Bajaj Housing Finance Home Loan Balance Transfer EMI Calculator

To reduce the cost of your existing home loan, consider transferring it to Bajaj Housing Finance. You can now apply for this facility on Bajaj Markets and get low interest rates starting from 8.10% p.a.

Your Home Loan Balance Transfer EMI

₹ 252,802

Total Interest Amount

₹ 30,672,552

Principal Amount

₹ 30,000,000

Total Payable Amount

₹ 60,672,552

Loan Amount

Interest Rate

- +

Tenure

- +

Check Offer

You can also make instant comparisons between loan offers from multiple providers on Bajaj Markets.

Bajaj Housing Finance Home Loan Balance Transfer Interest Rates

Bajaj Housing Finance offers competitive interest rates on home loan balance transfers tailored for both salaried and self-employed individuals. Here are the applicable interest rates:

Loan Type	Interest Rate
Home Loan Balance Transfer	8.10% p.a.

Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Other Fees and Charges Related to Bajaj Housing Finance HLBT

In addition to interest rates, Bajaj Housing Finance levies certain charges associated with the balance transfer process. Here are some common fees and charges:

Fee Type	Applicable Charges
Processing Fee	Up to 4% of the loan amount + GST as applicable
Loan Statement Charges	NIL
Interest & Principal Statement	NIL
EMI Bounce Charges	Up to ₹10,000 (varies by loan amount)
Part-prepayment Charges	Up to 2%
Full Prepayment Charges	Up to 4%

Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Features and Benefits of a BHFL Home Loan Balance Transfer

Low Interest Rates

Enjoy lower interest rates starting from just 8.10% p.a.

Flexible Repayment

Similar to a refinance option, you can choose to repay the loan over extended loan tenures of up to 30 years with a balance transfer

Loan Top-up Facility

Get a top-up loan without having to submit any extra documents

Online Account Management

You can access the details of your Home Loan with Bajaj Housing Finance anytime on Bajaj Markets.

Eligibility Criteria for a Bajaj Housing Finance Home Loan Balance Transfer

Before applying, it is necessary to understand the Bajaj Housing Finance Home Loan Balance Transfer eligibility criteria. Meeting these requirements ensures a smoother transfer process and increases the likelihood of approval.

For Salaried Individuals

You must be an Indian citizen or NRI
Your age should be between 23 and 65 years
You should have at least 3 years of work experience in a government job, private/public company, or a multinational corporation

For Self-Employed Individuals

You must be an Indian citizen
Your age should be between 23 and 75 years
You should have a business or profession that has been running for at least 3 years with a steady income

Documents Required for a Bajaj Housing Finance Home Loan Balance Transfer

To apply for a home loan balance transfer with Bajaj Housing Finance, you will need to submit the following documents:

Proof of identity and address, like Aadhaar Card, Voter ID, Passport, etc., are required for KYC
PAN Card or Form 60 is mandatory
Recent passport-sized photographs
Bank statements for the past 6 months
Income Proof for Salaried individuals: Latest salary slips or Form 16
Income Proof for Self-employed individuals: Last 2 years' Income Tax Returns (ITR) and Profit & Loss statement
Business Proof: It is applicable only for self-employed. They can show at least 5 years of business continuity

How to Apply for a Bajaj Housing Finance Home Loan Balance Transfer

To apply for this balance transfer facility on Bajaj Markets, follow these simple steps:

Click on the ‘Apply Now’ option on this page
Enter your personal, professional, and financial information
Select ‘Bajaj Housing Finance’ from the list of lenders
Choose your preferred loan amount and tenure
Submit the online application form

Following this, a representative will reach out to you for further proceedings.

Frequently Asked Questions

What is the Bajaj Housing Finance home loan balance transfer interest rate?

Bajaj Housing Finance offers home loan balance transfers at competitive interest rates starting from 8.10% p.a. for salaried individuals. The applicable rate depends on your financial profile, income stability, and loan terms.

Who is eligible to opt for a Bajaj HFL home loan balance transfer?

This facility is available to Indian citizens who meet the following criteria:

Age between 23 and 65 years at loan maturity (for salaried) or 23 and 75 years (for self-employed)
Minimum 3 years of work experience or stable business operation with at least 3 years of history

How can I check the status of my Bajaj Housing Finance home loan balance transfer?

You can track your status through the ‘Track Your Application’ feature on Bajaj Markets. For offline assistance, contact 022 4529 7300 to receive updates.

What is the maximum tenure for getting a Bajaj HFL home loan balance transfer?

The maximum tenure offered is up to 30 years. The final tenure depends on factors such as age, income, and eligibility.

Can I go for a top-up loan once I have transferred my loan to Bajaj Housing Finance?

Yes, you can obtain a top-up loan after successfully transferring the home loan balance to Bajaj Housing Finance.

Can we transfer a Bajaj Housing Finance home loan to another bank?

Yes, you can transfer your Bajaj Housing Finance home loan to another financial institution through the home loan balance transfer facility. This option could help in securing lower interest rates, reduced EMIs, or improved loan terms.

How to do a home loan balance transfer?

To transfer your home loan, you need to check your eligibility and apply with a new lender offering more favourable terms.

Can I take another loan if I already have one with Bajaj Housing Finance?

Yes, you can take another loan from Bajaj Housing Finance even when you have an existing one. You need to have a stable income, a strong repayment history, and meet the lender’s eligibility criteria to improve your chances of approval.

Home

Steal Deals

Credit Score

Accounts

Explore

Bajaj Housing Finance Home Loan Balance Transfer EMI Calculator

Bajaj Housing Finance Home Loan Balance Transfer Interest Rates

Other Fees and Charges Related to Bajaj Housing Finance HLBT

Features and Benefits of a BHFL Home Loan Balance Transfer

Eligibility Criteria for a Bajaj Housing Finance Home Loan Balance Transfer

Documents Required for a Bajaj Housing Finance Home Loan Balance Transfer

How to Apply for a Bajaj Housing Finance Home Loan Balance Transfer

Frequently Asked Questions

Trending Categories

Related Calculators

Our Products

Personal Loan

Business Loan

Home Loan

Home Loan Balance Transfer

Two-wheeler Loan

Credit Card

EMI Card

Fixed Deposit

Mutual Fund

Demat

Health Insurance

Car Insurance

Bike Insurance

Pocket Insurance