IDFC FIRST Bank EARN Credit Card

The IDFC FIRST Bank EA₹N Credit Card is a digital solution designed to provide a seamless financial experience. Secured by a fixed deposit, it offers features such as cashback on UPI transactions, no need for a physical card, and exclusive discounts. If you are looking for security, convenience, or rewards, this card meets a wide range of financial needs with a simple application process.

Here is what makes this IDFC FIRST Bank’s offering ideal for you: 

Here is a detailed breakdown of the IDFC FIRST Bank EA₹N Credit Card Rewards Programme, highlighting the various offers and benefits cardholders can enjoy: 

Joining & Activation Offer:

• Earn 100% cashback of up to ₹500 on your first UPI transaction done within 15 days of activating the card 

• Get 5% cashback of up to ₹1,000 on the first EMI transaction made within 30 days of the card’s issuance 

   

Annual Renewal Benefits:

• Cardholders can earn 100% cashback, up to ₹200, on the first four UPI transactions via the IDFC FIRST app within 15 days of annual fee being levied 

   

Cashback on Everyday Spending:

• Earn 1% cashback on UPI transactions made through the IDFC FIRST Bank Mobile app 

• Earn 0.5% cashback on UPI transactions made through other UPI apps 

• Earn 0.5% cashback on payments made towards insurance, utility bills, and wallet recharges 

• Earn 0.5% cashback on e-commerce and point-of-sale transactions if a physical card has been issued 

   

Note: Cashback is capped at ₹500 per statement cycle.

Here’s a summary of the fees and charges associated with the IDFC FIRST Bank EA₹N Credit Card: 

To apply for this credit card, you must meet the following eligibility criteria: 

1. You must be at least 18 years old 

2. You must be an Indian resident with a valid Indian residential address

3. You must have at least ₹5,000 saved in a fixed deposit with the bank to secure the applicable credit limit

You will need to submit the following documents when applying for this IDFC FIRST Bank credit card: 

• Proof of identity, such as a PAN card 

• Proof of residence, such as an Aadhaar card

The process of applying for the IDFC FIRST Bank EA₹N Credit Card online is straightforward. You can apply via Bajaj Markets by following this step-by-step guide: 

1. Check your eligibility by entering your profession, mobile number, and date of birth, then accept the terms and click on ‘Check Card Offer’ 

2. Complete the verification by entering the One-Time Password (OTP) sent to your registered mobile number 

3. Verify the pre-filled details, including your PAN number, PIN code, email address, and income information 

4. Select the IDFC FIRST Bank EA₹N Credit Card from the list of available cards 

5. Click ‘Submit’ to finalise your application

If you need support regarding your IDFC FIRST Bank EA₹N Credit Card, you can contact customer service via the following channels: 

• Customer Care Number: 1800-10-888 

• WhatsApp Chat: Send ‘Hi’ to 9555-555-555 for prompt assistance from a representative 

• Customer Care Email: banker@idfcfirstbank.com

• International Customer Care Number: +91-22-6248-5152 (available for assistance when abroad) 

• Corporate Office: IDFC FIRST Bank Limited, The Square, C-61, G Block, Ground to 8th Floor, Bandra Kurla Complex, Bandra East, Mumbai – 400051 

• Registered Office: IDFC FIRST Bank Ltd., KRM Tower, 7th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600031, Tamil Nadu, India

Here is a comparison of the benefits offered by various IDFC FIRST Bank Credit Cards to help you choose the one that best suits your needs: 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.