Explore personal loans from PaySense on Bajaj Markets
Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
Apply for a personal loan from Paysense of up to ₹5 Lakhs on Bajaj Markets. This affordable loan is easy to manage and repay with its flexible tenures ranging up to 5 years. In just a few minutes you can apply for the loan on Bajaj Markets through a few simple steps. Just click on ‘CHECK OFFER’ and provide your basic details to get started. These collateral-free loans can help you solve any financial emergency with quick disbursals, wherein the approved amount is credited to your account within 48 hours.
The interest rates and charges applicable on personal loans facilitated by PaySense are as follows:
Interest Rate |
Starting from 1.25% per month |
Processing Fee |
2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
Foreclosure Charges |
4% of outstanding loan amount + GST |
*Disclaimer: The mentioned interest rates and charges are subject to changes at the lender’s discretion.
Why Choose PaySense Personal Loan on Bajaj Markets
High Loan Amounts
You can apply for a personal loan of up to ₹5 Lakhs
Affordable Interest Rates
The interest rates charged on these loans start from 1.25% per month
Easy Documentation Process
Submit a minimal set of documents online when applying for the loan
No Collateral Required
Get the required funds without having to submit any asset as collateral
Rapid Disbursal
Once your application is approved, you can get the amount credited to your account within just 48 hours
Ensure you fulfil the following eligibility criteria when applying for the loan:
You must be a citizen of India
Your age must be between 21 and 60 years
Your minimum net monthly income must be ₹20,001 if you reside in a metropolitan city and ₹18,001 if you live in any other city
You should have a credit score of 700 or more
You must be either a salaried or a self-employed individual
Now that you have understood the eligibility criteria, let us now delve into the documents required:
Address Proof: Any one of the following
Passport
Voter ID
Aadhaar card
Driving licence
Identity Proof: Selfie and PAN card
Income Proof: Bank e-statements of the last 3 months
In case of any grievance or suggestion, reach out to PaySense through the following points of contact:
Corporate Office Address: Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, - 400054
E-mail ID: support@gopaysense.com
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
How do I repay my personal loan facilitated by PaySense through Bajaj Markets?
You can repay your loan through net banking, debit card and UPI.
How do I get a PaySense personal loan on Bajaj Markets?
Fill in your details, submit the required documents, and get the money in just 48 hours. This is subject to the approval of your loan application.
How much can I borrow through PaySense Personal loan?
You can get amounts of up to ₹5 Lakhs by applying for this personal loan.
Can I foreclose my PaySense Personal Loan?
PaySense allows you to opt to foreclose your loan after you have completed the payment of three EMIs. For this, you are required to pay a minimal fee amounting to 4% of the outstanding principal amount.
Can I get an instant loan from PaySense with a poor credit score?
The minimum CIBIL requirement for a PaySense Personal Loan is 700. If your score is lower than 700, you may not be eligible for the loan.
Can I get a personal loan from PaySense in cash?
You can get an instant cash loan of up to ₹5 Lakhs from PaySense.
Are there any hidden charges for a PaySense Personal Loan?
You may be required to pay a processing fee amounting to 2% - 2.5% of the loan amount Pplus GST or ₹500 + GST (whichever is higher). Also, in the case of foreclosure, you may be asked to pay a charge of 4% of the outstanding loan amount along with GST charges.
