ICICI Bank Loan Against Property

An ICICI Bank Loan Against Property on Bajaj Markets is an ideal solution if you need substantial funds to meet your financial needs. You  can use the loan amount to pay for personal expenses, business expansion, education, and much more. Offering loan amounts of up to ₹5 Crores at low interest rates, this loan enables you to cover large financial requirements without straining your budget. Plus, with a flexible tenure of up to 15 years, you have the freedom to repay the loan comfortably, making it a easy to manage significant expenses.

Check out the interest rates and charges:

*Disclaimer: The charges are subject to change at the discretion of the lender.

Understanding the ICICI Bank Loan Against Property eligibility criteria before applying can help improve your chances of approval. Alongside being an Indian resident, here are a few parameters you need to meet:

For Salaried Applicants:

• Your age must be between 23 and 60 years

• You must have work experience of at least 1 year if salaried

• You must have a minimum income of ₹25,000 per month
  

For Self-employed Applicants:

• Your age must be between 23 and 65 years

• Business vintage of a minimum of 2 years

• The minimum Profit After Tax (PAT) must be ₹25,000 per month

Once approved, you must provide the given documents to complete the loan application process. 

• Identity proof

  • Aadhaar card

  • PAN card

  • Passport

  • Voter ID

• Address proof

  • Aadhaar card

  • Passport

  • Voter ID

  • Utility bill

• Bank account statements of the last 6 months

• Income Proof for Salaried Applicants

  • ITR filings

  • Salary slips 

• Income Proof for Self-employed Applicants

  • Business proof documents

• Property documents 

• Passport-size photographs

Note that ICICI Bank may require additional documents as per your profile requirements.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.