₹30 Lakh Personal Loan

You can fulfil your ambitions effortlessly with ₹30 Lakh personal loan. The loan available on Bajaj Markets is easily accessible and comes with a completely digital application process. The approved amount is quickly disbursed to your bank account and can be repaid over tenures of up to 96 months, as per your convenience.

Here are some leading providers that offer ₹30 Lakh personal loan at low interest rates on Bajaj Markets:

*Disclaimer: The mentioned rates are subject to change at the lender’s discretion. 

The EMI of your personal loan of ₹30 Lakhs is usually affected by the interest rate levied by the lender and the tenure you choose. While you do not have much power over the former, it is important to choose the repayment tenure wisely. Here is a simple example to help you understand the impact of the tenure on your monthly instalments. 

Let’s assume that you got ₹30 Lakh loan at 10.99% p.a. The table provided below shows how a change in tenure will affect the EMI amount:

*Note: These are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.

Ensure to compare the EMI amount across various tenures to find a repayment plan that fits your budget. Use an EMI calculator to try different combinations of loan terms and get the results within seconds. 

Checking your eligibility before applying for any credit can help you ensure that the application process is smooth. It further increases the chances of your loan application being approved. Although the criteria may vary from lender to lender, here is a list of some basic requirements you are usually asked to fulfil:

• Your age must be between 18-68 years 

• You must have a good CIBIL score, generally 750 and above

• You must have a stable source of income

• You must be either salaried or self-employed

• You must have a minimum work experience of 2 to 3 years

Furthermore, having all the requested documents handy can speed up the process. Provided below is a list of some common documents you are required to furnish at the time of application.

• 2 passport-size photographs

• Income proof:

  • Salary slips 

  • Bank statement

• ID proof: Any one of the following

  • Driving licence

  • Aadhaar card

  • PAN card

  • Voter ID

  • Passport

• Address proof: Any one of the following

  • Aadhaar card

  • Utility bills

  • Voter ID

  • Passport

  • Driving licence

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.