How to Use the Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card is a digital payment option that lets you enjoy shopping with a pre-approved loan limit of up to ₹3 Lakhs. You can use the card to purchase products and services and convert the total amount into easy EMIs. 

It lets you manage expensive purchases, as you need not make a lump sum payment upfront. You can split the cost into instalments and repay across a tenor of your choice which goes up to 60 months. Knowing how to use the Bajaj Finserv Insta EMI Card helps you make the most of it.

You can use the card to shop for various products from the comfort of your home. Here are the steps to use the Bajaj Finserv Insta EMI Card online:

1. Go to a partner e-commerce website 

2. Explore the categories and choose a product you wish to purchase on EMI  

3. Select Bajaj Finserv Insta EMI Card as your payment mode

4. Decide and choose a suitable repayment tenor that suits your affordability

5. Authorise the transaction using the OTP sent to your registered mobile number

Here are some of the leading brands and platforms that accept the Bajaj Finserv Insta EMI Card for purchases through easy EMIs:

• Bajaj Mall

• Flipkart

• Amazon

• MakeMyTrip

• Paytm Mall

• Yatra

• Samsung

• Vivo

• Choose My Bicycle

In addition to convenience, you enjoy the following benefits when shopping online with the Insta EMI Card:

• Benefit from a high pre-approved loan limit of up to ₹3 Lakhs

• Make secure payments with an OTP for each transaction

• Carry out seamless card and payment management with the Bajaj Finserv App

• Enjoy hassle-free shopping with no documentation required

You can also use this card to buy high-value products on easy EMIs from physical stores. Follow these simple steps to use the Bajaj Finserv Insta EMI Card for offline shopping:

1. Visit any of the Bajaj Finserv partner stores nearest to you

2. Explore and select the product you wish to buy  

3. Choose the Bajaj Finserv EMI Network Card as your payment method  

4. Opt for a suitable repayment tenor of up to 60 months  

5. Provide your card details to the store representative

6. Confirm your purchase by providing the OTP sent to your registered mobile number to the store representative

You can use this EMI card at over 1.5 lakh partner stores.

• Offline Partner Stores

You can use your Insta EMI Card at the partner stores across over 4,000 cities. Visit any of these, select a product, and buy it on EMI.

• Partner Superstores

You can use your Insta EMI Card for groceries as well. Go to any of the partner superstores near you and convert your grocery shopping bills into easy EMIs.

By using the Insta EMI Card for offline shopping, you enjoy the following benefits:

• Get a high limit of up to ₹3 Lakhs and make purchases without stress

• Purchase products on EMI without using a credit card

• Choose a flexible repayment tenor of up to 60 months for easy repayment

• Clear the dues anytime without paying any foreclosure charges

• Make purchases with minimal or no down payment