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Spot cash on bajaj emi card

The Bajaj Finserv EMI Network Card allows you to make purchases on credit and convert the costs into manageable monthly instalments. This card offers a wide range of features and benefits to offer a seamless experience. 


If you are a new cardholder, you must be wondering whether you can make cash withdrawals using the Bajaj Finserv EMI Network Card. Being aware of all the features this card offers is essential to use it to your advantage.

How to Use the Card for Other Benefits

This card is an advantageous tool that can aid you in managing your finances. It comes with a significant pre-approved loan limit of up to ₹3 Lakhs. While it is a common misconception, you cannot withdraw cash via this card.

 

You also cannot transfer funds from this card to your bank account. You cannot utilise it for any purpose except to purchase products on no-cost EMIs. To add funds to your wallet, you need to use payment methods like the following:

  • Bank transfers

  • Credit cards

  • Debit cards

 

You can use the card at any of the 1.5 lakh partner stores in various cities across the country. It enables you to convert purchases into EMIs spread over a tenor of 60 months. You can choose products from several categories, such as:

  • Lifestyle 

  • Fitness equipment

  • Electronics and gadgets

  • Home appliances

Frequently Asked Questions

How to withdraw money from the Bajaj Finserv EMI Network Card?

You cannot use the Bajaj Finserv EMI Network Card to withdraw cash at an ATM or anywhere else. The EMI Network card is not a debit or credit card. Instead, it is a digital payment facility that helps you buy products and services at no-cost EMIs.

Is it possible to transfer money from a Bajaj Finserv EMI Network Card to a bank account?

No, you cannot transfer money from a Bajaj Finserv EMI Network Card to a bank account. You cannot use it for any purpose other than as a digital payment tool to purchase products on EMIs. 

 

The card is a digital payment tool to buy products from partner stores of Bajaj Finserv.

Can I withdraw money from my Bajaj Finserv EMI Network Card?

No, the cash withdrawal facility is not available on the Bajaj Finserv EMI Network Card. However, you can use it to buy products from partner stores.

Can I transfer money from my Bajaj Finserv EMI Network Card to my Paytm account?

No, you cannot add money from your Bajaj Finserv EMI Network Card to your Paytm account.

Is there any extra processing fee charged for cash withdrawals?

You cannot withdraw money from a Bajaj Finserv EMI Network Card. As such, there is no processing fee or other cash withdrawal costs.

Will I be charged any processing fee for using the Bajaj Finserv EMI Network Card?

Yes, you will have to pay processing fees to use the Bajaj Finserv EMI Network Card. The amount depends on your transaction value. 

 

However, the maximum amount you may have to pay is ₹5,000 (inclusive of taxes). In addition to the processing fee, you may also have to pay some other fees. This includes an EMI Network Card fee of ₹530, limit enhancement fee of ₹117, and an annual fee of ₹117, among others.

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