IDFC FIRST Bank SWYP Credit Card

The IDFC FIRST Bank SWYP Credit Card is designed to offer seamless payment flexibility. It allows you to convert purchases into EMIs at a flat monthly fee, with no additional processing charges on eligible transactions. Along with easy payment options, the card provides exclusive discounts throughout the year from leading brands. This combination of convenience and savings makes it a practical choice for frequent shoppers.

The IDFC FIRST Bank SWYP Credit Card offers its customers with a wide variety of travel, shopping, and entertainment features and benefits for new cardholders: 

Welcome Benefits:

1. EaseMyTrip Discount Coupons

Receive EaseMyTrip discount coupons worth ₹2,100 upon paying the joining fee, offering significant savings on your travel bookings. 

 

2. Lenskart Gold Membership  

Get a complimentary 1-year Lenskart Gold membership worth ₹600 upon paying the joining fee. 

Travel Benefits:

1. EaseMyTrip Domestic Flight Booking Discounts

Enjoy ₹500 off on one-way domestic flights for bookings over ₹5,000, and ₹700 off on round-trip domestic bookings over ₹7,000, on paying the joining fee. 

 

2. EaseMyTrip Domestic Hotel Booking Discount

Receive a ₹700 discount on domestic hotel bookings with a minimum spend of ₹4,000, offering substantial savings on your next trip, on paying the joining fee. 

 

3. EaseMyTrip Travel Discount

Get 10% off, up to ₹500, on flight or hotel bookings worth ₹5,000 or more via EaseMyTrip, available once per month. 

 

4. Railway Lounge Access

Enjoy 4 complimentary railway lounge visits every quarter, allowing you to relax during your travels across India. 

 

Shopping & Dining Discounts:

1. Zomato Discount

Receive 10% off, up to ₹100, on Zomato orders above ₹299, available twice a month. 

 

2. Domino's Discount

Get 20% off, up to ₹80, on orders from Domino’s above ₹299, applicable two times a month. 

 

3. SUGAR Cosmetics Discount

Receive 20% off, up to ₹270, on purchases over ₹1,250, valid at both online and offline stores, twice a month. 

 

4. Tata CLiQ Discount

Enjoy 10% off, up to ₹100, on purchases over ₹999 on Tata CLiQ, available once per month. 

 

Entertainment Benefits:

1. Paytm Movies Discount

Get 25% off, up to ₹100, on Paytm Movies once per month, making movie outings more affordable. 

 

Other Benefits:

1. Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on your fuel transactions, with savings of up to ₹200 per month, adding convenience and cost efficiency. 

 

2. Complimentary Roadside Assistance

Benefit from complimentary roadside assistance services across India, up to four times a year, with a total value of ₹1,399.

The IDFC FIRST Bank SWYP Credit Card allows you to earn reward points on various transactions and milestone spends. Here is how you can maximise your points and redeem them for exciting offers: 

A. Reward Points: 

You can collect reward points through different types of spending. Here is a quick summary: 

• Earn 2,000 reward points when you spend ₹5,000 within 30 days of card issuance 

• Earn 1,000 reward points on your first EMI conversion within 30 days of card issuance

• Earn 200 reward points on spending more than ₹5,000 in a statement month 

• Earn 500 reward points on spending more than ₹10,000 in a statement month 

• Earn 1,000 reward points on spending more than ₹15,000 in a statement month 

• Earn 100 reward points for every ₹5,000 spent via UPI in a statement month 

• Earn 400 reward points on rental and utility spends of ₹20,000 or in a statement month 

 

Here is an example of how you can earn reward points based on different transactions: 

Here are the charges applicable with the IDFC FIRST Bank SWYP Credit Card: 

To apply for this credit card, you will need to meet the following eligibility criteria: 

• You must be either salaried or self-employed 

• A minimum monthly income of ₹25,000 is required 

• A good CIBIL score of 750 or higher is essential 

• The age requirement is 21 to 60 years for salaried individuals and 25 to 60 years for self-employed individuals

When applying for this IDFC FIRST Bank credit card, you will need to submit certain documents. These include: 

• Identity proof, such as your Aadhaar card, PAN card, or passport 

• Address proof including your Aadhaar card or utility bills 

• Income proof must also be submitted, such as your latest salary payslip, Income Tax Returns, or Form 60

Applying for the IDFC FIRST Bank SWYP Credit Card is a simple, fully online process. Follow this step-by-step guide to apply on Bajaj Markets: 

1. Check your eligibility by entering details such as your profession, contact number, date of birth, accept the terms and conditions, and click on 'Check Card Offer' 

2. Enter the One-Time Password (OTP) sent to your registered mobile number 

3. Verify pre-filled details, including your PAN number, PIN code, email ID, and income information 

4. Select the IDFC FIRST Bank Credit Card available for you

5. Click 'Submit' to proceed with your application

For any queries or assistance regarding your IDFC FIRST Bank SWYP Credit Card, you can easily reach customer care through the following channels: 

• Customer Care Hotline: 1800-10-888 

• Customer Care Email: banker@idfcfirstbank.com 

• WhatsApp Support: Send a 'Hi' to 9555-555-555 for instant assistance from a representative 

• International Customer Care: +91-22-6248-5152 (for support while travelling abroad) 

• Corporate Office: IDFC FIRST Bank Limited, The Square, C-61, G Block, Ground to 8th Floor, Bandra Kurla Complex, Bandra East, Mumbai – 400051 

• Registered Office: IDFC FIRST Bank Ltd., KRM Tower, 7th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600031, Tamil Nadu, India 

• Country-wise Contact Numbers for NRIs:

Here is a comparison of several credit cards offered by IDFC FIRST Bank, highlighting their benefits across various categories. Review the options before applying for the IDFC FIRST SWYP Credit Card: 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.