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Key Highlights of the MakeMyTrip ICICI Bank Signature Credit Card

Here’s why this premium travel credit card is a good pick:

Joining Fee

Only ₹2500 + GST

Annual Fee

Nil

Suitable for

Rewards and perks on travel

Key Feature

8 complimentary domestic airport lounge visits

Welcome Bonus

MakeMyTrip holiday voucher worth ₹2,500, an MMTBLACK Platinum membership, and 1,500 My Cash

Features and Benefits

If you are an avid traveller, this card is ideal for you. Apart from travel perks, this credit card allows you to earn rewards, called My Cash, on most purchases. Here are some features and benefits of this card:

Welcome Benefits

Get a MakeMyTrip holiday voucher worth ₹2,500, an MMTBLACK Platinum membership, and 1,500 My Cash after paying the joining fee

Airport Lounge Access

Enjoy 8 complimentary domestic airport lounge visits in a year

Railway Lounge Access

Enjoy 1 complimentary visit to participating railway lounges in India per quarter 

Movie Discounts

Get a 25% discount twice a month up to ₹150 on movie ticket bookings at INOX and BookMyShow for a minimum purchase of 2 tickets

1% Surcharge Waiver

Decrease your surcharge fee on bills of up to ₹4,000 at HPCL pumps

MMTBLACK Membership Perks

Get 0.75% off on flight tickets, 1.5% off on hotel and holiday bookings, and much more 

Cab Offers

Book cabs on MakeMyTrip and enjoy flat discounts of ₹100, ₹250, or ₹500 thrice each month on eligible bookings

Special Air Travel Privileges

Get perks such as discounted airport transfers, free seat selection, and more with the MMTBLACK membership

Spend-based Vouchers

Book a holiday package worth ₹1.5 Lakhs and more and get 2 vouchers worth ₹10,000 each

Hotel Benefits

Enjoy a flat 20% off on food and beverages and spas, guaranteed room/meal upgrades, extra discounts of 10%, and more at select hotels

My Cash on MakeMyTrip Spends

Earn 2 My Cash on air travel bookings and 4 My Cash on hotel and holiday bookings done via MakeMyTrip 

Guaranteed Rewards

You can earn ₹1.25 My Cash on every ₹200 spent on non-MakeMyTrip transactions within India and ₹1.5 My Cash for international transactions

MakeMyTrip ICICI Bank Milestone Rewards 

Get 1,100 My Cash when you spend ₹2.5 Lakhs in an anniversary year and 4,000 My Cash when you spend ₹5 Lakhs on MakeMyTrip 

 

MakeMyTrip ICICI Bank Signature Credit Card’s Rewards Program

The MakeMyTrip ICICI Bank Signature Credit Card is designed to provide value for your travel and holiday spending. For this reason, the rewards program is rooted in MakeMyTrip’s loyalty platform. For each transaction on your card, you earn My Cash, which you can use to make payments on MakeMyTrip. For this card, 1 My Cash is valued at ₹1.

 

Here is how it works:

A. Reward Points 

  • You get 1.25 My Cash on every ₹200 spent on non-MakeMyTrip transactions within India and 1.5 My Cash for international transactions

  • You also earn 2 My Cash per ₹200 on flight bookings done through the MakeMyTrip platform

  • For holiday and hotel bookings done on MakeMyTrip, you earn 4 My Cash per ₹200

B. Redemption Process

You can redeem My Cash only via MakeMyTrip, as it gets automatically added to the MakeMyTrip MyWallet. My Cash cannot be encashed, nor can it be transferred to your ICICI Bank account. 

 

You can use the My Cash earned on all your card spends for holiday and travel bookings on MakeMyTrip. You can use 100% of your My Cash without any restriction. 

C. Expiration 

All the My Cash you earn is valid for 90 days from issuance, after which it will expire. 

D: Example of Savings

Here is an example of what your annual expenses and savings will look like: 

Category 

Annual Spends (₹)

My Cash Earnings (₹)

Shopping in India 

5,50,000

3,437.50

Shopping Overseas

50,000

375

Flight Ticket Booking on MakeMyTrip

1,00,000

1,000

Hotel Booking on MakeMyTrip

1,00,000

2,000

Holiday Booking on MakeMyTrip

1,50,000

3,000 

Total 

9,50,000

9,812.50

Here is a table showing the monetary value of all the card perks you enjoy in a year:

Annual Benefits 

Value in (₹)

MakeMyTrip holiday voucher

2,500

MMTBLACK Membership (including the 20,000 travel voucher on holiday spending)

4,094

Estimated annual MyCash earnings, on total spends of 9.50 Lakhs (including the 5,100 milestone My Cash)

14,913

1% fuel surcharge savings, assuming 7,500 spent per month

900

BookMyShow/INOX Offers

3,600

Airport Lounge Access

8,000

Railway Lounge Access

1,580

International Lounge Access

1,890

Spa

750

Exclusive MMT Cabs

2,800

My Cash on Joining Fee Payment

1,500

Total

87,368

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 

 

Since 1 My Cash = ₹1, the example demonstrates that you can enjoy benefits worth nearly ₹90,000 on the MakeMyTrip ICICI Bank Signature Credit Card.

Fees and Charges Associated with the MakeMyTrip ICICI Bank Signature Credit Card

Here are the important fees applicable to this co-branded travel card from ICICI Bank:

Fee Type

Details

Joining Fee 

₹2,500 

Annual Fee

Nil

Cash Advance Fee

2.50% of the withdrawn amount or ₹500, whichever is higher

Interest Charges

3.50% per month; 42% per annum

Minimum Amount Due 

5% of the outstanding balance

Late Payment Fee

Can go up to ₹1,200 based on the outstanding amount

Foreign Transaction Fee

3.50% of the transaction amount

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

MakeMyTrip ICICI Bank Signature Credit Card’s Eligibility Criteria

Check the below criteria to know if you meet the MakeMyTrip ICICI Bank Signature Credit Card eligibility. To apply, you must:

  • Be an Indian Citizen

  • If salaried, be between 21 and 58 years of age

  • If self-employed, be between 21 and 65 years of age

  • Meet the minimum income requirements

Documents Required

Here is a list of documents you can keep ready when you’re about to apply:

  • Proof of Identity:

    • Aadhaar card

    • PAN card

    • Passport

    • Passport-size photos (2-3)

  • Proof of Address:

    • Utility bill (water/electricity)

  • Proof of Income:

    • Income Tax Returns (ITR)

    • Salary slips (past 3 months)

How to Apply for the MakeMyTrip ICICI Bank Signature Credit Card

To get the MakeMyTrip ICICI Bank Signature Credit Card apply online on Bajaj Markets. Refer to the steps given below to know how to apply:

  1. Click ‘Check Eligibility’ and enter details, including your date of birth, occupation, and phone number  

  2. Enter in the One-Time Password (OTP) received on your number

  3. Re-verify the pre-filled details like your address, PAN number, email ID, and income information

  4. Apply for the card that suits your needs from the options given

  5. Click ‘Submit’ to complete your application

Customer Care

If you have any questions, contact ICICI Bank's customer service team via phone or email:

 

You can also call MakeMyTrip’s On-trip Travel Hotline, which guarantees that a customer care manager would call you within 30 seconds.

MakeMyTrip ICICI Bank Signature Credit Card vs Others

Before opting for the MakeMyTrip ICICI Bank Signature Credit Card, compare it with other cards from the same issuer: 

Card Name

Cashback

Complimentary Airport Lounge Access

Fuel Surcharge Waiver

10X Reward Points

MakeMyTrip ICICI Bank Signature Credit Card 

ICICI Bank Expressions Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card 

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank Coral Credit Card

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank Manchester United Signature Credit Card

ICICI Bank Platinum Chip Credit Card

Disclaimer: The benefits mentioned are subject to change as per the policies of ICICI Bank. Check them before you apply for a specific card.

Frequently Asked Questions

Do I get free lounge access on the MakeMyTrip ICICI Bank Signature Credit Card?

Yes, you can visit 8 domestic airport lounges for free with the MakeMyTrip ICICI Bank Signature Credit Card. You also get 4 complimentary visits to select railway lounges in India.

Is the MakeMyTrip ICICI Bank Signature Credit Card a premium card?

The MakeMyTrip ICICI Bank Signature Credit Card can be considered a top-end card. It has a number of benefits and features for regular travellers. You can access its premium features by meeting the eligibility criteria and paying a joining fee of ₹2,500. 

Are there any fuel benefits on the MakeMyTrip ICICI Bank Signature Credit Card?

Yes, you are entitled to a 1% fuel surcharge waiver on this credit card. This is applicable on transactions of up to ₹4,000 at HPCL pumps across India. Remember to swipe the card on ICICI Merchant Services POS machines to avail this benefit.

Can I redeem My Cash earned on the MakeMyTrip ICICI Bank Signature Credit Card on the ICICI Bank website?

No, My Cash can only be redeemed on the MakeMyTrip website and app.

Are add-on cards available on the MakeMyTrip ICICI Bank Signature Credit Card?

Yes, you can get a supplementary card by paying an annual fee of ₹250.

Is the MakeMyTrip ICICI Bank Signature Credit Card a good option?

The MakeMyTrip ICICI Bank Signature Credit Card is a good option for regular travellers. Opt for it if you visit both Indian and international destinations and enjoy getting perks while travelling. You can also use it to get discounts on movie tickets and enjoy the value-adds that come with the MMTBLACK membership.

What is the validity of my MMTBLACK Platinum Membership?

The membership is valid for 12 months.

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