Firecracker Insurance

 Every year, countless individuals face unexpected accidents due to firecrackers during celebrations. From minor burns to more serious injuries, the consequences can be both physically and financially devastating.

 

Firecracker Insurance is a pocket insurance plan that offers Accidental Hospitalisation & Death coverage of up to ₹25,000 at a premium of ₹9 only. This plan is offered by BAGIC and is available on Bajaj Markets

 

This year, with the festive season just around the corner, the window to secure your Firecracker Insurance is closing fast. Enrol by November 4, 2024, to secure your protection. Remember, accidents don't wait for you to be prepared.

 Here are the plan details of the Firecracker Insurancer:

Here are some of the key features of Firecracker Insurance to take a quick look:

• Accidental Death Benefit: ₹25,000 sum insured (Self only)

• Accidental Hospitalisation: ₹25,000 sum insured (Family floater)

• Covers 2 Adults and 2 Children (2A2C) on a floater basis

• Full coverage for 24-hour hospitalisation

• 10-day policy duration

• Coverage starts instantly upon policy issuance

Here are the key inclusions and exclusions of the Firecracker Insurance:

Inclusions

• Room and boarding costs

• Nursing care

• ICU charges

• Doctor consultation fees

• Surgical expenses (anaesthesia, blood, oxygen, OT charges, appliances)

• Medication and consumables

• Diagnostic tests

• Internal prosthetics and medical devices

• Prescribed physiotherapy

• Emergency road ambulance (up to ₹1000 per claim)

• Day care procedures

• Floater policy option for family coverage

Exclusions

• Existing disability from a previous Accident

• Cosmetic or plastic Surgery

• Any treatment taken outside India

• Hazardous or Adventure sports

• Dietary supplements and substances

If you concur with the following points, you can consider yourself eligible for this policy.

• You are a citizen of India

• You are between the ages of:

  • 18 years and 65 years for adults

  • 3 months to 25 years for children

You need to contact the insurer through the following methods to file a claim against your policy:

 

Mobile Number

 

You can dial the toll-free number 1800-209-1021 to file your claim

 

Email Address

 

As an alternative to telephonic claims, you can write an email to customercare@bajajallianz.co.in to claim for the policy coverage

If you have a query regarding the Firecracker Insurance plan, you can send an email to insuranceconnect@bajajfinservmarkets.in. A customer care representative will get in touch to clarify your doubts.

The “Firecracker insurance” is descriptive name used purely for illustrative and awareness purposes and forms part of the Group Personal Accident policy underwritten by Bajaj Allianz General Insurance Co. Ltd. (UIN: IRDA/NL-HLT/BAGI/P-P/V.I/151/13-14). Bajaj Finserv Direct Limited, customers may voluntarily enrol under the said Group Policy. For more details on risk factors, terms and conditions, please read the sales brochure of insurers carefully before concluding a sale.” T&C apply