PNB Housing Finance Home Loan Statement

A home loan statement is a crucial document that contains all the details about your loan. Every lender generally offers this statement annually, allowing you to stay up-to-date on your borrowings. 

Read on to know what a PNB Home Loan statement includes, how to get it, and more.

PNB Housing Finance issues a home loan statement to its customers, which encapsulates the details regarding the loan. The PNB Housing Finance home loan statement specifically mentions all the crucial elements of the loan, such as:

• Home Loan Terms: These include the loan amount, interest rate, repayment tenure with the starting and end dates, interest rate, etc.

• Home Loan Account Details: These details entail the opening and closing balances and the transactions made during a financial year

• Balance Due: It tells you about the outstanding balance, including the due interest and principal amount   

• EMIs Payable: It shows the amount you have to repay as monthly instalments to clear your loan 

PNB Housing Finance authorities and the borrower mutually decide these terms at the time when the lender sanctions the home loan. The PNB Housing Finance Home Loan statement is also identified as a PNB Housing Finance Home Loan provisional certificate and is issued at the beginning or end of the financial year. 

You can use the PNB Housing Finance Home Loan statement for a new loan application or to calculate the debt-to-income ratio. You can also request a PNB Housing Finance Home Loan provisional certificate from PNB Housing Finance authorities online or offline for any of these purposes.

To get a PNB Housing Finance Home Loan statement online, you will have to –

• Go to the official net banking website of PNB Housing Finance 

• Log in to your account using your credentials

• Select the ‘Inquiries’ option from the menu

• Click on the ‘Home Loan Provisional Certificate’ tab from the dropdown list 

• Enter your PNB Housing Finance Home Loan details to generate the loan statement

• Check the PNB Housing Finance Home Loan statement that will appear on your screen

You also have the option to read your PNB Housing Finance Home Loan statement online, print hard copies, or download an e-copy on your device.

In case you are unable to generate a PNB Housing Finance Home Loan statement online, the lender also renders offline services. To get a PNB Housing Finance Home Loan statement offline, you will have to:

• Go to the closest PNB Housing Finance branch and ask for a home loan statement form

• Get the application form and enter all the primary details like name, DOB, residential address, loan account number, loan tenure, etc.

• Submit the required documents, like PAN card, voter ID, Aadhar card, etc., for verification purposes

• Submit the application to the PNB Housing Finance branch to get the home loan statement

Now that you know how to download the PNB Housing Finance Home Loan Statement, you can easily record the details of the loan agreement. If you’re looking for additional funds, consider applying for a home loan on  Bajaj Markets. Here, you can explore different types of loan products that can cater to your various needs.