Croma Credit Card Offers

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Croma, a leading electronics retailer in India, frequently collaborates with various banks to offer exciting credit card offers to customers. These offers can significantly improve your purchasing power, providing benefits such as instant discounts, cashback, and easy EMI options.

Understanding these promotions can help you make informed decisions and maximise your savings on electronic purchases.

Croma Credit Card Deals

Croma’s credit card offers are carefully crafted to provide customers with enhanced financial flexibility and significant savings. By collaborating with multiple banks, Croma ensures a variety of benefits suited for diverse customer needs. These offers not only ease the financial burden but also reward customers for their purchases. Key benefits typically include:

Instant Discounts

Receive immediate price reductions at the time of purchase when you pay with specific bank credit cards.

Cashback Offers

A set percentage of your purchase amount is credited back to your account after the transaction, lowering your overall cost.

Easy EMI Options

Spread your payments over several months without incurring any additional interest, making big-ticket purchases more manageable.

Loyalty Points and Rewards

Some banks offer loyalty points for every purchase, which can be redeemed for future discounts or gifts.

Seasonal and Festival Offers

Look out for special deals during festive seasons or sales events, offering higher discounts or increased cashback.

Zero Down Payment on Selected Products

On eligible products, you may not need to make an upfront payment, further easing the purchase process.

Some of the Top Croma Credit Card Offers in 2025

Multiple credit card issuers have partnered with Croma to provide exciting deals. Here are some of the top offers:

Credit Card Issuer	Offer	T&Cs	Valid Until
ICICI Bank	Get an instant discount of ₹12,500 at their retail store across India (On a minimum purchase value of ₹2 Lakhs)	Offer is applicable only on EMI transactions done through the credit cards Offer is valid on every Saturday & Sunday during the offer period	31st March, 2025
AU Small Finance Bank	Get up to ₹5,000 off on mobiles & electronics at Croma. Flat ₹5,000 off on a ₹1,00,000 transaction ₹2,000 off on ₹50,000 ₹1,000 off on ₹15,000	Valid once per card per month Offer days: Saturday & Sunday (in-store) and Monday (stores & website) Offer selection required Not applicable on Mobile Category offline	31st March, 2025
Bank of Baroda	10% instant discount: Up to ₹1,500 off on Full Swipe Up to ₹2,500 off on EMI (minimum transaction: ₹15,000 offline & ₹10,000 online)	Offer available every Tuesday Once per month per channel EMI offer is applicable only on tenures of 9+ months	31st March, 2025
HSBC	Save up to ₹5,000: 5% off (up to ₹2,000) on non‑EMI transactions 7.5% off (up to ₹5,000) on EMI transactions (minimum transaction: ₹20,000)	Valid once per card per month on Saturdays & Sundays Applicable in-store and online Not valid during Croma tactical offers	31st March, 2025
ICICI Bank	Multiple offers at Croma: ₹1,500 off on ₹30,000 (non‑EMI retail) ₹2,000 off on ₹30,000 (EMI retail) ₹1,000 off on ₹10,000 (non‑EMI online) ₹1,500 off on ₹15,000 (EMI online)	Applicable on Credit/Debit Full Swipe & EMI transactions Maximum 1 transaction per card per week Excludes Amazon Pay, Commercial & Corporate Cards	31st March, 2025
HDFC Bank	7.5% instant discount with EASYEMI on HDFC Cards Up to ₹5,000 off at Croma Additional offers include: Flat ₹5,000 off on ₹1,00,000 transactions 4% off (up to ₹1,000) on 3‑month tenure	Offer applicable every Friday to Sunday Minimum transaction: ₹20,000 in stores & ₹10,000 online Once per card per week Cannot be clubbed with other offers	31st March, 2025
IndusInd Bank	5% flat off on a minimum invoice of ₹30,000 7.5% flat off on a minimum invoice of ₹50,000 Applicable only on Home Appliances at Croma	Offer valid only for Home Appliances purchased offline at Croma Not applicable on Croma.com or Tata Neu Unique offer code must be generated and presented at billing Non-transferable	31st March, 2025

Disclaimer: The aforementioned details are provided for informative purposes only. Some of the credit cards mentioned on the page may not be available on Bajaj Markets. Kindly visit the official website for more details.

About Credit Cards Services

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Where do I get more information on the Croma offers?

For the most accurate and up-to-date information on Croma's credit card offers today, visit Croma's official website or contact their customer service. Additionally, you can check with your bank/issuer for specific promotions related to Croma purchases.

How to get the maximum discount at Croma store?

To maximise your discount at Croma:

Regularly check Croma's website and your bank's promotional offers
Align your shopping with the days when specific bank offers are active
Ensure you're using a credit card that qualifies for the current promotions
Be aware of the minimum purchase amounts needed to enjoy discounts or cashback

What is cashback in Croma?

Cashback at Croma refers to a promotional offer where a percentage of your purchase amount is returned to you after the transaction. This is typically credited back to your credit card account within a specified period. For example, using certain banks’ credit cards for EMI transactions at Croma can earn you a 7.5% cashback up to a certain limit.