As credit card usage continues to grow, so do the benefits of paying your bills on time. In 2025, several platforms are offering exciting rewards and cashback opportunities on credit card bill payments. Whether you’re looking for discounts or additional perks, these offers could help you save more while staying financially disciplined.

Credit Card Bill Payment Offers on Paytm

Paytm remains a popular choice for quick and easy credit card bill payments. With its user-friendly interface and wide reach, Paytm also offers attractive rewards and cashback deals. 

 

Here’s a look at the latest offers you can grab while clearing your credit card dues through Paytm:

Offer Details

Coupon Code

Terms and Conditions

Valid Until

  • New users get ₹10 to ₹100 cashback on their first payment of ₹50 or more for select merchants

  • Earn scratch cards with every bill payment, offering cashback, gift vouchers, and reward points

Not required

  • Offer applicable to new users

  • Valid on transactions with select merchants

  • Offer can be redeemed only 1 time during the validity 

  • Offer applicable for selected users only

  • Offer cannot be clubbed with any other offer

Ongoing

Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.

Credit Card Bill Payment Offers on CRED

CRED is renowned for rewarding users who pay their credit card bills on time. From exclusive cashback offers on credit card bill payment to exciting discounts on top brands, CRED makes bill payments rewarding.

 

Here are the top credit card bill payment offers available on CRED:

Offer Details

Coupon Code

Terms and Conditions

Valid Until

  • First-time CRED users get ₹200 instant cashback on their first bill payment

  • Unlock exclusive deals and discounts from premium brands

  • Earn CRED coins with every payment and redeem them for a variety of offers

Not required

Only applicable on the first credit card bill payment via CRED

Ongoing 

Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.

Credit Card Bill Payment Offers on Mobikwik

Mobikwik is another leading platform offering seamless credit card bill payments. With added benefits like SuperCash and cashback, Mobikwik ensures that every payment you make adds value.

 

Here are some offers for credit card bill payments on Mobikwik:

Offer Details

Coupon Code

Terms and Conditions

Valid Until

Earn 1% cashback up to ₹25 on full credit card bill payment

FULLPAY

  • Applicable when paying the full credit card amount in a single transaction

  • Cashback is credited instantly to the MobiKwik wallet

  • Offer is valid on all paymodes

Ongoing

Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.

Credit Card Bill Payment Offers on CheQ

While digital payments dominate, CheQ offers specific benefits when you use its platform to clear your credit card dues.

 

Here’s what you can gain by opting for CheQ payments in 2025:

Offer Details

Coupon Code

Terms & Conditions

Valid Until

Get 1% back in the form of CheQ Chips on every credit card bill payment

Not required 

  • CheQ Chips can be converted into vouchers from leading brands or used for discounts on future bills

  • You can redeem the chips for exclusive brand vouchers like Amazon, Flipkart, Myntra, and many more

Ongoing

Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.

 

Note: Whether you prefer Paytm, CRED, Mobikwik, or CheQ, each platform offers cashback, rewards, or discounts to enhance your payment experience. Make sure to check the validity and terms before getting any offer to maximise your benefits.

 

Disclaimer: The aforementioned details are provided for informative purposes only. Some of the credit cards mentioned on the page may not be available on Bajaj Markets. Kindly visit the official website for more details.

Steps to Get Credit Card Bill Payment Offers

To maximise your benefits from credit card bill payment offers, you can follow these simple steps:

  1. Choose a platform like Paytm, CRED, Mobikwik, or CheQ to make your credit card bill payment

  2. Check for available offers on credit card bill payments. These offers may include cashback, discounts, or rewards.

  3. Carefully read through the terms and conditions of the offer

  4. Ensure you meet the eligibility criteria and understand any specific requirements for activation

  5. Once you've reviewed the terms, follow the instructions to activate the offer

  6. Proceed with your credit card bill payment through the selected platform to enjoy the benefits

 

Important Note: Always verify the offer details and validity on the platform's official website or app before making a payment. Offers can change or expire without notice, so it's crucial to stay updated.

Frequently Asked Questions

Can I get cashback for credit card bill payments?

Yes, many platforms offer cashback on credit card bill payment. Apps like Paytm, CRED, and Mobikwik frequently provide cashback offers on credit card bill payment and rewards for timely payments.

Which platform is best for credit card bill payments?

The best platform depends on your preferences and the available credit card bill payment offers. Platforms like CRED offer excellent rewards, while Paytm and Mobikwik provide convenience and competitive cashback deals.

When is the best time to pay a credit card bill?

The best time to pay your credit card bill is before the due date to avoid late fees and interest charges. Paying a few days earlier ensures the payment processes on time. Additionally, paying early also ensures eligibility for ongoing cashback offers on credit card bill payment.

What is the most efficient way to pay a credit card bill?

Efficient methods include UPI payments and auto-debit facilities. Platforms like Paytm and CRED make the process quick and rewarding, offering credit card bill payment offers and cashback.

How can I maximise rewards on credit card bill payments?

To maximise rewards, consider the following:

  • Use platforms like CRED or Mobikwik for credit card bill payment offers

  • Choose credit cards offering high rewards on utility or bill payments

  • Pay bills using promo codes or during special cashback campaigns

  • Redeem reward points strategically for vouchers or discounts

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