Investment Amount
Interest Rate
Total Interest Amount
Total Payout (Principal + Interest)
The Ujjivan Small Finance Bank Fixed Deposit (FD) Calculator is a helpful tool for estimating the returns on FDs from the bank. This tool helps you compare returns across different investment terms, such as tenures and interest rates. It's especially useful for planning finances, as it offers a clear view of potential earnings from various investment options.
The Ujjivan Small Finance Bank FD calculator is simple to use and requires minimal information, such as the deposit amount, interest rate, and tenure. By comparing potential earnings, you can choose an investment option that aligns with your financial goals. Using the FD calculator not only simplifies your planning but also ensures you make an informed decision to maximise your savings.
Here’s how to use the Ujjivan Small Finance Bank FD calculator:
Enter the amount you want to invest
Input the interest rate offered to you
Choose a tenure that suits your investment comfort
Once you submit these details, the calculator will display the payout you can expect upon maturity. You can adjust the fixed deposit terms as many times as needed to find the terms that align with your financial goals.
You can refer to this illustration to better understand how the FD calculator works:
A senior citizen invests ₹3,00,000 in a fixed deposit with Ujjivan Small Finance Bank for a tenure of 8 years at a fixed interest rate of 8.75% p.a. Here’s what their payout at maturity would look like:
FD amount: ₹3,00,000
Interest Rate: 8.75% p.a.
Tenure: 8 years (96 months)
Upon entering these details, the calculator will display a total payout of ₹5,86,888 at maturity, which includes ₹2,86,888 in interest earned on the initial investment of ₹3,00,000.
Compare the interest rates offered by Ujjivan Small Finance Bank with those of other banks and NBFCs available on Bajaj Markets. Below are the interest rates for reference:
Bank / NBFC |
Highest Interest Rates (p.a.) |
RBL Bank |
8.85% |
Shriram Finance Limited |
9.40% |
Bajaj Finance Ltd. |
8.65% |
Mahindra Finance Ltd. |
8.35% |
YES Bank |
8.50% |
PNB Housing Finance Ltd. |
7.95% |
Note: Please check their respective websites to confirm the latest rates before investing.