Muthoot Capital Two-wheeler Loan

Get a Muthoot Capital Two-wheeler Loan of up to ₹3 Lakhs on Bajaj Markets

✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 4 Years Check Offer

The Muthoot Capital Two-wheeler Loan enables you to purchase a bike of your choice without making any down payment. Get an amount up to 100% of your bike’s on-road price with this loan, now available on Bajaj Markets. You can borrow up to ₹3 Lakhs and repay the loan over flexible tenures ranging up to 4 years.

Muthoot Capital Two-wheeler Loan Interest Rates and Charges

The interest rates and charges applicable to this loan are as listed below:

Interest rate	0.99% p.a. onwards
Processing Fee	2% to 4% + GST
Late Payment Charges	2% per month
Loan Cancellation	₹350
Rescheduling Charges	₹750
NOC Charges	Free for the first time ₹100 - second time onwards
Collection Charges	₹450
Stamp Duty	As levied by the state government

*Disclaimer: The rates are subject to constant change at the lender’s discretion.

Muthoot Capital Two-wheeler Loan EMI Calculator

Loan Amount

Tenure

Rate of Interest

Your Monthly Two Wheeler Loan EMI

Principal Amount

Total Interest

Total Amount Payable

Amortization Schedule

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Year	EMI	Principal	Interest	Balance

Eligibility Criteria and Documents Required

Meet the following criteria to be eligible for this bike loan:

You must be either a salaried or a self-employed individual
If salaried, you should have a salary of at least ₹96,000 per year
If self-employed, you must have a yearly income of at least ₹1.2 Lakhs

You should fall under the age bracket of 18 to 65 years

In addition to this, keep the following documents handy when applying for this loan:

Identity Proof: Any one of the following
- Aadhaar card
- Voter ID
- Passport
- Driving licence
Address Proof: Any one of the following
- Aadhaar card
- Voter ID
- Passport
- Driving licence
- Ration card
Income Proof: Any one of the following
- Bank statements
- ITR filings
- Salary slips
- Form 16
Asset proof: Latest land, building, or house tax receipt
Recent passport-size photographs of the applicant

High Loan Amount

Secure amounts as high as ₹3 Lakhs and purchase a two-wheeler of your choice

Up to 100% Funding

Get up to 100% of the bike’s on-road price, and own the two-wheeler with zero down payment

Affordable Interest Rates

Interest rates charged on these loans start at just 0.99% p.a.

Minimal Processing Fee

Save on your borrowing costs with a low processing fee, ranging from 0% to 4% of the loan amount

Easy Documentation

Documentation is simpler and more convenient with the online application process

Prepayment Facility

Close your loan before the end of the repayment tenure with this facility

How to Apply for a Muthoot Capital Two-wheeler Loan?

Here is how you can apply for a Muthoot Capital Two-wheeler Loan on Bajaj Markets:

Click on the ‘CHECK OFFER’ option on this page
Provide your personal and bike-related details
Select ‘Muthoot Capital’ from the list of lenders
Compare the loan offers available and select the preferred one

Submit the application form

Following this, an executive will reach out to you for further proceedings.

Customer Care Support of Muthoot Capital

In case of a grievance or query, reach out to Muthoot Capital’s customer service team through the following channels:

Address: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682035
E-mail ID: mail@muthootcap.com
Phone Number: 0484 7119400 and 0484 6613450
WhatsApp Number: 7994990002

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Two Wheeler Loan Quick Links

Two Wheeler Loan Providers

Upcoming Bikes & Prices

How much can I borrow with a Muthoot Capital Two-wheeler Loan?

You can secure amounts as high as ₹3 Lakhs with the help of a Muthoot Capital Two-wheeler Loan.

How much down payment do I need to make when opting for a Muthoot Capital Two-wheeler Loan?

You may not be required to make any down payment. This is because you can borrow up to 100% of the bike’s on-road value. This eliminates the need for any down payment.

What is the processing fee charged on Muthoot Capital Two-wheeler loan?

A processing fee ranging between 2% and 4% may be charged on this loan offered by Muthoot Capital.

What is the repayment tenure for a Muthoot Capital Two-wheeler Loan?

You can repay your Muthoot Capital Two-wheeler Loan over tenures ranging up to 4 years.

How to pay the monthly instalments of my Muthoot Capital Two-wheeler Loan?

Muthoot Capital provides two options through which you can repay the loan. You can either make the payment through the official website of Muthoot Capital or their Instant Two-wheeler Loan EMI Payment App. This makes it easy for you to manage your loan easily by paying your EMIs anytime, anywhere.

Do self-employed individuals need to provide a guarantee to get a bike loan from Muthoot Capital Services?

No such requirement has been specified by Muthoot Capital Services. However, you may be asked to provide a guarantee as a self-employed applicant, depending on your loan eligibility. Reach out to the lender to learn more details about this requirement.