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₹50 Lakhs!

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Business Loan

Scale to greater heights with business loans starting from 14% p.a. and amounts of up to ₹50 Lakhs. Compare offers from 10+ lenders and make use of a seamless application process, quick approval and disbursal, and more on Bajaj Markets

Scale to greater heights with business loans

Business Loan

Scale to greater heights with business loans

Loan Amount

(₹0.2 Lakh to ₹50 Lakh)

Loan Tenure

(12 Months to 96 Months)

Selected Partner Ambit Finvest

Recommended

Ambit Finvest

₹10179 Fixed EMI Swift Disbursal

AYE Finance

₹11131 Fixed EMI No Hidden Charges

Popular

Bajaj Finance

₹9603 Fixed EMI Flexible Tenure

Credit Saison

₹10376 Fixed EMI Preclosure Facility

FlexiLoans

₹9985 Fixed EMI Zero Collateral

IIFL Finance

₹9840 Fixed EMI Quick Disbursal

InCred Finance

₹10574 Fixed EMI Flexible Tenure

Indifi

₹10376 Fixed EMI Custom Loan Packages

View All

Why Choose Us

10+ Lenders

Simple Process

Multiple Products

Swift Disbursals

₹10179 /month

for 24 months* at 20% p.a.

Popular Offer

Check Eligibility

Download Repayment Schedule

Need help in choosing the right Business Loan?

Check out our business loan options

Ambit Finvest Business Loan

FlexiLoans Business Loan

Indifi Business Loan

Kreditbee Business Loan

Lendingkart Personal Loan

Protium Business Loan

Credit Saison Business Loan

Check Your Eligibility

Full Name Enter your Full Name

Please enter a valid Full Name

Mobile Number Enter valid Mobile Number

Please enter a valid Mobile Number

Date of Birth (DD/MM/YYYY) Enter your Date of Birth

Please enter a valid Date of birth

PIN Code Enter your PIN Code

Please enter a valid Pincode

Compare Loan Variants

Aditya Birla Finance Limited

Max Loan Amount

₹20 Lakhs

Min Interest Rate

22% p.a.

Max Tenure

36 months

Process Fee

3% to 4% of the loan amount + GST

Ambit Finvest

Max Loan Amount

₹50 Lakhs

Min Interest Rate

20% p.a.

Max Tenure

36 months

Processing Fee

Up to 2% of the loan amount

AYE Finance

Max Loan Amount

₹2 Lakhs

Min Interest Rate

29.50% p.a.

Max Tenure

30 months

Processing Fee

2.5% of the loan amount + GST

Bajaj Finance Limited

Max Loan Amount

₹30 Lakhs

Min Interest Rate

14% p.a.

Max Tenure

96 months

Processing Fee

Up to 3.54% (Inclusive of applicable taxes) of the loan amount

FlexiLoans

Max Loan Amount

₹50 Lakhs

Min Interest Rate

18% p.a.

Max Tenure

36 months

Processing Fee

Up to 2.5% of the loan amount

IIFL Finance

Max Loan Amount

₹30 Lakhs

Min Interest Rate

16.50% p.a.

Max Tenure

48 months

Processing Fee

2% to 6% of the loan amount + GST

InCred

Max Loan Amount

₹3 Lakhs

Min Interest Rate

24% p.a.

Max Tenure

60 months

Processing Fee

2% to 5% of the loan amount

Indifi

Max Loan Amount

₹30 Lakhs

Min Interest Rate

22% p.a.

Max Tenure

36 months

Processing Fee

Up to 3% of the loan amount + GST

KreditBee

Max Loan Amount

₹2 Lakhs

Min Interest Rate

14% p.a.

Max Tenure

12 months

Processing Fee

Up to 3% of the loan amount

Lendingkart

Max Loan Amount

₹35 Lakhs

Min Interest Rate

19.20% p.a.

Max Tenure

36 months

Processing Fee

Up to 3% of the loan amount

Protium

Max Loan Amount

₹35 Lakhs

Min Interest Rate

20.5% p.a.

Max Tenure

36 months

Processing Fee

1% to 6% of the loan amount

Credit Saison

Max Loan Amount

₹10 Lakhs

Min Interest Rate

22% p.a.

Max Tenure

36 months

Processing Fee

2.5% onwards of the loan amount

U GRO Capital

Max Loan Amount

₹2 Lakhs

Min Interest Rate

26% p.a.

Max Tenure

12 months

Processing Fee

Nil

Overview

You can now apply for a business loan of up to ₹50 Lakhs on Bajaj Markets, where you can compare offers from multiple lenders. Enjoy competitive interest rates starting from 14% p.a. with convenient repayment tenures of up to 96 months.

Easy-to-meet eligibility criteria, minimum documentation, and hassle-free approval are some of the unique benefits you get to enjoy. Don't be left wondering what could have been – make the smart move today and secure your financial future with Bajaj Markets.

Features and Benefits

High Loan Amount

Choose to boost your working capital, expand your operations, or hire the staff you need, with a loan of up to ₹50 Lakhs

Quick Approvals

Basis your eligibility, get your business loan application approved instantly from the comfort of your home

Zero Collateral

Apply for a big or small business loan on Bajaj Markets and avoid submitting your valuable assets as collateral

Competitive Interest Rates

Repay at your own pace with competitive interest rates starting at just 14% p.a. while enjoying tenures of up to 96 months

Variants of Personal Loan

You can choose between two personal loan variants, that is, a term loan or flexi loan, on Bajaj Markets

Eligibility Criteria & Documents Required

Check the list of terms you need to meet to be eligible for a business loan below.

Indian citizen with a good CIBIL score
Self-employed professionals such as doctors, chartered accountants, etc.
Self-employed non-professionals like traders, manufacturers, etc.
Age between 21 and 60 years
Partnerships, limited liability partnerships, and private limited companies
Minimum business experience of 1 year in the current business and at least 5 years of business experience on the whole
Minimum annual income (as per ITR) must be ₹1.5 Lakhs per annum

While checking your eligibility is crucial, keeping the required documents handy is equally important. Here is a compiled list of documents required to apply for a business loan in India.

Identity Proof: PAN/Aadhaar card, passport, driving licence, Voter’s ID
Address Proof: Aadhaar card, passport, utility bills, lease agreement
Income Proof: Bank statement for the last 6 months, ITR in addition to certified copies with details, such as income computation, Profit and Loss (P&L) statement and balance sheet for the last 2 years
Business Proof: Sole Proprietorship Declaration or authenticated copy of Partnership Deed or Certified copy of Memorandum and Articles of Association

How to Apply for a Business Loan

Follow these quick and easy steps to apply for a personal loan online.

Click on the ‘Check Offer’ button on this page
Enter your basic personal details in the online application form
Enter the loan amount and preferred repayment tenure
Submit the form for verification

Loan Against Property

Home Loan Balance Transfer

Loan Against Property Balance Transfer

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Business Loan

Eligibility

What is a business loan and how does it work?

A business loan involves borrowing capital that you can use to support an existing or a new business. You can use the borrowed funds to increase employee headcount, expand the enterprise, purchase equipment, build working capital, and more.

What is the minimum and maximum loan limit offered for a business loan?

The minimum and maximum limits on business loans vary from one lender to another. The minimum amount you can borrow may be around ₹1200. On the other hand, the maximum amount can be as high as ₹50 Lakhs.

What is the typical interest rate for business loans in India?

The business loan interest rate you get differs from lender to lender and is affected by the lender’s internal policy and benchmark rate. It is also based on your eligibility. On Bajaj Markets, you can get a business loan starting at 14% interest p.a.

What is the maximum tenure for a business loan?

On Bajaj Markets, you can get a business loan for a maximum tenure of 96 months.

Which entities can avail of a business loan?

Any entity engaged in a legal business in India can avail a business loan if it qualifies for one, depending on the eligibility criteria in place. This includes entities like partnership firms, private companies, public companies, as well as government-owned subsidiary companies.

What is the minimum turnover requirement for a business loan?

The minimum turnover required to qualify for a business loan can vary based on the criteria set by different lenders. Typically, it can range from around ₹1 Lakh to around ₹40 Lakhs or so.

Can I get a business loan without any collateral?

Yes, a business loan is usually unsecured. This essentially means that you can acquire the funds without having to pledge an asset as security.

What is the minimum CIBIL score needed to get a business loan?

To get a business loan, you must have a CIBIL score of at least 685. The higher your score, the better your chances of getting a business loan at negotiable rates.