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Whether you're a frequent flyer or take occasional trips, travel credit cards offer rewards for spending on travel-related purchases like flights and hotels. Enjoy benefits such as airport lounge access and round-the-clock concierge service. You can find some of the best travel credit cards in India that offer AirMiles redemption, annual bonuses, and much more. Don't miss out - choose the right travel credit cards and let your travels take off!

Types of Travel Credit Cards

Considering the diverse range of travel credit cards in India, you have multiple options to choose from. Here's a breakdown of the main types of travel credit cards available:

Co-branded Cards

  • These travel credit cards are issued in partnership with airlines, hotels, travel portals, or other travel service providers

  • They offer benefits like reward points or miles that can be redeemed for flights, hotel stays, travel packages, or other travel-related purchases

Airline-specific Cards

  • Issued directly by airlines, these travel credit cards offer benefits tailored to their frequent flyers

  • Earn miles or points specific to that airline's loyalty program, unlock priority boarding, access airport lounges, and enjoy baggage fee waivers

Hotel-specific Cards

  • Issued by hotel chains or partnered financial institutions, these travel credit cards offer benefits like reward points redeemable for hotel stays, room upgrades, and exclusive member discounts

  • Some might offer complimentary airport lounge access or priority check-in at partner hotels

General Travel Reward Cards

  • Get reward points or miles that can be redeemed for a range of travel options, including flights, hotels, car rentals, and travel packages

  • They offer flexibility but might not cater to specific loyalty program benefits

Airport Lounge Access Cards

  • Enjoy complimentary or discounted access to airport lounges across various networks, providing comfort and convenience during travel

  • Some might also offer Priority Pass memberships, opening doors to a wider range of lounges internationally

Fuel Surcharge Waiver Cards

  • Frequent travellers who incur significant fuel expenses can benefit from these travel credit cards that waive the surcharge levied on fuel transactions

  • This can offer substantial savings over time, especially for high-fuel consumption

Some of the Best Travel Credit Cards on Bajaj Markets
Joining Fee
NIL
Annual Fee
NIL
Bullet Point Complimentary Priority Pass membership at 600+ airport lounges across the world
Bullet Point Air Accident Cover of up to ₹25 Lakhs
Joining Fee
NIL
Annual Fee
₹499 + GST
Bullet Point Earn 2 cash points for every ₹200 spent, except on fuel
Bullet Point Get an annual fee waiver, provided you spend ₹50,000 or more in a year
Joining Fee
₹999 + GST
Annual Fee
₹999 + GST
Bullet Point Earn 1 Reward Point for every ₹100 spent on retail spends
Bullet Point 2 complimentary domestic airport lounge visits in a year
Joining Fee
₹3,000 + GST
Annual Fee
₹3,000 + GST
Bullet Point Get up to 12 complimentary international airport lounge access with Priority Pass
Bullet Point Get 10,000 EDGE Reward Points worth ₹2000, on your first card transaction within 30 days
Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Bullet Point Earn 1 Reward Point every time you spend ₹125 on non-fuel purchases
Bullet Point Get up to 10% Value Back as Reward Points by booking tickets in AC1, AC2, AC3, and AC CC classes through IRCTC’s official website or the IRCTC Mobile App (Android only)
Joining Fee
₹4,999 + GST
Annual Fee
₹4,999 + GST
Bullet Point Get 5X Reward Points on Departmental store purchases, grocery spends and dining expenses
Bullet Point Earn 2 Reward Points per ₹100 on all other spends, except fuel
Joining Fee
₹2,999 + GST
Annual Fee
₹2,999 + GST
Bullet Point Earn 2 Reward Points per ₹100 on all other spends
Bullet Point Get a complimentary Club Vistara Silver Membership
Joining Fee
₹2,500 + GST
Annual Fee
NIL
Bullet Point Get exclusive benefits such as My Cash points, MMT BLACK Exclusive tier membership, and more
Bullet Point Earn milestone rewards of ₹5,100 on each anniversary
Joining Fee
₹500 + GST
Annual Fee
NIL
Bullet Point Enjoy complimentary access to airport lounges and railway lounges once each quarter
Bullet Point Get MakeMyTrip holiday vouchers worth ₹3,000 and ₹500 as MyCash on joining.
Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Bullet Point Get 2 Payback Points per ₹100 for domestic transactions
Bullet Point Complimentary access to the lounges at domestic airports once per quarter

Other Travel Credit Cards

HDFC Bank Infinia Credit Card

  • Joining Fee: ₹12,500 + GST

  • Annual Fee: ₹12,500 + GST

  • Features:

    1. Complimentary Club Marriott Membership

    2. Unlimited complimentary access to airport lounges

Club Vistara IDFC First Credit Card

  • Joining Fee: ₹4,999 + GST

  • Annual Fee: ₹4,999 + GST

  • Features:

    1. 5 complimentary premium economy air ticket vouchers

    2. Complimentary airport lounge access

Axis Bank Atlas Credit Card

  • Joining Fee: ₹5,000 + GST

  • Annual Fee: ₹5,000 + GST

  • Features:

    1. Exclusive airport lounge access for primary cardholders

    2. Chauffeured airport pick-up services

 

Disclaimer: The above mentioned travel credit cards are not available on Bajaj Markets. For further details and card application, please head to the official website of the issuer. 

Benefits of Travel Credit Cards

Here are some major benefits of opting for travel credit cards: 

Earn rewards

Travel credit cards ease the process of saving points or miles on most purchases. These can then be redeemed for free flights, hotel stays, and travel upgrades.

Airport lounge access

You can get complimentary access to airport lounges, giving you some much-needed rest before your flight

Travel insurance

Gain the benefit of travel insurance coverage for baggage loss, trip cancellations, or medical emergencies anywhere in the world.

Save on foreign transactions

Avoid hidden charges with cards that waive foreign transaction charges. This can let you stretch your travel budget further.

Frequently Asked Questions

Which travel credit cards offer Vistara membership or lounge access?

Axis Bank Vistara Infinite Credit Card and Club Vistara SBI Prime Credit Card are some of the top travel credit cards offering Vistara benefits.

Which is the best travel card in India?

Some of the best travel credit cards in India are the IRCTC SBI RuPay Credit Card and the Bajaj Finserv RBL Bank Travel Easy SuperCard. In addition to these, ICICI Bank MMT Platinum Credit Card, ICICI Bank MMT Signature Credit Card, and SBI Card ELITE also stand out.

Which are some of the best travel credit cards for booking flight tickets?

Travel credit cards from top banks offered in partnership with airline companies or travel websites offer the best discounts on flight ticket bookings. Some of these top cards are the ICICI Bank MMT Platinum Credit Card and the Air India SBI Signature Credit Card.

Is it reasonable to book a flight using a travel credit card?

Yes, booking a flight with travel credit cards gives you benefits like exclusive discounts, cashback, and special offers. The card also allows you to enjoy complimentary airport lounge access and air accident cover, among other things.

Is it worth getting a travel credit card?

Travel credit cards are beneficial when they offer protection for baggage loss or allow you to earn reward points or miles on bookings. You get to redeem these rewards while travelling to get discounts and save more.

Which travel credit card is best for domestic travellers?

ICICI Bank MMT Signature Credit Card and IRCTC SBI Card are the best choices for domestic travellers. These cards offer free access to airport and railway lounges along with discounts on ticket and hotel bookings.

How can I find the right travel credit card?

To find the right travel credit card, you must understand what you require from it. Remember that each of these cards is designed for a specific type of customer. So, choose a travel credit card that best suits your travel needs based on where you go and what you spend on.

When should you use travel credit cards?

You should use your travel credit cards when travelling domestically or abroad, as it offers several discounts and redeemable reward points. You can also use it for regular transactions if it gives you redeemable reward points.

Are travel credit cards worth it?

These cards may be worth it if you are a frequent traveller. Travel credit cards provide discounts and offers based on your spending habits or choices while travelling. They also allow you to save money on hotel and flight bookings.

What credit score is needed for travel credit cards?

You may need a CIBIL score of 700 or above to apply for travel credit cards. However, the credit score requirement may vary based on the mandates of the issuer.

How many travel credit cards should I have?

If you are a frequent traveller, you must have at least one travel credit card. However, you can have more than one as per your travel requirements.

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