Applying for a home loan statement from PNB Housing Finance? Here’s all you need to know
After getting a home loan from PNB Housing Finance, it is important to keep track of your repayments. A great way to do this is to get a home loan statement from your lender. It enables you to stay up-to-date on your repayment status and the balance due.
A PNB Housing Finance Home Loan statement consists of important information like:
Home Loan Terms: It includes the loan amount, interest rate, tenure, etc.
Home Loan Account Details: It mentions the opening/closing balance of the account. It also has information about the transactions made in a year.
Balance Due: It has details of the outstanding balance. This includes the due interest and principal amount.
To get a PNB Housing Finance Home Loan statement online, follow these simple steps:
Go to the official website of PNB Housing Finance and select the ‘Existing customer login’ option present at the bottom of the page. You will be redirected to the customer service page - https://customerservice.pnbhousing.com/myportal/pnbhfllogin
Click on the ’WRITE TO US - SERVICE REQUEST’ option
Select ‘Loan’ under ‘Account Type’
Choose ‘Statement of Account’ from the dropdown menu under ‘Inquiry Type’
Enter your account number and click on ‘Validate’
Following this, the customer service team will reach out to you and help you get the home loan statement. You can also log in to your account on PNB Housing Finance’s customer care page to raise a request for a home loan statement. Within 3 days of applying, PNB Housing Finance issues your home loan statement. To apply offline, reach out to any representative of the bank at the nearest branch office.
By providing the PNB Housing Finance Home Loan statement, you can get tax benefits as per the Income Tax Act of 1961. As per Section 80C, you can enjoy a tax deduction of up to ₹1.5 Lakhs on the principal component. You can also enjoy tax benefits of up to ₹2 Lakhs on interest payments u/s 24(b) and up to ₹50,000 u/s 80EE.
There are no associated charges if you download a soft copy of the home loan statement online. If you raise a request for the loan statement at the PNB Housing Finance branch or by email, you will have to pay ₹500 + GST.
You can check the outstanding balance by checking the PNB Housing Finance Home Loan statement. You can also download the same from the lender’s website or get a physical copy from the branch.