EMI for Home Loan of ₹25 Lakhs

Check out the EMI calculation for a home loan ₹25 Lakhs for varying tenures.

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Knowing the EMI for a home loan of ₹25 Lakhs before you borrow is vital. This is because home loans are a long-term financial commitment. However, by understanding the cost of borrowing, you can ensure that repayment stays affordable all through.

One easy way to ensure that your instalments don’t exceed your budget is to use an EMI calculator before applying. This will give you an estimate of the amount, and you can try different combinations to finalise terms that best suit your requirements.

₹25 Lakhs Home Loan EMI Calculator

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Year	EMI	Principal	Interest	Balance

A Home Loan EMI calculator is an algorithm-based tool that can help you get instant estimates of your house loan EMI amount. All you need to do is enter your loan amount, expected interest rate, and preferred repayment tenure.

The online tool will show you your overall EMI outflow within seconds. A housing loan calculator can also help you compare loan options by simply altering the numbers you fed into the tool originally. This way, you will be able to decide which offer suits you the best.

EMIs for a Home Loan of ₹25 Lakhs for Varying Tenures

Assuming that the interest rate remains constant, your EMI obligations will vary depending on the chosen tenure. For instance, if you choose a longer tenure, you will pay lower EMIs as compared to that of a shorter loan.

Given below is a tabular overview of the EMI calculation for a home loan of ₹25 Lakhs across various durations:

Loan Amount	Interest Rate (p.a.)	Repayment Tenure	EMI Amount
₹25 Lakhs	9%	10 Years	₹31,669
₹25 Lakhs	9%	20 Years	₹22,493
₹25 Lakhs	9%	25 Years	₹20,980
₹25 Lakhs	9%	30 Years	₹20,116

Disclaimer: The EMI amounts mentioned above are only indicative. Check the EMI payable before applying for a particular scheme.

Home Loan EMI for 10 Years

Check out the details of the total interest charges and EMI for a home loan of ₹25 Lakhs for 10 years:

Loan Amount	₹25 Lakhs
Interest Rate	9% p.a.
Loan Tenure	10 years
EMI Payable	₹31,669
Total Interest Payable	₹13,00,273
Total Payable Amount	₹38,00,273

Disclaimer: The details mentioned above are only indicative. Check the EMI payable before applying for a particular scheme.

Home Loan EMI for 20 Years

The following table presents the amount payable as the EMI for a home loan of ₹25 Lakhs for 20 years:

Loan Amount	₹25 Lakhs
Interest Rate	9% p.a.
Loan Tenure	20 years
EMI Payable	₹22,493
Total Interest Payable	₹28,98,356
Total Payable Amount	₹53,98,356

Disclaimer: The details mentioned above are only indicative. Check the EMI payable before applying for a particular scheme.

Home Loan EMI for 30 Years

The following is the total interest charge and the EMIs for a home loan of ₹25 Lakhs for 20 years:

Loan Amount	₹25 Lakhs
Interest Rate	9% p.a.
Loan Tenure	30 years
EMI Payable	₹20,116
Total Interest Payable	₹47,41,604
Total Payable Amount	₹72,41,604

Disclaimer: The details mentioned above are only indicative. Check the EMI payable before applying for a particular scheme.

Other Home Loan EMI Options

10 Lakh Home Loan EMI	15 Lakh Home Loan EMI
20 Lakh Home Loan EMI	30 Lakh Home Loan EMI
40 Lakh Home Loan EMI	50 Lakh Home Loan EMI
60 Lakh Home Loan EMI	70 Lakh Home Loan EMI
75 Lakh Home Loan EMI	1 Crore Home Loan EMI

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What is the EMI payable for a home loan of ₹25 Lakhs for 10 years?

This depends on the interest rate levied by the lender. For instance, if it is 10% p.a., the EMI will be ₹33,038, but if it is 9% p.a., the amount will be ₹31,669.

How much EMI will I have to pay for a home loan of ₹25 Lakhs with a tenure of 20 years?

The repayment amount will vary depending on the interest rate offered. Generally, higher rates will result in higher amounts and vice-versa. For instance, if the rate is 10% p.a., the amount will be ₹24,126 but if the rate is 9% p.a., the amount will be ₹22,493.

What will be the EMI payable for a home loan of 25 Lakhs for 15 years?

The EMI for a home loan of ₹25 Lakhs for 15 years will depend on the interest offered by the lender. Suppose the interest rate is 10% p.a., then the EMI will be ₹24,126 but if the interest rate is 9.5% p.a., the EMI will be ₹23,303.