✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.25% Check Offer

Home loans by Vridhi Home Finance are now available on Bajaj Markets at interest rates starting as low as 12% p.a. Get up to ₹25 Lakhs for tenures ranging up to 12 years. Apply for the loan through the simple application process and use the borrowed amount for construction, renovation, or purchase a home. 

Interest Rates and Charges

Vridhi Home Finance Home Loan interest rates and other associated charges are as follows:

Interest rate

12% p.a. onwards

Processing Fee

2% + GST

Other Charges

1%

Prepayment Charges

Nil

*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.

Vridhi Home Finance Home Loan EMI Calculator

Loan Amount
₹ 1 L
₹ 15 L
₹ 2 Cr
₹ 15 Cr
Tenure
Months
12 M
246 M
480 M
Rate of Interest
6.00%
10.50%
15.00%
Home Loan
Your Monthly Home Loan EMI
₹35,867.74
Principal Amount
₹25,00,000
Total Interest
₹18,04,128.45
Total Amount Payable
₹43,04,128.45
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 3,22,812 ₹ 1,01,814 ₹ 2,20,996 ₹ 23,98,185
Apr₹ 35,868₹ 10,868₹ 25,000₹ 24,89,132
May₹ 35,868₹ 10,976₹ 24,891₹ 24,78,156
Jun₹ 35,868₹ 11,086₹ 24,782₹ 24,67,070
Jul₹ 35,868₹ 11,197₹ 24,671₹ 24,55,873
Aug₹ 35,868₹ 11,309₹ 24,559₹ 24,44,564
Sep₹ 35,868₹ 11,422₹ 24,446₹ 24,33,142
Oct₹ 35,868₹ 11,536₹ 24,331₹ 24,21,605
Nov₹ 35,868₹ 11,652₹ 24,216₹ 24,09,954
Dec₹ 35,868₹ 11,768₹ 24,100₹ 23,98,185
2026 ₹ 4,30,416 ₹ 1,50,743 ₹ 2,79,670 ₹ 22,47,442
Jan₹ 35,868₹ 11,886₹ 23,982₹ 23,86,299
Feb₹ 35,868₹ 12,005₹ 23,863₹ 23,74,295
Mar₹ 35,868₹ 12,125₹ 23,743₹ 23,62,170
Apr₹ 35,868₹ 12,246₹ 23,622₹ 23,49,924
May₹ 35,868₹ 12,369₹ 23,499₹ 23,37,555
Jun₹ 35,868₹ 12,492₹ 23,376₹ 23,25,063
Jul₹ 35,868₹ 12,617₹ 23,251₹ 23,12,446
Aug₹ 35,868₹ 12,743₹ 23,124₹ 22,99,703
Sep₹ 35,868₹ 12,871₹ 22,997₹ 22,86,832
Oct₹ 35,868₹ 12,999₹ 22,868₹ 22,73,833
Nov₹ 35,868₹ 13,129₹ 22,738₹ 22,60,703
Dec₹ 35,868₹ 13,261₹ 22,607₹ 22,47,442
2027 ₹ 4,30,416 ₹ 1,69,861 ₹ 2,60,551 ₹ 20,77,582
Jan₹ 35,868₹ 13,393₹ 22,474₹ 22,34,049
Feb₹ 35,868₹ 13,527₹ 22,340₹ 22,20,522
Mar₹ 35,868₹ 13,663₹ 22,205₹ 22,06,859
Apr₹ 35,868₹ 13,799₹ 22,069₹ 21,93,060
May₹ 35,868₹ 13,937₹ 21,931₹ 21,79,123
Jun₹ 35,868₹ 14,077₹ 21,791₹ 21,65,047
Jul₹ 35,868₹ 14,217₹ 21,650₹ 21,50,829
Aug₹ 35,868₹ 14,359₹ 21,508₹ 21,36,470
Sep₹ 35,868₹ 14,503₹ 21,365₹ 21,21,967
Oct₹ 35,868₹ 14,648₹ 21,220₹ 21,07,319
Nov₹ 35,868₹ 14,795₹ 21,073₹ 20,92,524
Dec₹ 35,868₹ 14,943₹ 20,925₹ 20,77,582
2028 ₹ 4,30,416 ₹ 1,91,404 ₹ 2,39,009 ₹ 18,86,178
Jan₹ 35,868₹ 15,092₹ 20,776₹ 20,62,490
Feb₹ 35,868₹ 15,243₹ 20,625₹ 20,47,247
Mar₹ 35,868₹ 15,395₹ 20,472₹ 20,31,852
Apr₹ 35,868₹ 15,549₹ 20,319₹ 20,16,302
May₹ 35,868₹ 15,705₹ 20,163₹ 20,00,598
Jun₹ 35,868₹ 15,862₹ 20,006₹ 19,84,736
Jul₹ 35,868₹ 16,020₹ 19,847₹ 19,68,716
Aug₹ 35,868₹ 16,181₹ 19,687₹ 19,52,535
Sep₹ 35,868₹ 16,342₹ 19,525₹ 19,36,193
Oct₹ 35,868₹ 16,506₹ 19,362₹ 19,19,687
Nov₹ 35,868₹ 16,671₹ 19,197₹ 19,03,016
Dec₹ 35,868₹ 16,838₹ 19,030₹ 18,86,178
2029 ₹ 4,30,416 ₹ 2,15,677 ₹ 2,14,736 ₹ 16,70,500
Jan₹ 35,868₹ 17,006₹ 18,862₹ 18,69,172
Feb₹ 35,868₹ 17,176₹ 18,692₹ 18,51,996
Mar₹ 35,868₹ 17,348₹ 18,520₹ 18,34,649
Apr₹ 35,868₹ 17,521₹ 18,346₹ 18,17,127
May₹ 35,868₹ 17,696₹ 18,171₹ 17,99,431
Jun₹ 35,868₹ 17,873₹ 17,994₹ 17,81,557
Jul₹ 35,868₹ 18,052₹ 17,816₹ 17,63,505
Aug₹ 35,868₹ 18,233₹ 17,635₹ 17,45,273
Sep₹ 35,868₹ 18,415₹ 17,453₹ 17,26,858
Oct₹ 35,868₹ 18,599₹ 17,269₹ 17,08,258
Nov₹ 35,868₹ 18,785₹ 17,083₹ 16,89,473
Dec₹ 35,868₹ 18,973₹ 16,895₹ 16,70,500
2030 ₹ 4,30,416 ₹ 2,43,032 ₹ 1,87,381 ₹ 14,27,469
Jan₹ 35,868₹ 19,163₹ 16,705₹ 16,51,338
Feb₹ 35,868₹ 19,354₹ 16,513₹ 16,31,983
Mar₹ 35,868₹ 19,548₹ 16,320₹ 16,12,435
Apr₹ 35,868₹ 19,743₹ 16,124₹ 15,92,692
May₹ 35,868₹ 19,941₹ 15,927₹ 15,72,751
Jun₹ 35,868₹ 20,140₹ 15,728₹ 15,52,611
Jul₹ 35,868₹ 20,342₹ 15,526₹ 15,32,269
Aug₹ 35,868₹ 20,545₹ 15,323₹ 15,11,724
Sep₹ 35,868₹ 20,751₹ 15,117₹ 14,90,974
Oct₹ 35,868₹ 20,958₹ 14,910₹ 14,70,016
Nov₹ 35,868₹ 21,168₹ 14,700₹ 14,48,848
Dec₹ 35,868₹ 21,379₹ 14,488₹ 14,27,469
2031 ₹ 4,30,416 ₹ 2,73,854 ₹ 1,56,560 ₹ 11,53,615
Jan₹ 35,868₹ 21,593₹ 14,275₹ 14,05,876
Feb₹ 35,868₹ 21,809₹ 14,059₹ 13,84,067
Mar₹ 35,868₹ 22,027₹ 13,841₹ 13,62,040
Apr₹ 35,868₹ 22,247₹ 13,620₹ 13,39,792
May₹ 35,868₹ 22,470₹ 13,398₹ 13,17,323
Jun₹ 35,868₹ 22,695₹ 13,173₹ 12,94,628
Jul₹ 35,868₹ 22,921₹ 12,946₹ 12,71,707
Aug₹ 35,868₹ 23,151₹ 12,717₹ 12,48,556
Sep₹ 35,868₹ 23,382₹ 12,486₹ 12,25,174
Oct₹ 35,868₹ 23,616₹ 12,252₹ 12,01,558
Nov₹ 35,868₹ 23,852₹ 12,016₹ 11,77,706
Dec₹ 35,868₹ 24,091₹ 11,777₹ 11,53,615
2032 ₹ 4,30,416 ₹ 3,08,587 ₹ 1,21,828 ₹ 8,45,029
Jan₹ 35,868₹ 24,332₹ 11,536₹ 11,29,283
Feb₹ 35,868₹ 24,575₹ 11,293₹ 11,04,708
Mar₹ 35,868₹ 24,821₹ 11,047₹ 10,79,888
Apr₹ 35,868₹ 25,069₹ 10,799₹ 10,54,819
May₹ 35,868₹ 25,320₹ 10,548₹ 10,29,499
Jun₹ 35,868₹ 25,573₹ 10,295₹ 10,03,927
Jul₹ 35,868₹ 25,828₹ 10,039₹ 9,78,098
Aug₹ 35,868₹ 26,087₹ 9,781₹ 9,52,011
Sep₹ 35,868₹ 26,348₹ 9,520₹ 9,25,664
Oct₹ 35,868₹ 26,611₹ 9,257₹ 8,99,053
Nov₹ 35,868₹ 26,877₹ 8,991₹ 8,72,175
Dec₹ 35,868₹ 27,146₹ 8,722₹ 8,45,029
2033 ₹ 4,30,416 ₹ 3,47,722 ₹ 82,693 ₹ 4,97,308
Jan₹ 35,868₹ 27,417₹ 8,450₹ 8,17,612
Feb₹ 35,868₹ 27,692₹ 8,176₹ 7,89,920
Mar₹ 35,868₹ 27,969₹ 7,899₹ 7,61,952
Apr₹ 35,868₹ 28,248₹ 7,620₹ 7,33,704
May₹ 35,868₹ 28,531₹ 7,337₹ 7,05,173
Jun₹ 35,868₹ 28,816₹ 7,052₹ 6,76,357
Jul₹ 35,868₹ 29,104₹ 6,764₹ 6,47,253
Aug₹ 35,868₹ 29,395₹ 6,473₹ 6,17,857
Sep₹ 35,868₹ 29,689₹ 6,179₹ 5,88,168
Oct₹ 35,868₹ 29,986₹ 5,882₹ 5,58,182
Nov₹ 35,868₹ 30,286₹ 5,582₹ 5,27,896
Dec₹ 35,868₹ 30,589₹ 5,279₹ 4,97,308
2034 ₹ 4,30,416 ₹ 3,91,822 ₹ 38,591 ₹ 1,05,486
Jan₹ 35,868₹ 30,895₹ 4,973₹ 4,66,413
Feb₹ 35,868₹ 31,204₹ 4,664₹ 4,35,209
Mar₹ 35,868₹ 31,516₹ 4,352₹ 4,03,694
Apr₹ 35,868₹ 31,831₹ 4,037₹ 3,71,863
May₹ 35,868₹ 32,149₹ 3,719₹ 3,39,714
Jun₹ 35,868₹ 32,471₹ 3,397₹ 3,07,243
Jul₹ 35,868₹ 32,795₹ 3,072₹ 2,74,448
Aug₹ 35,868₹ 33,123₹ 2,744₹ 2,41,325
Sep₹ 35,868₹ 33,454₹ 2,413₹ 2,07,870
Oct₹ 35,868₹ 33,789₹ 2,079₹ 1,74,081
Nov₹ 35,868₹ 34,127₹ 1,741₹ 1,39,954
Dec₹ 35,868₹ 34,468₹ 1,400₹ 1,05,486
2035 ₹ 1,07,604 ₹ 1,05,487 ₹ 2,117 ₹ 0
Jan₹ 35,868₹ 34,813₹ 1,055₹ 70,673
Feb₹ 35,868₹ 35,161₹ 707₹ 35,512
Mar₹ 35,868₹ 35,513₹ 355₹ 0

Features and Benefits

High Loan Amount

Borrow amounts of up to ₹25 Lakhs with a Vridhi Home Finance Home Loan

Affordable Interest Rates

Benefit from competitive interest rates starting at 12% p.a.

Maximum Loan Tenure

Enjoy flexible repayment tenures ranging up to 12 years

No Prepayment Charges

Foreclose your loan without having to pay any additional charges or penalties

Multi-purpose Loan

Construct, purchase, expand, or renovate your home with the help of this loan

Quick Application

Through the completely digital process, apply for a home loan quickly, anytime, anywhere

Eligibility Criteria and Documents Required

Vridhi Home Finance Home Loan’s eligibility criteria are quite simple. Make sure that your combined EMI amount is not more than 50% of your income. Salaried and self-employed individuals can apply for this home loan. Alongside these requirements, it is also essential to prepare the documents required, which are as follows:

  • Identity Proof: PAN card and any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving license

  • Address Proof: Any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving license

    4. Utility bill

  • Age Proof: Any one of the following

    1. PAN card

    2. Passport

    3. Voter ID

    4. Driving license

    5. Birth certificate

    6. School leaving certificate (10th)

  • Income Proof: Salary slips and bank account statements of the last 3 months 

  • Bonus Proof: Of the last 2 years or variable incentive pay within the last 6 months

  • Employment Proof: Any one of the following 

    1. Form 16 

    2. Joining date on salary slip

    3. Appointment letter

How to Apply?

Follow these simple steps to apply for a Vridhi Home Finance Home Loan on Bajaj Markets:

  • Click on ‘Apply Now’ on this page

  • Provide your income and basic personal details

  • Select ‘Vridhi Home Finance’ from the list of lending partners

  • Choose the required loan amount and property details

  • Submit the application form

  • Following this, a representative will get in touch with you for further proceedings

home loan

FAQs

Can I use the funds borrowed from Vridhi Home Finance to renovate my home?

Yes. Home loans by Vridhi Home Finance can be used for multiple purposes like constructing a house, purchasing an apartment, as well as renovating a home. 

How much can I borrow with a home loan from Vridhi Home Finance?

You can borrow amounts as high as ₹25 Lakhs with a home loan from Vridhi Home Finance. However, the amount offered to you depends on your eligibility and the lender’s policies.

What is the maximum repayment tenure I can opt for when applying for a home loan from Vridhi Home Finance?

You can enjoy repayment tenures of up to 12 years with your Vridhi Home Finance Home Loan. 

Home
active_tab
Loan Offer
active_tab
CIBIL Score
active_tab
Download App
active_tab