SBI Card offers a variety of cards, and you can apply for them through different methods. Checking your SBI credit card application status is as simple as applying for it.
Keeping a tab on your application keeps you apprised of its progress. It also helps you understand if you need to get in touch with customer care or apply for another card that you are eligible for.
Remember to keep your application number or reference ID handy to track the SBI credit card status.
You will receive an application number when apply for a credit card online. You can either use this or other application details to check your SBI credit card application status.
Tracking with Application Number
- Step 1:Go to the https://www.sbicard.com
- Step 2:Click on the ‘Apply’ tab in the top menu.
- Step 3:Under ‘Track Credit Card Application’, enter your application number.
- Step 4:Click on ‘Track’ to view your credit card application status.
Tracking without Application Number
- Step 1:Visit the https://www.sbicard.com
- Step 2:Click on the ‘Apply’ tab.
- Step 3:Under ‘Retrieve Credit Card Application’, enter:
- Your first name
- Your mobile number (used during the application)
- Step 4:Click on ‘Retrieve’.
- Step 5:You will receive a six-digit OTP on your registered mobile number.
- Step 6:Enter the OTP to verify your identity.
- Step 7:Your application details will be retrieved, and you can check the SBI credit card application status.
Through Customer Care
- Step 1: Dial any of the SBI Card helpline numbers:
- 1800 112 211 (Toll-free)
- 1800 425 3800 (Toll-free)
- 080 26599990 (Chargeable)
- Step 2: Follow the IVR prompts to speak with a customer care representative.
- Step 3: Provide your application number or reference ID for verification.
- Step 4: The representative will check and inform you of your credit card application status.
Through an SBI Branch Visit
- Step 1: Find your nearest SBI Card branch
- Step 2: Visit the branch and request to check your credit card application status.
- Step 3: Provide the necessary details such as:
- Application number
- Reference ID
- Registered mobile number
- Step 4: The branch executive will verify your details and update you on your application status.
Application Status |
Meaning |
✅ In-Progress |
Your application is still under review, and the issuer needs more time to process it. |
🎉 Approved |
Your credit card application has been approved, and the card will be dispatched soon. |
📦 Dispatched |
Your credit card has been sent to your registered address. You will receive an SMS with tracking details. |
⏳ On Hold |
Your SBI credit card application is on hold due to incomplete details or failed verification. A representative will contact you. |
❌ Disapproved |
Your application has been rejected due to eligibility criteria (age, income, credit score) or missing documents. |
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Why did SBI reject my credit card request?
You will find your SBI credit card application status as rejected due to the following reasons if:
If you fail to meet eligibility parameters like the minimum income or age requirement
If you have a low CIBIL score and a poor repayment history
You can call SBI’s credit card customer care number to find out the exact reason for rejection. The issuer allows fresh applications after a 6-month interim period after rejection.
How will I know if my SBI credit card application gets approved?
You will receive an SMS on your registered mobile number once the issuer approves your SBI credit card application. You can also track your SBI credit card application status on the issuer’s website, by calling the helpline number, or visiting the nearest branch.
If the card is approved, the tracking page will reflect the card’s ‘Approved’ status.
How long does it take to get an SBI credit card approved?
After you submit the SBI credit card application, it takes approximately 15-21 days for the entire application process to be completed. This includes processing the application, approval, and delivery.
You will receive alerts regarding your SBI credit card application status on your registered mobile number.
What documents are required for validation check at the time of card delivery?
You will need to present your PAN Card, Aadhaar Card, or any other government-issued identity document in original for validation.
How can I check my SBI credit card application status?
You can track your SBI credit card application status online as well as offline. Online ways include tracking it on the official SBI Card website. You can also track the status offline by calling the issuer’s credit card customer care number or visiting the nearest branch.
How can I check my SBI Card application status without the application reference number?
To check your SBI credit card application status without your application reference number or ID, follow these simple steps:
- Visit the SBI website and click on the ‘Apply’ tab
- Under the ‘Retrieve Application’ option, enter your first name and registered mobile number
- Click ‘Retrieve’ to see your application details and track your application status
What does the SBI credit card application status ‘On hold' indicate?
Your SBI credit card application status may show that it is ‘on hold’. It means that the progress of your application process has been halted due to the following reasons:
- Failure of verification of documents
- Need for additional documents SBI Card will inform you of such a situation via an SMS or a phone call.
I accidentally deleted the SMS containing the SBI Card application reference number. How can I check the progress of my application?
If you have accidentally deleted the SMS containing your SBI Card application reference number, you can still check the progress. You can track your SBI credit card application status on the website by retrieving your application details. Enter your first name and registered mobile number after clicking on ‘Retrieve application’.
