Whether you're a frequent flyer or an occasional traveller, these cards offer rewards for spending on travel-related purchases like flights and hotels. Enjoy benefits such as airport lounge access and round-the-clock concierge service. You can find some of the best travel credit cards in India that offer AirMiles redemption, annual bonuses, and much more. Don't miss out on the adventure – choose the right travel credit card and let your travels take off!
Considering the diverse range of travel credit cards in India, you have multiple options to choose from. Here's a breakdown of the main types of travel credit cards available:
These cards are issued in partnership with airlines, hotels, travel portals, or other travel service providers
They offer benefits like reward points or miles that can be redeemed for flights, hotel stays, travel packages, or other travel-related purchases
Issued directly by airlines, these cards offer benefits tailored to their frequent flyers
Earn miles or points specific to that airline's loyalty program, unlock priority boarding, access airport lounges, and enjoy baggage fee waivers
Issued by hotel chains or partnered financial institutions, these cards offer benefits like reward points redeemable for hotel stays, room upgrades, and exclusive member discounts
Some might offer complimentary airport lounge access or priority check-in at partner hotels
Get reward points or miles that can be redeemed for a range of travel options, including flights, hotels, car rentals, and travel packages
They offer flexibility but might not cater to specific loyalty program benefits
Enjoy complimentary or discounted access to airport lounges across various networks, providing comfort and convenience during travel
Some might also offer Priority Pass memberships, opening doors to a wider range of lounges internationally
Frequent travellers who incur significant fuel expenses can benefit from these cards that waive the surcharge levied on fuel transactions
This can offer substantial savings over time, especially for high-fuel consumption
Here is a list of some of the top travel credit cards in 2024:
Card |
Features |
IndusInd Bank Legend Credit Card |
|
AU Small Finance Bank Altura Credit Card |
|
Bajaj Finserv RBL Bank Binge SuperCard |
|
Axis Bank SELECT Credit Card |
|
IRCTC RuPay SBI Credit Card |
|
SBI ELITE Card |
|
SBI PRIME Credit Card |
Get a complimentary Club Vistara Silver Membership |
ICICI Bank MMT Signature Credit Card |
Get exclusive benefits such as My Cash points, MMT BLACK Exclusive tier membership, and more |
ICICI Bank MMT Platinum Credit Card |
Enjoy complimentary access to airport lounges and railway lounges once each quarter Get MakeMyTrip holiday vouchers worth ₹3,000 and ₹500 as MyCash on joining. |
ICICI Bank Manchester United Platinum Credit Card |
Complimentary access to the lounges at domestic airports once per quarter |
Joining Fee: ₹12,500 + GST
Annual Fee: ₹12,500 + GST
Features:
Complimentary Club Marriott Membership
Unlimited complimentary access to airport lounges
Joining Fee: ₹4,999 + GST
Annual Fee: ₹4,999 + GST
Features:
5 complimentary premium economy air ticket vouchers
Complimentary airport lounge access
Joining Fee: ₹5,000 + GST
Annual Fee: ₹5,000 + GST
Features:
Exclusive airport lounge access for primary cardholders
Chauffeured airport pick-up services
Disclaimer: The travel credit cards mentioned in this section are not available on Bajaj Markets. For further details and card application, please head to the official website of the issuer.
Here are some major benefits of opting for travel credit cards:
Earn rewards: Travel credit cards ease the process of saving points or miles on most purchases. These can then be redeemed for free flights, hotel stays, and travel upgrades.
Airport lounge access: You can get complimentary access to airport lounges, giving you the much-needed rest during your travel
Travel insurance: Some cards offer travel insurance coverage for baggage loss, trip cancellations, or medical emergencies anywhere in the world.
Save on foreign transactions: Avoid hidden charges with cards that waive foreign transaction charges. This can let you stretch your travel budget further.
Axis Bank Vistara Infinite Credit Card and Club Vistara SBI Prime Credit Card are some of the top credit cards offering Vistara benefits.
Some of the best travel credit cards in India are IRCTC SBI RuPay Credit Card and the Bajaj Finserv RBL Bank Travel Easy SuperCard. In addition to these, ICICI Bank MMT Platinum Credit Card, ICICI Bank MMT Signature Credit Card, and SBI Card ELITE also stand out.
Credit cards from top banks offered in partnership with airline companies or travel websites offer the best discounts on flight ticket bookings. Some of these top cards are the ICICI Bank MMT Platinum Credit Card and the Air India SBI Signature Credit Card.
Yes, booking a flight with a travel credit card gives you benefits like exclusive discounts, cashback, and special offers. The card also allows you to enjoy complimentary airport lounge access and air accident cover, among other things.
Travel credit cards are beneficial when they offer protection for baggage loss or allow you to earn reward points or miles on bookings. You get to redeem these rewards while travelling to get discounts and save more.
ICICI Bank MMT Signature Credit Card and IRCTC SBI Card are the best choices for domestic travellers. These cards offer free access to airport and railway lounges along with discounts on ticket and hotel bookings.
To find the right travel credit card, you must understand what you require from it. Here’s how you can go about it:
If you are frequent traveller, pick the card that offers exclusive access to airport lounges
If you take work trips, food tours, or love to shop while you travel, choose a card that offers rewards across multiple categories
There’s one travel card for every need!
You should use your travel credit card when travelling domestically or abroad, as it offers several discounts and redeemable reward points. You can also use it for regular transactions if it gives you redeemable reward points.
These cards may be worth it if you are a frequent traveller. Travel credit cards provide discounts and offers based on your spending habits or choices while travelling. They also allow you to save money on hotel and flight bookings.
You may need a CIBIL score of 700 or above to apply for a travel credit card. However, the credit score requirement may vary based on the mandates of the issuer.
If you are a frequent traveller, you must have at least one travel credit card. However, you can have more than one as per your travel requirements.