Ayushman Bharat PM-JAY Mukh Mantri Sehat Bima Yojana (AB PM-JAY MMSBY)

Ayushman Bharat PM-JAY Mukh Mantri Sehat Bima Yojana (AB PM-JAY MMSBY), was launched on August 20, 2019, by the Punjab State Government. It aims to provide hospitalisation services for people who come under the Economically Weaker Sections (EWS) of the state. The main goal of the scheme's implementation is to offer cashless treatment of up to ₹5 Lakhs to the EWS residents at government and private hospitals so that they can receive medical treatments including surgeries without worrying about finances. AB PM-JAY MMSBY also provides beneficiaries with cashless health insurance plans of ₹5 Lakhs per family annually. 

Here are the features of AB PM-JAY MMSBY:

1. Insurance Coverage

Each beneficiary’s family would receive a cashless health insurance policy worth ₹5 Lakhs each year.

2. Treatment Packages 

1579 secondary and tertiary medical care service packages at public and accredited private hospitals in Chandigarh and Punjab are provided to the beneficiaries under AB PM-JAY MMSBY. 

3. Pre-Existing Disease Coverage

Pre-existing diseases are covered, and the treatment package covers three days of pre-hospitalisation and fifteen days of post-hospitalisation expenses.

Following is the list of benefits that you will get from AB PM-JAY MMSBY:

1. Financial Support

You will get financial support of up to ₹5 Lakhs under this initiative. As a result, you can get treated for any serious or minor disease without incurring any expenses. 

2.COVID-19 Insurance Coverage

During the COVID-19 crisis, the Punjab government announced that it would provide insurance to frontline employees. Safai karamcharis, sanitation employees, ward boys, physicians, ASHA workers, specialists, paramedics, nurses, and other healthcare personnel are all included. In the event of an accident, the recipient receives compensation of ₹50 Lakhs. However, this scheme went into force on April 30, 2020, and was only valid for 90 days.

3. Maximum Options

Beneficiaries of the AB PM-JAY MMSBY can get free treatment at 200 government hospitals and 767 private hospitals.

The coverage under this scheme includes surgeries, expenses of three days of pre-hospitalisation and fifteen days of post-hospitalisation, newborn child treatment, and other hospitalisation charges.

Here’s a list of medical coverages under SSBY:

• Cardiology

• Mental disorder

• General surgery 

• Orthopaedics 

• Paediatric surgery

• Plastic surgery

• Eye surgery

• General medicine

• Neurosurgery

• Polytrauma

• Radiation oncology

• COVID-19

• Cancer 

• Other severe diseases 

• MRI and CT scan

The AB PM-JAY MMSBY card provides significant benefits to a wide range of individuals, including those with smart ration cards, labourers, farmers, journalists with yellow cards, and excise and small traders registered with the tax department, among others. However, to access these benefits, eligible recipients must apply for and obtain an AB PM-JAY MMSBY card.

With the AB PM-JAY MMSBY card, beneficiaries can receive cashless medical treatments at network hospitals by presenting their card. As of September 10, 2022, a total of 1,29,274 AB PM-JAY MMSBY cards have been issued.

SSBY service centres have been established in different cities including Amritsar, Bhadtina, Ludhiana, Chandigarh, and so on, to assist residents. You can visit any of these centres for help with the AB PM-JAY MMSBY card. To find your nearest service centre, visit the official website of the State Health Agency, Punjab at https://sha.punjab.gov.in/shapunjab/index.php.

Here are the kinds of beneficiaries covered under the AB PM-JAY MMSBY:

1. NFSA (National Food Security Act) ration card holders 

2. Marginal and small farmers

3. Small traders under the Excise and Taxation Department, Punjab

4. Construction workers

5. J-Form holder farmers 

6. Accredited journalists holding yellow cards

Below are the key statistics of beneficiaries who have received benefits from this scheme.

You can check your AB PM-JAY MMSBY eligibility through the online portal of the State Health Agency, Punjab. Here are the steps:

• Browse the official website of the State Health Agency, Punjab

• On the homepage, go to the ‘Citizen Corner’ option and click on it

• Next, choose the ‘Check for Eligibility in Scheme’ from the menu

• Enter the required details like ration number, registration ID, etc.

• Provide the captcha and click on ‘Search’

Here are the documents required during the registration process:

• Aadhaar card 

• Family identification document

If you have applied for an AB PM-JAY MMSBY card, you may easily check the beneficiary list to see if your name is on it. Below are the steps you can follow:

• Visit the official webpage of the State Health Agency, Punjab, and scroll down the page

• Click on the ‘Whether my family is entitled under the scheme’ option

• Provide your ration card number/registration ID, etc.

• Enter the captcha and click on ‘Search’

The list will then appear on the screen.

Here are the steps that will assist you in locating a common service centre:

• Browse the official site of the State Health Agency, Punjab

• Navigate to the ‘Citizen Corner’ tab

• Now click on ‘Location for E-card Generation (CSC)’

• You will be redirected to a new page

• Enter ‘District’ and click on ‘Search’

The list of service centres will be displayed on the screen.

You can check the disabled AB PM-JAY MMSBY e-card with the help of the below-listed procedure.

• Visit the State Health Agency's official portal

• Tap the 'Citizen Corner' box on the homepage

• Now, choose 'Check Active/Inactive Status of E-card’

• You will be sent to a new page

• Enter your health card number and captcha

The screen will provide you with the required information.

Here’s a step-by-step guide to checking AB PM-JAY MMSBY's empanelled hospital list. 

• To begin, go to the official web portal of the State Health Agency, Punjab

• Navigate to the ‘Hospitals’ section and click on it

• Next, select the option of ‘Empanelled Hospitals’

• A new page will appear where you are required to provide details like the type of hospital, district name, and speciality

• Following that, click on the ‘Search’ button

All details will then be displayed on the screen.

Here are the instructions for checking the de-empanelled hospital list for the AB PM-JAY MMSBY:

• Go to the State Health Agency, Punjab's official website

• Click on the ‘Hospitals’ tab after accessing the homepage 

• Next, choose ‘De-empanelled Hospitals’ from the menu

The list will then be displayed on a new page.

You may contact the AB PM-JAY MMSBY officials in case of any kind of complaint or grievance by using the contact details given below.

• Email Id: info@shapunjab.in

• Address - State Health Agency Punjab, 4th Floor, BSNL Circle Office, Sector-34A, Chandigarh

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