Personal Loan of ₹40,000

You can apply for a personal loan of ₹40,000 on Bajaj Markets and benefit from interest rates starting at 9.99% p.a. Choose a repayment tenure of up to 96 months and repay the amount at your convenience. The digital application process, quick disbursal, and zero hidden charges make getting a personal loan on Bajaj Markets a great option.

The interest rates charged by lenders that offer personal loans of ₹40,000 are as follows:

The instalment amount for your personal loan of ₹40,000 is affected by the tenure you choose. Let’s say you took a loan of ₹40,000 and got an interest rate of 9.99% p.a. In this case, the EMI amount will differ depending on the tenure you select, as shown in the table below:

Here are some common criteria you are usually required to fulfil to be eligible for a personal loan:

• Age above 18 years

• Credit score of 750 or above

• Minimum monthly income of ₹15,000 

• Work experience of at least 2-3 years

• Indian citizenship

• Employment type - Salaried or self-employed

Ensure to keep the following documents handy when applying for this loan:

• ID Proof: Any one of the following

  • PAN card

  • Aadhaar card

  • Voter ID

  • Driving licence

  • Passport

• Address Proof: Any one of the following

  • Voter ID

  • Passport

  • Aadhaar card

  • Driving licence

  • Utility bill

• Income Proof: Salary slip or bank statement of the last 3 months

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.