✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Check Eligibility

Apply for an India Shelter Loan Against Property of up to ₹30 Lakhs on Bajaj Markets. You can get affordable interest rates starting at 15% p.a. and opt for a suitable repayment tenure of up to 20 years.

Interest Rates and Charges

Here are the interest rates and charges:

Interest Rate

15% p.a. onwards

Processing fees

Up to 4% of the loan amount + GST

Prepayment Fees

  1. 6% of loan amount paid + GST, if within 24 months of loan disbursement

  2. 4.5% of loan amount paid + GST, post 24 months of loan disbursement

* Applicable for fixed & floating interest loans

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

India Shelter Loan Against Property EMI Calculator

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Features and Benefits

Here are a few perks you get to enjoy when you opt for a loan against property from India Shelter:

Substantial Loan Amounts

Cover your financial needs easily with high loan amounts of up to ₹30 Lakhs

Affordable Interest Rates

Get a loan against property at affordable interest rates starting at just 15%p.a.

Extended Repayment Tenures

Repay the loan through EMIs for a maximum tenure of up to 20 years with ease

Multi-purpose Loan

Use the loan amount for various expenses without any end-use restrictions

Eligibility Criteria and Documents Required

Meet the following eligibility criteria to get an approval hassle free:

  • You must be an Indian citizen

  • Salaried and self-employed professionals can apply for the loan

  • Family members and co-owners of the property are eligible to be co-applicants

Check out the India Shelter Loan Against Property documents required before applying for the loan:

1. Basic Documents

  • Completed application form with the signature of the applicant

  • Coloured passport-size photographs

  • Property documents

2. Identity Proof (any one of the following)

  • Aadhaar card

  • Voter ID

  • PAN card

  • Driving licence

  • Passport

3. Address Proof (any one of the following)

  • Aadhaar card

  • Voter ID

  • PAN card

  • Driving licence

  • 10th or 12th class certificates

  • Passport

  • Birth certificate

4. Income Proof

  • Salary slips for the last 3 months (salaried)

  • ITR of last 2 years (self-employed)

  • Business records (self-employed)

5. Other Documents

  • LIC Policy

  • FD/RD receipts

  • Details of any ongoing debts

  • Details of any additional investments

Read More

How to Apply

Follow these easy steps to get a loan against property from India Shelter on Bajaj Markets.

  • Click on the ‘Apply Now’ button provided on this page

  • Fill in all your personal and income details in the application form

  • From the list of lending partners, select India Shelter

  • Enter the amount you wish to borrow along with your property details

  • Following this, the concerned executive will reach out to you for further proceedings

INDIA SHELTER LAP

FAQs

What is the maximum amount I can get with India Shelter Loan Against Property?

You can get as high as ₹30 Lakhs as the loan amount.

What are the prepayment charges for an India Shelter Loan Against Property?

You need to pay 6% of the loan amount + GST as prepayment charges if you prepay the loan within 24 months of its disbursement. Meanwhile, after 24 months, you need to pay 4.5% of the loan amount + GST. 

 

Note that non-individual borrowers do not need to pay any penalty. This is applicable for loans with both fixed and floating interest rates.

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