Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

The InCred Personal Loan can be a great choice for those looking for customised loan offers to fulfil urgent financial obligations. Apply for the loan on Bajaj Markets and borrow up to ₹10 Lakhs. You can repay the amount over flexible repayment tenures of up to 5 years. Get the loan amount within just 4 hours of your application being approved.

InCred Personal Loan Interest Rates and Charges

The interest rates charged on a personal loan offered by InCred start from 16% p.a. To know more about the other charges in detail, click here.

Calculate the EMI for an InCred Personal Loan

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Features and Benefits of an InCred Personal Loan

Customisable Loans

Customisable Loans

These loans can be customised as per your financial needs and goals

High Loan Amount

High Loan Amount

Borrow an amount of up to ₹10 Lakhs instantly with this line of credit facility

Flexible Tenure

Flexible Tenure

Choose a repayment tenure between 3 months and 5 years as per your preference

Digital Application

Digital Application

Apply for the loan on Bajaj Markets to enjoy an easy digital application process. Also, get access to your loan account digitally

Minimal Documentation

Minimal Documentation

Secure a credit limit of up to ₹1.5 Lakhs without sharing any income proof. For higher credit limits of up to ₹10 Lakhs, you will be required to submit some basic documents.

Instant Disbursal

Instant Disbursal

Post approval, the loan amount will be credited to your bank account within 4 hours

Low Interest Charges

Low Interest Charges

Interest rates charged on this credit facility range from 16% to 38% per annum. You are required to pay interest only on the used amount and not the entire sanctioned amount.

Zero Collateral

Zero Collateral

You do not need to submit any collateral to get the loan amount.

Eligibility Criteria and Documents Required

Fulfil the criteria listed below to be eligible for this loan:

  • You should be a salaried employee

  • You must be a legal resident of India

  • Your age must be above 21 years

  • Your monthly income must fall under the range of ₹15,000 to ₹50,000

Here is a set of documents you may be asked to furnish to complete the application process:

  • PAN Card

  • Identity Proof: Aadhaar Card, Passport, etc

  • Address Proof: Utility Bills, Ration Card, etc

  • Income Proof: Bank statement of last 3 months

How Can I Get in Touch with InCred’s Customer Care?

Reach out to InCred Finance’s customer care team through the following:

  • WhatsApp live chat feature: Available on InCred’s official website under the ‘Contact Us’ section

  • Address: Unit No. 1203, 12th floor, B Wing, The Capital, Plot No. C - 70, G Block, Bandra - Kurla Complex, Mumbai - 400051

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

What is the minimum salary required to be eligible for an InCred Personal Loan?

You need to have a monthly income of at least ₹15,000 to be eligible for this personal loan.

What is the interest rate charged on InCred personal loans?

InCred Personal Loan interest rates start from as low as 16% p.a. and can go up to 38% p.a. The rate offered to you depends on your eligibility.

What is the processing fee charged on an InCred Personal Loan?

The processing fee charged on an InCred Personal Loan amounts to 2% to 5% of the sanctioned amount.

What are the contact details of InCred Customer Care?

You can contact the customer care team of InCred Finance through:

  • Address: Unit No. 1203, 12th floor, B Wing, The Capital, Plot No. C - 70, G Block, Bandra - Kurla Complex, Mumbai - 400051 

  • WhatsApp’s live chat feature on their official website’s ‘Contact Us’ section

What is the CIBIL score required to get an InCred Personal Loan?

No CIBIL score requirement has been set by InCred Finance for their personal loans. However, usually having a score of 750 or above is considered to be ideal and can increase the chances of the loan being approved.

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