Learn about the features and benefits of home loans by Vridhi Home Finance
Home loans by Vridhi Home Finance are now available on Bajaj Markets at interest rates starting as low as 12% p.a. Get up to ₹25 Lakhs for tenures ranging up to 12 years. Apply for the loan through the simple application process and use the borrowed amount for construction, renovation, or purchase a home.
Vridhi Home Finance Home Loan interest rates and other associated charges are as follows:
Interest rate |
12% p.a. onwards |
Processing Fee |
2% + GST |
Other Charges |
1% |
Prepayment Charges |
Nil |
*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.
Borrow amounts of up to ₹25 Lakhs with a Vridhi Home Finance Home Loan
Benefit from competitive interest rates starting at 12% p.a.
Enjoy flexible repayment tenures ranging up to 12 years
Foreclose your loan without having to pay any additional charges or penalties
Construct, purchase, expand, or renovate your home with the help of this loan
Through the completely digital process, apply for a home loan quickly, anytime, anywhere
Vridhi Home Finance Home Loan’s eligibility criteria are quite simple. Make sure that your combined EMI amount is not more than 50% of your income. Salaried and self-employed individuals can apply for this home loan. Alongside these requirements, it is also essential to prepare the documents required, which are as follows:
Identity Proof: PAN card and any one of the following
Aadhaar card
Passport
Driving license
Address Proof: Any one of the following
Aadhaar card
Passport
Driving license
Utility bill
Age Proof: Any one of the following
PAN card
Passport
Voter ID
Driving license
Birth certificate
School leaving certificate (10th)
Income Proof: Salary slips and bank account statements of the last 3 months
Bonus Proof: Of the last 2 years or variable incentive pay within the last 6 months
Employment Proof: Any one of the following
Form 16
Joining date on salary slip
Appointment letter
Follow these simple steps to apply for a Vridhi Home Finance Home Loan on Bajaj Markets:
Click on ‘Apply Now’ on this page
Provide your income and basic personal details
Select ‘Vridhi Home Finance’ from the list of lending partners
Choose the required loan amount and property details
Submit the application form
Following this, a representative will get in touch with you for further proceedings
Yes. Home loans by Vridhi Home Finance can be used for multiple purposes like constructing a house, purchasing an apartment, as well as renovating a home.
You can borrow amounts as high as ₹25 Lakhs with a home loan from Vridhi Home Finance. However, the amount offered to you depends on your eligibility and the lender’s policies.
You can enjoy repayment tenures of up to 12 years with your Vridhi Home Finance Home Loan.