Bajaj Housing Finance Home Loan Balance Transfer

If you are looking to save some money on your existing home loan, consider a transfer with Bajaj Housing Finance. You can now apply for this facility on Bajaj Markets and benefit from affordable interest rates starting from 8.95% p.a. Enjoy extended repayment tenures of up to 30 years and get additional funding with a top-up loan if required.

Here are the interest rates and charges applicable to these balance transfers that you should know about:

*Disclaimer: The interest rates and charges mentioned above are subject to change at the lender’s discretion

Make sure to meet the criteria listed below to be eligible for the balance transfer facility:

• If salaried, you must fall under the age bracket of 23 to 62 years

• If self-employed, you must fall under the age bracket of 25 to 70 years

• The balance loan amount you wish to transfer should range between ₹5 Lakhs to ₹2.5 Crores

• You must be an Indian citizen

Alongside this, ensure to keep the following documents handy:

•  Address Proof: Any one of the following

1. Aadhaar card

2. Passport

3. Driving licence

• Identity Proof: PAN card or Voter ID 

• Bank statements of the last 6 months

• Income Proof:

  1. For salaried applicants: Form 16 or the latest salary slip 

  2. For self-employed applicants: Profit and Loss statement of the last 2 years

Business vintage proof like Certificate of Incorporation, Shop Act, etc. (applicable only for self-employed individuals)