MoneyView Personal Loan EMI Calculator

MoneyView is a trusted lender offering personal loans with flexible tenures and amounts. To make the repayment of your personal loan smoother and more manageable, it is crucial to understand your monthly EMI obligations. 

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That is where the MoneyView Personal Loan EMI Calculator comes in. This powerful tool helps you calculate the exact EMI amount. It gives you a clear picture of the total interest you’ll pay over the loan term.

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Your Personal Loan EMI
₹ 2,430
Total Interest Amount
₹ 45,781
Principal Amount
₹ 100,000
Total Payable Amount
₹ 145,781
Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
- +
Min value reached
Max value reached

You can also make instant comparisons between loan offers from over 20 personal loan providers on Bajaj Markets.

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You can also evaluate the total interest amount and overall payable amount for better financial planning and budgeting.

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Here’s an example of an EMI schedule for a ₹10 Lakh loan with an interest rate of 14% p.a. and a tenure of 12 months. This calculation shows the applicable interest and the closing balance at the end of each month, calculated using the MoneyView Personal Loan EMI Calculator:

Months 

Opening Balance

Interest Payable

Principal Amount 

Closing Balance

Month-1

₹ 10,00,000

₹ 15,000

₹ 76,680

₹ 9,23,320

Month-2

₹ 9,23,320

₹ 13,850

₹ 77,830

₹ 8,45,489

Month-3

₹ 8,45,489

₹ 12,682

₹ 78,997

₹ 7,66,492

Month-4

₹ 7,66,492

₹ 11,497

₹ 80,182

₹ 6,86,309

Month-5

₹ 6,86,309

₹ 10,295

₹ 81,385

₹ 6,04,924

Month-6

₹ 6,04,924

₹ 9,074

₹ 82,606

₹ 5,22,318

Month-7

₹ 5,22,318

₹ 7,835

₹ 83,845

₹ 4,38,472

Month-8

₹ 4,38,472

₹ 6,577

₹ 85,102

₹ 3,53,369

Month-9

₹ 3,53,369

₹ 5,301

₹ 86,379

₹ 2,66,990

Month-10

₹ 2,66,990

₹ 4,005

₹ 87,675

₹ 1,79,315

Month-11

₹ 1,79,315

₹ 2,690

₹ 88,990

₹ 90,325

Month-12

₹ 90,325

₹ 1,355

₹ 90,325

₹0.00

Disclaimer: The amounts mentioned above are for illustrative purposes only.

Here are the EMI amounts for different personal loan amounts and tenures at a 14% p.a. interest rate, calculated using the MoneyView Personal Loan EMI Calculator:

Loan Amount

Interest Rate

Loan Tenure

EMI Amount

₹50,000

14% p.a.

12 months 

₹4,489

₹1 Lakh

14% p.a.

24 months 

₹4,801

₹3 Lakhs

14% p.a.

30 months 

₹11,910

₹5 Lakhs

14% p.a.

36 months 

₹17,089

₹7 Lakhs

14% p.a.

48 months 

₹19,129

₹10 Lakhs

14% p.a.

60 months 

₹23,268

Disclaimer: The amounts mentioned above are for illustrative purposes only.

There are various benefits of using a Moneyview Personal Loan EMI Calculator such as an easy-to-use interface. Here are some key benefits:

Convenient Financial Planning

Use the MoneyView Personal Loan EMI Calculator to easily plan finances and ensure timely repayments.

Calculation for Various Tenures

Calculate the EMI amounts for various loan tenures easily, ranging from a few months to years.

Easy-to-use Calculator

The personal loan calculator is user-friendly; simply enter the interest rate, tenure, and loan amount to get your EMI.

Free of Cost

You can use this tool for free, as many times as you need, without any limitations.

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Understanding the factors that affect EMI of your MoneyView personal loan can help you make informed decisions and manage your finances effectively:

  • Credit Score

Lenders decide your loan terms based on your current credit score and the overall financial profile. This three-digit code above 700 is considered excellent, with which you can get a personal loan at lower interest rates.

  • Loan Amount

The loan amount you choose directly reveals your capability to repay the loan amount borrowed. If the loan amount chosen is high, you might not be able to repay the loan, impacting your borrowing behaviour.

  • Repayment Tenure

A shorter loan tenure with a smaller loan amount makes EMIs more manageable. However, a longer repayment period increases the interest rate. You can calculate the total payable amount for any specific tenure using an EMI calculator.

  • Existing Debt

Your current debt can affect timely loan repayments. It may increase your EMIs and negatively impact your creditworthiness, making it harder to qualify for future loans.

  • Interest Rate

When choosing a loan, it is important to understand the interest rate. A floating interest rate causes EMI amounts to vary during the loan tenure, while a fixed interest rate keeps your EMI consistent throughout.

  • Age and Income

Your age and income stability play a significant role in determining loan EMIs. If you lack a stable income or are nearing retirement, personal loan offers may decrease, and you may struggle to repay the EMI without a reliable income source.

To repay your MoneyView personal loan EMI, you can either opt for the auto-debit option or make manual payments through the MoneyView app.

If you choose the auto-debit option during the loan application, your monthly EMI will be automatically deducted from your account. If you have not enabled this service, you can still make manual payments by following these steps:

  1. Download the Moneyview: UPI, Personal Loans app on your smartphone

  2. Log in using your credentials

  3. In the Loans section, click the ‘Pay’ button

  4. Confirm the payment to complete the transaction

Frequently Asked Questions

Moneyview Personal Loan
What are the details that I will have to enter on the MoneyView personal loan EMI calculator?

To use the personal loan EMI calculator from MoneyView, you must enter the loan amount, tenure, and interest rate. The tool will provide you with the details of monthly EMI payments with applicable interest amounts.

Yes. There is no limitation to use the MoneyView personal loan calculator. You can use it as many times as you want to manage your finances.

The MoneyView EMI Calculator is a quick online tool provided to help you check the estimated Equated Monthly Instalments (EMIs) for your personal loan. You can enter the interest rate, principal amount, and tenure to know your monthly EMIs payable.

Yes. The MoneyView EMI Calculator is available online on the official website and the mobile app, free of cost.

No, you can use the MoneyView Personal Loan EMI Calculator only to calculate the EMI amount for personal loans.

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