
Jul₹ 6,239₹ 2,956₹ 3,283₹ 4,52,521
Aug₹ 6,239₹ 2,978₹ 3,262₹ 4,49,543
Sep₹ 6,239₹ 2,999₹ 3,240₹ 4,46,544
Oct₹ 6,239₹ 3,021₹ 3,219₹ 4,43,524
Nov₹ 6,239₹ 3,042₹ 3,197₹ 4,40,481
Dec₹ 6,239₹ 3,064₹ 3,175₹ 4,37,417
2027 ₹ 74,868 ₹ 38,541 ₹ 36,332 ₹ 3,98,876
Jan₹ 6,239₹ 3,086₹ 3,153₹ 4,34,331
Feb₹ 6,239₹ 3,109₹ 3,131₹ 4,31,222
Mar₹ 6,239₹ 3,131₹ 3,108₹ 4,28,091
Apr₹ 6,239₹ 3,154₹ 3,086₹ 4,24,937
May₹ 6,239₹ 3,176₹ 3,063₹ 4,21,761
Jun₹ 6,239₹ 3,199₹ 3,040₹ 4,18,561
Jul₹ 6,239₹ 3,222₹ 3,017₹ 4,15,339
Aug₹ 6,239₹ 3,246₹ 2,994₹ 4,12,094
Sep₹ 6,239₹ 3,269₹ 2,971₹ 4,08,825
Oct₹ 6,239₹ 3,293₹ 2,947₹ 4,05,532
Nov₹ 6,239₹ 3,316₹ 2,923₹ 4,02,216
Dec₹ 6,239₹ 3,340₹ 2,899₹ 3,98,876
2028 ₹ 74,868 ₹ 42,010 ₹ 32,864 ₹ 3,56,865
Jan₹ 6,239₹ 3,364₹ 2,875₹ 3,95,511
Feb₹ 6,239₹ 3,388₹ 2,851₹ 3,92,123
Mar₹ 6,239₹ 3,413₹ 2,827₹ 3,88,710
Apr₹ 6,239₹ 3,438₹ 2,802₹ 3,85,272
May₹ 6,239₹ 3,462₹ 2,777₹ 3,81,810
Jun₹ 6,239₹ 3,487₹ 2,752₹ 3,78,323
Jul₹ 6,239₹ 3,512₹ 2,727₹ 3,74,811
Aug₹ 6,239₹ 3,538₹ 2,702₹ 3,71,273
Sep₹ 6,239₹ 3,563₹ 2,676₹ 3,67,710
Oct₹ 6,239₹ 3,589₹ 2,651₹ 3,64,121
Nov₹ 6,239₹ 3,615₹ 2,625₹ 3,60,506
Dec₹ 6,239₹ 3,641₹ 2,599₹ 3,56,865
2029 ₹ 74,868 ₹ 45,793 ₹ 29,082 ₹ 3,11,073
Jan₹ 6,239₹ 3,667₹ 2,572₹ 3,53,198
Feb₹ 6,239₹ 3,694₹ 2,546₹ 3,49,505
Mar₹ 6,239₹ 3,720₹ 2,519₹ 3,45,784
Apr₹ 6,239₹ 3,747₹ 2,493₹ 3,42,037
May₹ 6,239₹ 3,774₹ 2,466₹ 3,38,264
Jun₹ 6,239₹ 3,801₹ 2,438₹ 3,34,462
Jul₹ 6,239₹ 3,829₹ 2,411₹ 3,30,634
Aug₹ 6,239₹ 3,856₹ 2,383₹ 3,26,778
Sep₹ 6,239₹ 3,884₹ 2,356₹ 3,22,894
Oct₹ 6,239₹ 3,912₹ 2,328₹ 3,18,982
Nov₹ 6,239₹ 3,940₹ 2,299₹ 3,15,042
Dec₹ 6,239₹ 3,969₹ 2,271₹ 3,11,073
2030 ₹ 74,868 ₹ 49,914 ₹ 24,959 ₹ 2,61,159
Jan₹ 6,239₹ 3,997₹ 2,242₹ 3,07,076
Feb₹ 6,239₹ 4,026₹ 2,214₹ 3,03,050
Mar₹ 6,239₹ 4,055₹ 2,184₹ 2,98,995
Apr₹ 6,239₹ 4,084₹ 2,155₹ 2,94,911
May₹ 6,239₹ 4,114₹ 2,126₹ 2,90,797
Jun₹ 6,239₹ 4,143₹ 2,096₹ 2,86,654
Jul₹ 6,239₹ 4,173₹ 2,066₹ 2,82,481
Aug₹ 6,239₹ 4,203₹ 2,036₹ 2,78,277
Sep₹ 6,239₹ 4,234₹ 2,006₹ 2,74,044
Oct₹ 6,239₹ 4,264₹ 1,975₹ 2,69,780
Nov₹ 6,239₹ 4,295₹ 1,945₹ 2,65,485
Dec₹ 6,239₹ 4,326₹ 1,914₹ 2,61,159
2031 ₹ 74,868 ₹ 54,407 ₹ 20,468 ₹ 2,06,752
Jan₹ 6,239₹ 4,357₹ 1,883₹ 2,56,802
Feb₹ 6,239₹ 4,388₹ 1,851₹ 2,52,414
Mar₹ 6,239₹ 4,420₹ 1,819₹ 2,47,994
Apr₹ 6,239₹ 4,452₹ 1,788₹ 2,43,542
May₹ 6,239₹ 4,484₹ 1,756₹ 2,39,058
Jun₹ 6,239₹ 4,516₹ 1,723₹ 2,34,542
Jul₹ 6,239₹ 4,549₹ 1,691₹ 2,29,993
Aug₹ 6,239₹ 4,582₹ 1,658₹ 2,25,411
Sep₹ 6,239₹ 4,615₹ 1,625₹ 2,20,797
Oct₹ 6,239₹ 4,648₹ 1,592₹ 2,16,149
Nov₹ 6,239₹ 4,681₹ 1,558₹ 2,11,468
Dec₹ 6,239₹ 4,715₹ 1,524₹ 2,06,752
2032 ₹ 74,868 ₹ 59,305 ₹ 15,569 ₹ 1,47,448
Jan₹ 6,239₹ 4,749₹ 1,490₹ 2,02,003
Feb₹ 6,239₹ 4,783₹ 1,456₹ 1,97,220
Mar₹ 6,239₹ 4,818₹ 1,422₹ 1,92,402
Apr₹ 6,239₹ 4,853₹ 1,387₹ 1,87,550
May₹ 6,239₹ 4,888₹ 1,352₹ 1,82,662
Jun₹ 6,239₹ 4,923₹ 1,317₹ 1,77,739
Jul₹ 6,239₹ 4,958₹ 1,281₹ 1,72,781
Aug₹ 6,239₹ 4,994₹ 1,245₹ 1,67,787
Sep₹ 6,239₹ 5,030₹ 1,209₹ 1,62,757
Oct₹ 6,239₹ 5,066₹ 1,173₹ 1,57,691
Nov₹ 6,239₹ 5,103₹ 1,137₹ 1,52,588
Dec₹ 6,239₹ 5,140₹ 1,100₹ 1,47,448
2033 ₹ 74,868 ₹ 64,643 ₹ 10,232 ₹ 82,806
Jan₹ 6,239₹ 5,177₹ 1,063₹ 1,42,272
Feb₹ 6,239₹ 5,214₹ 1,026₹ 1,37,058
Mar₹ 6,239₹ 5,252₹ 988₹ 1,31,806
Apr₹ 6,239₹ 5,289₹ 950₹ 1,26,517
May₹ 6,239₹ 5,327₹ 912₹ 1,21,189
Jun₹ 6,239₹ 5,366₹ 874₹ 1,15,823
Jul₹ 6,239₹ 5,405₹ 835₹ 1,10,419
Aug₹ 6,239₹ 5,444₹ 796₹ 1,04,975
Sep₹ 6,239₹ 5,483₹ 757₹ 99,493
Oct₹ 6,239₹ 5,522₹ 717₹ 93,970
Nov₹ 6,239₹ 5,562₹ 677₹ 88,408
Dec₹ 6,239₹ 5,602₹ 637₹ 82,806
2034 ₹ 74,868 ₹ 70,460 ₹ 4,412 ₹ 12,345
Jan₹ 6,239₹ 5,643₹ 597₹ 77,163
Feb₹ 6,239₹ 5,683₹ 556₹ 71,480
Mar₹ 6,239₹ 5,724₹ 515₹ 65,756
Apr₹ 6,239₹ 5,765₹ 474₹ 59,991
May₹ 6,239₹ 5,807₹ 432₹ 54,183
Jun₹ 6,239₹ 5,849₹ 391₹ 48,335
Jul₹ 6,239₹ 5,891₹ 348₹ 42,444
Aug₹ 6,239₹ 5,934₹ 306₹ 36,510
Sep₹ 6,239₹ 5,976₹ 263₹ 30,534
Oct₹ 6,239₹ 6,019₹ 220₹ 24,514
Nov₹ 6,239₹ 6,063₹ 177₹ 18,452
Dec₹ 6,239₹ 6,106₹ 133₹ 12,345
2035 ₹ 12,478 ₹ 12,345 ₹ 134 ₹ 0
Jan₹ 6,239₹ 6,150₹ 89₹ 6,195
Feb₹ 6,239₹ 6,195₹ 45₹ 0

How to Use the LIC Housing Finance EMI Calculator

You can use the LIC home loan EMI calculator online with minimal information and get instantaneous estimates of your repayment instalment. You can get a small or big-ticket home loan with a tenure that goes up to 360 months.

 

Moreover, the calculator allows you to try as many permutations and combinations as you need and reach feasible loan terms. To use the calculator, you will need the loan amount, interest rate, and repayment tenure.

 

Using the LIC calculator to compute your home loan EMIs is quite easy and quick. To use the calculator, follow the steps mentioned below. 

  • Input the desired borrowing amount 

  • Enter the applicable interest rate

  • Choose the preferred repayment period
     

Once you’ve submitted the loan terms, the LIC housing loan EMI calculator will display the results instantaneously. You can compare various terms to reach the most affordable option.

LIC Housing Home Loan EMI amount at Different Tenures

Given below is a tabular overview of LIC home loan EMI amount for different tenures and loan amount:

Loan Amount

Interest Rate

10-year tenure (120 months)

15-year tenure (180 months)

20-year tenure (240 months)

30-year tenure (360 months)

₹20 Lakhs

8% p.a.

₹24,226

₹20,368

₹16,729

₹14,675

₹30 Lakhs

8% p.a.

₹36,398

₹28,670

₹25,093

₹22,013

₹50 Lakhs

8% p.a.

₹60,664

₹47,783

₹41,822

₹36,668

₹75 Lakhs

8% p.a.

₹90,996

₹71,674

₹62,733

₹55,032

₹1 Crore

8% p.a.

₹1,21,328

₹95,565

₹83,644

₹73,376

Disclaimer: The above EMIs are calculated with the calculator available on Bajaj Markets. Actual figures may vary depending on the loan terms.

FAQs on LIC HFL Home Loan EMI

How is the LIC HFL Home Loan EMI Calculator beneficial?

The LIC HFL home loan EMI calculator is useful because it helps you get a better idea of whether the repayment fits in your budget before you borrow the funds.

How can you get a repayment schedule for the LIC HFL Home Loan?

You can visit the official website of LIC Housing Finance to download your repayment schedule. At Bajaj Markets, you can view the amortisation schedule to get a clear breakup of your loan and the monthly instalments, when you use the EMI Calculator.

What is the best way to calculate EMI for a LIC Home Loan?

The best way to calculate EMI for a LIC home loan is to use the LIC HFL home loan calculator on Bajaj Markets. This easy-to-use tool gives you accurate results instantaneously.

Why should I calculate my LIC Home Loan EMI in advance before taking a loan?

Calculating your EMIs in advance allows you to ensure that the borrowing is within your budget and you can make the repayment without any defaults/delays.

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