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Looking to make the most of your Swiggy orders? With the right credit card, you can enjoy cashback, discounts, and exclusive deals on every transaction. These offers help you save money and enjoy additional perks like reward points and complimentary memberships. Whether you're ordering a quick meal or stocking up on groceries via Instamart, offers from credit cards for Swiggy-related transactions ensure you get the best value each time. Here’s everything you need to know about these cards.

Some of the Best Credit Card Offers for Swiggy in 2025

Provided below is a list of some credit cards on Bajaj Markets that provide great benefits like discounts, cashbacks and more on utilising Swiggy’s services:

Credit Card

Offers for Swiggy

Coupon Code

Axis Bank My Zone Credit Card

Get up to ₹120 off, twice a month, on food delivery orders of ₹500 and above on Swiggy

AXIS120


(Code is redeemable twice a month)

IndusInd Bank Platinum Aura Edge Credit Card

Get a 10% discount on Swiggy orders above ₹699


Valid till December 31, 2024

N A

ICICI Bank Coral Credit Card

10% discount of up to ₹150 on a Swiggy order value of at least ₹1,000


Valid till December 31, 2024

ICICICC

IndusInd Bank Legend Credit Card

Enjoy a 10% discount on Swiggy orders exceeding ₹699


Valid till December 31, 2024

NA

ICICI Bank Expressions Credit Card

Get a 10% discount, up to ₹150, on Swiggy orders of ₹1,000 or more 


Valid until December 31, 2024

ICICICC

Axis Bank SELECT Credit Card

Enjoy a flat ₹200 discount on Swiggy deliveries, available on minimum orders of ₹1,000 each

AXIS200


(Code is redeemable twice a month)

SimplySAVE SBI Card

Get ₹100 off on your Swiggy orders of ₹749 or more, once each month

SBIDELIGHTS

ICICI Bank HPCL Credit Card

Get a 10% discount of up to ₹150 on Swiggy orders worth ₹1,000 or more


Valid through December 31, 2024

ICICICC

IndusInd Bank Platinum Master Credit Card

Get 10% off on Swiggy orders above ₹699

NA

SimplyCLICK SBI Card

Get an instant ₹100 discount on any Swiggy order worth ₹749 or more, once per month

SBIDELIGHTS

Disclaimer: The mentioned credit card offers are subject to change or expiration at any time. Please verify the details with the respective provider before making a purchase.

Benefits of Using Credit Cards for Swiggy

Some of the best credit cards for Swiggy-related transactions come with a range of advantages that enhance your ordering experience. Here’s a detailed look at the benefits:

Cashback and Discounts

Credit cards often provide cashback or direct discounts on Swiggy transactions, helping you save on every order. Whether it's food delivery, grocery shopping, or dining out, these benefits reduce your effective costs, making frequent ordering more affordable.

Reward Points

Some of the top credit cards for Swiggy-related purchases enable you to earn reward points. These points accumulate over time and can be redeemed for discounts, vouchers, or even cashback. This feature ensures that your regular spending turns into valuable rewards, offering long-term benefits beyond immediate savings.

Exclusive Offers

With certain credit cards, you gain access to exclusive Swiggy offers that are unavailable to non-cardholders. These include limited-time deals, discounted memberships, or flat rate reductions, giving you an edge in maximising value from every transaction.

Convenience

Credit cards simplify payments by providing a secure, fast, and hassle-free checkout experience. With saved card details, you can make one-click payments, ensuring smooth transactions every time you order. This saves time and enhances your overall experience, especially when ordering frequently.

Complimentary Memberships

Some credit cards offer complimentary subscriptions to services like Swiggy One. This enables you to enjoy free deliveries, priority customer support, and exclusive discounts across Swiggy’s platform. This benefit is particularly valuable for frequent users, helping you save on delivery charges and enhancing your overall experience.

Frequently Asked Questions

Does Swiggy accept credit cards?

Yes, Swiggy accepts payments via credit cards, including Visa, MasterCard, and American Express.

How to get cashback from Swiggy?

To earn cashback, use a credit card that offers such benefits for Swiggy transactions. The cashback is typically credited to your account as per the card's terms and conditions.

Which is the best credit card for Swiggy?

If you’re looking for flat discounts without an annual fee, cards like the IndusInd Bank Platinum Aura Edge Credit Card or IndusInd Bank Legend Credit Card are excellent choices, offering a 10% discount on orders above ₹699. Meanwhile, Axis Bank MY ZONE Credit Card comes with a discount of up to ₹120 on orders of ₹500 or more, twice a month. However, this card has a joining fee of ₹500. Each card has unique perks, so choosing the best credit card for Swiggy-related transactions depends on your requirements and preferences.

Are there any restrictions on Swiggy offers with credit cards?

Yes, certain offers may have restrictions such as minimum order value, specific restaurants, or caps on the maximum cashback and discount. It's advisable to read the terms and conditions of each offer carefully.

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