Learn about the benefits, rewards, eligibility, and fees of the Kotak League Platinum Credit Card to enhance your spending.
Here is why the Kotak League Platinum Credit Card stands out as a suitable choice for those seeking rewards and lifestyle perks:
Details |
Information |
Joining Fees |
Nil |
Annual Fees |
Nil |
Suitable for |
Individuals seeking rewards, milestones, and lifestyle perks |
Key Features |
Savings on daily expenses |
The Kotak League Platinum Credit Card Benefits include exclusive rewards, savings on everyday expenses, and milestones for high spenders, designed to elevate your spending experience. Here are some of Read Morethem: Read Less
Earn up to 8 reward points for every ₹150 spent on all categories, redeemable for air tickets, mobile recharges, branded merchandise, and other exciting rewards.
Get rewarded with 4 free PVR tickets or 10,000 reward points by spending ₹1,25,000 every 6 months.
Save annually with a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, offering significant savings on fuel expenses.
Enjoy up to ₹500 annual savings with a surcharge waiver on bookings made via IRCTC or Indian Railways counters for enhanced travel affordability.
Access premium support through 'League Priority Attend' with quick and efficient assistance, ensuring your concerns are addressed with priority for a seamless experience.
Add-on cards come with the same benefits as the primary card, allowing customised spending limits and separate tracking for better control.
The Kotak League Platinum Credit Card rewards you generously for your spends, making it ideal for frequent shoppers. Here’s how it works:
Earn reward points based on your annual spending and categories:
Annual Spends |
Special Categories |
Other Categories |
Up to ₹2 Lakhs |
8 Reward Points per ₹150 spent |
4 Reward Points per ₹150 spent |
₹2 Lakhs & Above |
8 Reward Points per ₹150 spent |
8 Reward Points per ₹150 spent |
Log in to your Kotak credit card account to redeem points for various options, such as travel bookings, lifestyle merchandise, or shopping vouchers.
Reward points on the Kotak League Platinum Credit Card are valid for two years from the date of accrual. Be sure to redeem them within this timeframe to maximise your benefits.
Here’s an illustration of how your monthly and annual spends translate into rewards:
Purchase (Monthly) |
Amount (₹) |
Reward Points |
Cash Value (₹) |
Electronics |
₹15,000 |
(₹15,000 / ₹150) × 8 = 800 Reward Points |
800 × 01 = ₹80 |
Groceries |
₹5,000 |
(₹5,000 / ₹150) × 4 = 133 Reward Points |
133 × ₹0.10 = ₹13.30 |
Dining Out |
₹3,000 |
(₹3,000 / ₹150) × 4 = 80 Reward Points |
80 × ₹0.10 = ₹8 |
Travel |
₹10,000 |
(₹10,000 / ₹150) × 8 = 533 Reward Points |
533 × ₹0.10 = ₹53.30 |
Total Savings (Monthly) |
₹33,000 |
1,546 Points |
₹154.60 |
Disclaimer: The above example is for illustration purposes only. Actual rewards and savings may vary depending on your spending pattern and issuer policies. Please confirm with the card issuer for precise calculations.
You can convert your reward points into cash. For instance, 1,546 points earned in a year translate to ₹154.60, with 1 point equating to 0.1. The Kotak League Platinum Credit Card offers versatility and valuable rewards to enhance your experience.
Make your Kotak League Platinum Credit Card work for you with its versatile and rewarding program.
Here are the fees and charges associated with the Kotak League Platinum Credit Card, ensuring transparency and clarity for credit cardholders:
Fees Type |
Details |
Joining Fee |
Nil |
Annual Fee |
Nil |
Cash Advance Fee |
2.5% of the advance amount or ₹500, whichever is higher |
Interest Charges |
3.50% per month or 42.00% per annum |
Minimum Amount Due |
5% of purchases + 5% of interest charges + 100% of EMI + 100% of fees/charges/taxes + 100% of over-limit amounts + any unpaid MAD from prior months |
Late Payment Fee |
Up to ₹1,200 depending on the overdue balance |
Foreign Transaction Fee |
3.50% of the transaction amount |
Note: An 18% GST applies to the charges listed above.
Disclaimer: Fees and charges are subject to change at the issuer's discretion. Refer to the Most Important Terms and Conditions (MITC) document for the latest details before applying.
To apply for the Kotak League Platinum Credit Card, applicants must meet specific eligibility criteria and provide necessary documentation.
The applicants are required to meet these eligibility criteria:
Primary cardholder’s age must be between 21 to 65 years
Add-on cardholder’s age must be between 18 years and above
Minimum income should be ₹5 Lakhs per annum
Must be an Indian resident
Salaried or self-employed individuals are eligible
The following documents are typically required for submission:
Identity Proof:
PAN card
Aadhaar card
Applying for a credit card on Bajaj Markets is a simple and straightforward process. Follow these steps to get started:
Select "Check Eligibility" and provide essential details like phone number, date of birth, and occupation
Enter the OTP sent to your registered mobile number to proceed
Verify the pre-filled information, including PAN number, email, residential PIN code, and income details
Browse the available credit card options
You may find the Kotak credit card in the list in case you are eligible
Proceed with the steps on the screen
Submit your application to complete the process seamlessly
Here is how you can reach Kotak Mahindra Bank for assistance and support:
Call 1860-266-2666 for assistance with banking-related and credit card complaints anytime
Dial 1800-209-0000 to report fraud or unauthorised transactions, available 24x7 for immediate support
Submit concerns through the query form on the official Kotak Mahindra Bank website for prompt assistance
Compare the Kotak League Platinum Credit Card with other popular Kotak cards:
Credit Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
Reward Points |
Kotak League Platinum Credit Card |
❌ |
❌ |
✅ |
✅ |
IndianOil Kotak Credit Card |
❌ |
❌ |
✅ |
✅ |
Note:The benefits mentioned are subject to revisions based on Kotak Mahindra Bank's policies. Please confirm the details before applying for the Kotak League Platinum Credit Card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
The Kotak League Platinum Credit Card offers up to 8 reward points per ₹150 spent, fuel surcharge waivers, and milestone rewards like free PVR tickets or bonus points. Enjoy railway surcharge waivers, and redeem points for travel, merchandise, and more. Ideal for enhancing everyday spending benefits.
The Kotak League Platinum Credit Card does not currently offer complimentary airport lounge access. For more information on its features, visit the official Kotak Mahindra Bank website.
A platinum-level credit card is a premium offering with enhanced benefits like higher rewards and exclusive discounts. It provides milestone perks and lifestyle privileges for high spenders.
To qualify for the Kotak League Platinum Credit Card, you must meet specific criteria. Applicants should be aged 21 to 65 years, while add-on cardholders must be at least 18 years old. A minimum annual income of ₹5 Lakhs is required, and applicants must reside in serviceable locations like Delhi NCR, Mumbai, or Pune. Both salaried and self-employed individuals with a CIBIL score of over 735 are eligible. Indian residency is mandatory, ensuring the card is tailored for diverse financial needs.
The credit limit of the Kotak League Platinum Credit Card varies based on factors like the applicant’s income, credit score, and overall financial profile. It is determined by the bank after evaluating eligibility.
The Kotak League Platinum Credit Card provides premium features such as higher reward points, milestone benefits, and surcharge waivers on fuel and railway transactions. It also includes priority assistance, which is usually unavailable with regular credit cards.
The best way to pay Kotak League Platinum Credit Card bills is through online methods like net banking, mobile banking, or UPI. These options are convenient and allow quick payment processing.
If your Kotak League Platinum Credit Card is lost or stolen, promptly report it to Kotak customer care to deactivate the card and prevent unauthorised transactions. Contact 1860-266-2666 or 1800-209-0000 for assistance.
You can redeem rewards on your Kotak League Platinum Credit Card through the rewards portal or app. Points can be used for travel, merchandise, vouchers, and more.
The Kotak League Platinum Credit Card usually expires five years from the issue date, with the expiry date printed on the front of the card.
A CVV (Card Verification Value) is a 3-digit code used for transaction security. It is printed on the back of the Kotak League Platinum Credit Card near the signature strip.