YES BANK Personal Loan EMI Calculator

Calculate YES BANK Personal Loan EMIs with a Personal Loan EMI Calculator

Salaried Individuals - Check your Loan eligibility!

Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

YES BANK offers personal loans for a variety of purposes. By availing a personal loan from the bank, you can fulfil many of your needs, like renovating your house, paying for a vacation or even meeting emergency medical costs. But before you avail a personal loan, you need to be aware of the repayment schedule.

The YES BANK personal loan EMI calculator can help you with this. You can use this easy and accessible tool online, free of charge. In turn, the YES BANK personal loan calculator shows you the monthly EMIs, the total interest and the total repayment amount.

Yes Bank Personal Loan Calculator

Loan Amount

Tenure

Rate of Interest

Your Monthly Personal Loan EMI

Principal Amount

Total Interest

Total Amount Payable

Amortization Schedule

Download

Year	EMI	Principal	Interest	Balance

YES BANK Personal Loan EMI Calculation

Here is a set of illustrative examples that show you the possible EMIs for different loan amounts, tenures and interest rates.

Loan amount	Interest rate per annum	Tenure (months)	Monthly EMI
Rs. 5,00,000	11%	24 months	Rs. 16,369
Rs. 5,00,000	12%	36 months	Rs. 12,923
Rs. 5,00,000	13%	48 months	Rs. 16,607
Rs. 10,00,000	11%	24 months	Rs. 32,267
Rs. 10,00,000	12%	36 months	Rs. 25,363
Rs. 10,00,000	13%	48 months	Rs. 33,214

So, as you can see, the EMIs increase if the rate of interest increases or the loan amount increases, but decrease if the tenure increases.

How Does the YES BANK Personal Loan EMI Calculator Work?

The YES BANK personal loan EMI calculator is very simple. You just need to fill in a few basic details, and the online tool will show you the exact amount of interest and the EMIs you have to pay. Here are the three parameters you need to fill in.

The Loan Amount: This is the amount of loan that you wish to avail.
The Rate of Interest: This is the rate at which interest is charged on your loan annually.
The Loan Tenure: This is the period over which you will repay the loan. You can enter this detail in years or in months.

You just need to fill in these details, and the YES BANK personal loan calculator will show you the monthly EMI amount in just a few seconds.

Factors Affecting YES BANK Personal Loan EMIs

Your monthly YES BANK personal loan EMIs are influenced by multiple different factors. Depending on these factors, you may have to either part with a higher or lower EMI amount each month. Let’s take a look at three of the primary factors affecting YES BANK personal loan EMIs.

The rate of interest

The interest rate of your YES BANK personal loan is one of the most important factors that affect the amount of EMI that you’re required to pay. Higher rates of interest translate to higher YES BANK personal loan EMIs, whereas lower rates of interest translate to lower personal loan EMIs.

The amount of loan

The amount of loan that you opt for also influences the amount of EMIs that you’re required to pay each month. The lower the loan amount, the lower your EMIs are likely to be and vice versa.

The tenure of the loan

Unlike the other two factors, the higher the loan tenure, the lower the YES BANK personal loan EMIs are likely to be. However, keep in mind that if you opt for longer loan tenures, you’re going to have to pay more interest on your loan amount as well.

Quick and accurate calculations

One of the most crucial benefits of this online tool is that it allows borrowers to conduct quick calculations, which can help them make informed borrowing decisions. Further, the results displayed by READ MOREthis calculator are nor manual, hence increasing the accuracy. READ LESS

Free to use

Several lenders have made this calculator available on their websites without any extra charges. You can choose to use this tool multiple times without incurring any added fees or charges. This adds toREAD MORE the convenience of prospective borrowers. READ LESS

Helps plan repayment

Another crucial benefit of using this calculator is that it will help you plan your loan repayment in an informed manner. Upon prior knowledge of your EMIs, you will be able to gauge your monthly incomREAD MOREe and keep the surplus towards your repayment objectives. You can also use the sliders available in the calculator to change the amounts until you arrive at one that best suits your requirements and repayment capacity. READ LESS

Helps plan prepayment

Loan prepayment is an extremely helpful feature that can help you lower your EMI burden and boost your CIBIL score. However, opting for this feature early during the loan tenure can result in more spenREAD MOREding as interest. With the use of a personal loan EMI calculator, you can view the amortisation schedule and decide the right time to opt for prepayment. READ LESS

How to Pay YES BANK Personal Loan EMI

Wondering how to pay your YES BANK personal loan EMI? Don’t worry, it is extremely easy.

Net Banking
Debit Card
UPI
Digital Payment Wallets

YES BANK Personal Loan EMI Charges in Case of Prepayment

You can opt for loan foreclosure after paying 12 instalments of your EMIs regularly. Furthermore, you can choose to prepay your loan corpus at your convenience. Upon following this step, your principal amount will get reduced as per the balance corpus. Thus, you will pay EMIs for the remaining corpus.

What are the perks of using the YES BANK Personal Loan Interest Calculator?

One of the most useful benefits of using the YES BANK EMI Calculator is that it offers accurate and instant EMI calculations. It does not leave any chances for error, which allows you to plan your loan repayment in an informed way.

What is the lowest EMI per lakh offered by YES BANK on a personal loan?

The rate of interest on personal loans from YES BANK starts at 10.99% per annum. And the maximum tenure over which you can choose to repay your loan is 5 years or 60 months. Using the YES BANK personal loan EMI calculator, we find that the lowest EMI per lakh can be calculated with the following parameters.

Loan amount: Rs. 1 lakh
Loan tenure: 60 months
Loan interest rate: 10.99% per annum
With these inputs, the monthly EMI comes out to be Rs. 2,159.

Can I use the YES BANK Personal Loan EMI Calculator more than one time?

Yes, this online tool is free to use and you can use it as many times as you wish. You can also use the sliders multiple times to arrive at a corpus or tenure that best suits your repayment capacity.

What are the prepayment charges on YES BANK personal loans?

YES BANK allows part prepayment of personal loans after you have repaid 12 EMIs. The charges for part prepayment are levied at 2% plus any applicable taxes. These charges are levied on the on part payment amount paid prematurely.

Do I have to sign up to use the YES BANK Personal Loan Calculator?

No. You do not need to sign up to use the YES BANK Personal Loan EMI Calculator. You simply need to visit the official website and navigate to the online calculator sections to utilise this online tool.

Will I get a personal loan from YES BANK if I have a bad credit score?

If your credit score is extremely poor, you may find it difficult to avail a personal loan from most banks. That said, you may still be able to avail a personal loan with a credit score that is not so great. However, the rate of interest will be higher, and the maximum amount of loan that you can avail may be lower.

Can I have a co-applicant while applying for a personal loan with YES BANK?

Off course. You can apply for a personal loan with YES BANK along with a co-applicant. This can increase the chances of getting your personal loan approved as well.

Can we pay more than the specified EMI for a YES BANK Personal Loan?

Yes, you can. This is what is known as part prepayment. YES BANK allows you to prepay your loan partially after you have repaid 12 EMIs. The charges for this are levied at 2% plus applicable taxes on the amount that you prepay.