Pay your credit card bill using a debit card for a quick and secure payment experience.
Paying your ICICI Bank Credit Card bill payment through debit cards is quick and hassle-free. Whether online or offline, ICICI Bank allows seamless credit card bill payments using its own debit cards.
However, debit cards of other banks are not currently accepted. If you hold a debit card from another bank, you must opt for an alternative payment method. With an ICICI Bank Debit Card, you can enjoy a smooth and secure transaction.
ICICI Bank only allows ICICI Bank Debit Cards for credit card bill payments. You can make the payment through NEFT by logging into your NetBanking account. Additionally, if you want to pay online from any other bank account, you can use the ‘Click to Pay’ option. This service is available for both ICICI and non-ICICI Bank customers.
You can also make the payment using your debit card offline at ATMs.
You can make your ICICI Bank Credit Card bill payment through debit cards via the following methods:
Through the ‘Click to Pay’ Facility
Open the ICICI Bank website and click on the ‘Click to Pay – Debit Card’ link
Select your card type – either ICICI Bank Debit Card or non-ICICI Bank Debit Card
Type in your loan number and validate it
Validate your debit card on the payment gateway and complete the bill payment
Via NEFT
Log in to net banking account
Add your ICICI Bank Credit Card as a payee
Enter the 15-digit number for American Express Credit Cards or the 16-digit number for Visa/Mastercard credit cards as the account number
Enter ‘ICIC0000004’ as the IFS Code
Complete the payment and transfer the amount
If you prefer to pay your ICICI Bank Credit Card bill offline using a debit card, you can do so at an ICICI Bank ATM. Follow these steps to make the payment:
Locate the nearest ICICI Bank ATM in your area
Insert your ICICI Bank debit card and enter your PIN
On the ATM screen, find and select ‘More Options’
Choose the ‘Credit Card Bill Payment’ option from the menu
Provide your ICICI Bank Credit Card number and the amount you wish to pay
Follow the on-screen instructions to finalise the payment
Benefits Of Paying ICICI Bank Credit Card Bill Using Debit Cards
Paying your ICICI Bank Credit Card bill using a debit card is quick and simple. You can make payments online anytime or visit an ICICI Bank ATM for offline payments. Here are some key benefits of it:
No Extra Charges
Banks do not charge any additional fees for making credit card bill payments using a debit card. This helps you clear dues without incurring extra costs.
Secure Transactions
Your debit card details, such as the card number, CVV, and PIN, are protected using advanced encryption technology when paying through banking channels.
Pay Anytime and Anywhere
You can pay your bill from any location, at any time. Whether online or offline, this method offers flexibility and convenience.
Convenience of Online Payments
Paying through a debit card online is easier than offline methods. You don’t need to visit an ATM or bank branch. Just complete the transaction from your mobile.
Frequently Asked Questions
Can I make an ICICI Bank Credit Card payment with another bank debit card?
No, ICICI Bank currently does not accept debit cards from other banks for credit card bill payments.
How long will it take to process the credit card payments made through a debit card?
Credit card payments made using a debit card are processed instantly upon successful authorisation. You get a confirmation message with a transaction reference number or an error message if the payment fails.
Do I need to register for ICICI Bank's 'Click to Pay' facility to pay my credit card bill?
No, registration is not required for ICICI Bank's 'Click to Pay' facility. You can directly use it to pay your credit card bill through internet banking or an ICICI Bank debit card.
Can I use other bank debit cards at ICICI Bank ATMs to pay my credit card bill?
No, ICICI Bank ATMs do not accept other bank debit cards for credit card bill payments. Only ICICI Bank debit cardholders can use this facility to pay their ICICI credit card bills.
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