SBI Credit Card Application Status

SBI Card offers a variety of cards, and you can apply for them through different methods. Checking your SBI credit card application status is as simple as applying for it.

Keeping a tab on your application keeps you apprised of its progress. It also helps you understand if you need to get in touch with customer care or apply for another card that you are eligible for.

Remember to keep your application number or reference ID handy to track the SBI credit card status.

You will receive an application number when applying for a credit card online. You can either use this or other application details to check your SBI credit card application status.

With the Application Number 

1. Go to the SBI Card homepage and click on the ‘Apply’ tab

2. Under the ‘Track Credit Card Application’ option, enter your application number

3. Click ‘Track’ to review the status of your application

Without the Application Number

1. Go to the homepage of the SBI Card website and click ‘Apply’

2. Under ‘Retrieve Credit Card Application’, enter your first name and the mobile number you used to apply

3. Click ‘Retrieve’

4. Enter the six-digit code you receive on your mobile number 

Now you can retrieve your application details and review your SBI credit card application status. 

If you prefer the offline route, there are multiple channels to track your SBI credit card application status. 

1. Through the Customer Care 

You can get in touch with a customer care representative by dialling any one of the following SBI Card helpline numbers:

• 1800 112 211

• 1800 425 3800

• 080 26599990

The representative will likely ask for your application number or reference ID to authenticate the request to check your SBI credit card application status.

2. Through a Branch Visit 

You can also contact an executive in person by visiting your nearest SBI Card branch. You will need to furnish application details like your reference ID or number, mobile number, etc.

While checking your card’s status, you need to know what the various status updates mean. Your SBI credit card application status can fall in one of these 5 common brackets.

In-Progress 

This status update signifies that your application is still under process, and the issuer needs more time to review it. 

Approved 

This implies that the bank has approved your request and will soon dispatch your card.

Dispatched

After your SBI credit card is approved, the bank will dispatch your card to your registered address. You will receive an SMS update with the tracking and ETA details. On the delivery date, you need to be present at the address with verification documents to collect the card. 

On Hold 

Your SBI credit card application status may be ‘on hold’ due to incomplete details or failed verification of your documents. If this happens, a representative will contact you to help you through the process. You can also call the toll-free customer care helpline to seek assistance.

Disapproved 

The issuer may reject your application if you fail to meet the age, income, employment, or credit score criteria. This may also happen if you have not been able to provide the information or documents needed. 

You can contact a customer care executive via the various SBI Card helpline numbers to find out the exact reason for disapproval. Once the issuer disapproves your credit card application, you will have to wait for 6 months before filing a fresh application. 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.