Discover the various home loan options offered by Truhome Finance
You can now apply for a home loan by Truhome Finance on Bajaj Markets. Borrow up to ₹1 Crore at affordable interest rates starting from as low as 11.50% p.a. Furthermore, you can opt for a flexible repayment tenure ranging up to 25 years with a Truhome Finance Home Loan.
Provided below is a list of the interest rates and other fees charged on Truhome Finance Home Loans.
Parameters |
Values |
Interest Rate |
11.50% p.a. onwards |
Loan tenure |
Up to 25 years (subject to your retirement age) |
Processing Fee |
Up to 2.5% of the loan amount + GST |
Foreclosure Charges |
|
Disclaimer: The above-mentioned loan particulars are subject to change at the lender’s discretion.
Get a home loan of amounts as high as ₹1 Crore
You can apply for this loan by submitting just a few essential documents online on Bajaj Markets
Get a home loan at affordable interest rates starting at 11.50%. p.a.
You can get a home loan for up to 90% of the property value
The repayment tenure ranges up to 25 years, enabling you to repay at your convenience
You are guaranteed complete transparency and zero hidden charges during the application process
Here are the eligibility criteria you need to fulfil to secure this loan:
The applicant must be a salaried individual/self-employed professional/non-professional or a non-individual entity
The applicant must be over 21 years of age at the time of application and below 70 years of age at the time of loan maturity
The income of the applicant must be over ₹30,000 per month
Work experience of a minimum of 2 years is mandatory for salaried applicants
Work experience of a minimum of 3 years in the current field, for self-employed applicants is mandatory
In addition to this, you will be further asked to furnish the following documents when applying for this loan.
Completed Loan Application
Proof of Identification
Driving licence
Ration card
Passport
PAN card
Voter’s ID card
Employee ID
Bank passbook
Proof of Age
Address Proof
Income Documents
Salaried Individuals (any one of the following)
Form 16
Certified letter from the Employer
Bank statement of the last 6 months
Pay slip of the last 2 months, increment, or promotion letter
Investment proofs like fixed deposits, shares, etc.
IT returns for the last 3 years
Passport-size photographs
Self Employed or businessman (any one of the following):
Bank statement of the last 6 months
A brief introduction of the applicant’s profession/business
Income tax returns for the last 3 years of the applicant
Computation of income duly attested by a Chartered Accountant
Balance Sheet and Profit & Loss account for the last 2 years of the firm- duly attested by a Chartered Accountant
Property Documents:
Sale deed, agreement of sale with the builder (original copy)
Land and building tax paid receipts, possession certificate, location sketch of the property certified by the revenue authorities
An approved copy of the building plan
Original receipts of the advance payments that are made towards the purchase of flat
Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies
Here are the steps to apply for this home loan on Bajaj Markets:
Click on the ‘Apply Now’ option on this page
Fill in all your personal and income details.
Select Truhome Finance from the list of partners
Fill in your property details and the required loan amount
Find out your loan details along with all the charges and net disbursal amount
Following this, a loan representative will reach out to you for further processing.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can apply for a Truhome Finance Home Loan on the Bajaj Markets app or website by filling in the online application form.
You can borrow amounts as low as ₹1 Lakh, while the maximum amount can go up to ₹1 Crore with these home loans.
Yes, you get a home loan from Truhome Finance for any under-construction property.
The home loan interest rate charged by Truhome Finance Limited starts at 11.50% p.a. However, the rate you are offered is based on your employment, income, current debts, credit score, tenure, and eligibility.