Myocardial Infarction Insurance Cover

What is Myocardial Infarction Cover?

Myocardial infarction or commonly known as heart attack is a serious medical condition which occurs when there is not enough blood supply to the heart muscles. If not treated immediately, it may lead to the death of the patient. Treatment of severe myocardial infarction can be quite expensive. But with a financial backing, it just gets easier to handle. Stay covered with the help of a Myocardial Infarction Insurance policy where you can claim up to Rs. 3 Lakhs to pay off the medical costs of treating heart attacks. Thus, avoid any financial stress with the help of heart attack insurance coverage starting from just Rs. 271!

 

You will get your entire membership details on your email ID after your purchase is successful.

 

What's Covered Under the Myocardial Infarction Cover?

The expenses included in Myocardial Infarction Cover are as follows:

• Hospitalisation charges

Enjoy lump-sum coverage of up to Rs. 3 Lakhs in order to clear your hospital bills while getting treated after a heart attack.

• Pre and post-hospitalisation expenses

You will receive pre and post-hospitalisation benefits for 30 days and 60 days, respectively.

• Expenses for diagnostic tests

This heart attack insurance policy covers the charges incurred for performing diagnostic tests during the pre-hospitalisation period or during hospitalisation.

• Medicine bills

All expenses incurred for the purchase of medicines related to hospitalisation are covered under the heart attack insurance policy.

• Ambulance charges

The cost of hiring an ambulance up to Rs. 2000 is also covered by the policy.

Policy Details and Specifications

The table below lists the policy details and specifications.

 

What's Not Covered?

There are some excluding factors that policyholders need to consider before buying an insurance policy for heart attack patients. They are:

• Getting hospitalised within 90 days

The policy cannot cover the medical charges if you are admitted in the hospital for the treatment within a span of 90 days of purchasing the policy.

• Any previously existing disease

This insurance plan does not cover the treatment costs if you have any previously existing disease.

• Angina pectoris or coronary syndromes

This policy excludes the treatment costs if someone is suffering from Angina pectoris or coronary disorders.

How to Make a Claim

To raise a heart attack insurance claim, you can connect with the insurer in the following ways:

• Phone call

Call 1800-102-4488 (Toll-free)

• Email

Send an email to claims@careinsurance.com.

Customer Care Details for Myocardial Infarction Cover

If you are desirous to know more about this policy covering Myocardial Infarction, contact us at: insuranceconnect@bajajfinservmarkets.in