Calculate YES BANK Personal Loan EMIs with a Personal Loan EMI Calculator
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YES BANK offers personal loans for a variety of purposes. By availing a personal loan from the bank, you can fulfil many of your needs, like renovating your house, paying for a vacation or even meeting emergency medical costs. But before you avail a personal loan, you need to be aware of the repayment schedule.
The YES BANK personal loan EMI calculator can help you with this. You can use this easy and accessible tool online, free of charge. In turn, the YES BANK personal loan calculator shows you the monthly EMIs, the total interest and the total repayment amount.
Here is a set of illustrative examples that show you the possible EMIs for different loan amounts, tenures and interest rates.
Loan amount |
Interest rate per annum |
Tenure (months) |
Monthly EMI |
Rs. 5,00,000 |
11% |
24 months |
Rs. 16,369 |
Rs. 5,00,000 |
12% |
36 months |
Rs. 12,923 |
Rs. 5,00,000 |
13% |
48 months |
Rs. 16,607 |
Rs. 10,00,000 |
11% |
24 months |
Rs. 32,267 |
Rs. 10,00,000 |
12% |
36 months |
Rs. 25,363 |
Rs. 10,00,000 |
13% |
48 months |
Rs. 33,214 |
So, as you can see, the EMIs increase if the rate of interest increases or the loan amount increases, but decrease if the tenure increases.
Features and Benefits of YES BANK Personal Loan EMI Calculator
Quick and accurate calculations
One of the most crucial benefits of this online tool is that it allows borrowers to conduct quick calculations, which can help them make informed borrowing decisions. Further, the results displayed by Read Morethis calculator are nor manual, hence increasing the accuracy. Read Less
Free to use
Several lenders have made this calculator available on their websites without any extra charges. You can choose to use this tool multiple times without incurring any added fees or charges. This adds to Read More the convenience of prospective borrowers. Read Less
Helps plan repayment
Another crucial benefit of using this calculator is that it will help you plan your loan repayment in an informed manner. Upon prior knowledge of your EMIs, you will be able to gauge your monthly incom Read Moree and keep the surplus towards your repayment objectives. You can also use the sliders available in the calculator to change the amounts until you arrive at one that best suits your requirements and repayment capacity. Read Less
Helps plan prepayment
Loan prepayment is an extremely helpful feature that can help you lower your EMI burden and boost your CIBIL score. However, opting for this feature early during the loan tenure can result in more spen Read Moreding as interest. With the use of a personal loan EMI calculator, you can view the amortisation schedule and decide the right time to opt for prepayment. Read Less
Wondering how to pay your YES BANK personal loan EMI? Don’t worry, it is extremely easy.
Net Banking
Debit Card
UPI
Digital Payment Wallets
You can opt for loan foreclosure after paying 12 instalments of your EMIs regularly. Furthermore, you can choose to prepay your loan corpus at your convenience. Upon following this step, your principal amount will get reduced as per the balance corpus. Thus, you will pay EMIs for the remaining corpus.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions on YES BANK Personal Loans EMI Calculator
What are the perks of using the YES BANK Personal Loan Interest Calculator?
One of the most useful benefits of using the YES BANK EMI Calculator is that it offers accurate and instant EMI calculations. It does not leave any chances for error, which allows you to plan your loan repayment in an informed way.
What is the lowest EMI per lakh offered by YES BANK on a personal loan?
The rate of interest on personal loans from YES BANK starts at 10.99% per annum. And the maximum tenure over which you can choose to repay your loan is 5 years or 60 months. Using the YES BANK personal loan EMI calculator, we find that the lowest EMI per lakh can be calculated with the following parameters.
Loan amount: Rs. 1 lakh
Loan tenure: 60 months
Loan interest rate: 10.99% per annum
With these inputs, the monthly EMI comes out to be Rs. 2,159.
Can I use the YES BANK Personal Loan EMI Calculator more than one time?
Yes, this online tool is free to use and you can use it as many times as you wish. You can also use the sliders multiple times to arrive at a corpus or tenure that best suits your repayment capacity.
What are the prepayment charges on YES BANK personal loans?
YES BANK allows part prepayment of personal loans after you have repaid 12 EMIs. The charges for part prepayment are levied at 2% plus any applicable taxes. These charges are levied on the on part payment amount paid prematurely.
Do I have to sign up to use the YES BANK Personal Loan Calculator?
No. You do not need to sign up to use the YES BANK Personal Loan EMI Calculator. You simply need to visit the official website and navigate to the online calculator sections to utilise this online tool.
Will I get a personal loan from YES BANK if I have a bad credit score?
If your credit score is extremely poor, you may find it difficult to avail a personal loan from most banks. That said, you may still be able to avail a personal loan with a credit score that is not so great. However, the rate of interest will be higher, and the maximum amount of loan that you can avail may be lower.
Can I have a co-applicant while applying for a personal loan with YES BANK?
Off course. You can apply for a personal loan with YES BANK along with a co-applicant. This can increase the chances of getting your personal loan approved as well.
Can we pay more than the specified EMI for a YES BANK Personal Loan?
Yes, you can. This is what is known as part prepayment. YES BANK allows you to prepay your loan partially after you have repaid 12 EMIs. The charges for this are levied at 2% plus applicable taxes on the amount that you prepay.
